Balance enquiry service is a helpful financial tool as it helps the bank account holders get an accurate and timely update about the account balance. Andhra Bank too recognizes this fact and supports numerous channels through which its customers can initiate their Andhra Bank balance check.
Andhra Bank account holders can call toll-free customer care helpline number 18004251515. This telebanking facility is a simple and convenient way for the Andhra Bank account balance check.
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In addition to the Andhra bank toll-free number for balance enquiry, the other methods for
Andhra Bank balance check are:
Andhra Bank account holders can visit Andhra Bank ATM. They can avail of the Andhra Bank balance check service at non-Andhra Bank ATMs also. The step-by-step procedure is:
Customers can take a printout of the same if required.
Andhra Bank mobile banking service incorporates the latest technological advancements. Andhra Bank balance check service through mobile banking is available through 2 apps - AB Tej and Andhra Bank e-Passbook. The process to check the account balance through either of these apps is as follows:
To avail of Andhra Bank balance check service through net banking, register for Andhra Bank’s net banking facility. The subsequent steps to check Andhra Bank account balance is:
To view your account statement:
Account-holders can take a printout of the same.
Andhra Bank balance check through missed call banking can be availed in the following way:
To register your mobile number for Andhra Bank balance enquiry by missed call, visit the nearest bank branch and fill up the required KYC form and complete the mobile number verification process.
For the Andhra Bank Balance Check by SMS, type ‘BAL’ and send SMS to 09223011300. The mobile number must be registered with the bank to avail of this service.
Upon successful opening of an Andhra Bank account, a passbook is issued to every customer. For Andhra Bank balance check through Passbook, get the passbook copy updated by visiting the bank branch.
For Andhra Bank balance check through e-Statement, the account holder must register their email ID with the bank. The email Id registration process can be done through Mobile Banking and Net Banking. The steps involved are:
The customer will receive the account statement every month on the registered Email ID. The statement will be received in a PDF format and will be password protected. It can be opened with the 8-digit Customer ID number mentioned on the passbook.
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Like Andhra Bank debit card balance check services, Andhra Bank Credit Card balance enquiry too can be made through different channels.
The available ways are:
For Andhra Bank credit card balance enquiry through Net Banking, the steps involved are:
To initiate Andhra Bank Credit Card balance enquiry through mobile banking, the steps involved are:
To check Andhra Bank Credit Card balance through e-Statement, register your email ID with the bank.
You can receive a monthly/quarterly/half-yearly/yearly credit card statement on your registered Email ID.
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One should always be aware of one’s financial health. Andhra Bank balance enquiry is a small but important step to achieve this objective. In fact, such checks can help thwart errors that can snowball into major settlement problems later on. With the help of Andhra Bank balance enquiry, one can check the debits (outflows from the account) and credits (inflows into the account). This not only helps in timely reconciliation of the bank account per se, but also helps the customer figure out if there is any discrepancy in any financial transactions with business partners, employers, or third-party, as the case may be.
Checking the bank balance regularly is helpful because of the following reasons:
Brings Discipline: It may appear a little stretched but being aware of one’s bank balance brings financial discipline. One refrains from making impulsive purchases or buying items that are avoidable or whose purchase can be kept in abeyance.
Avoids Debt Trap: If one is unmindful of what one has in the kitty, there is a high probability of spending more and falling into a debt trap. A debt trap can play absolute havoc on one’s financial standing.
Prevent Errors and Frauds: There is nothing worse than being oblivious of an error or a fraud that may have happened because of which the bank balance does not reflect the true picture. In order to avoid entering into such hassles and inconveniences, one can simply go in for an Andhra Bank balance check and detect any such discrepancy at an early stage.
Interest Received: It is great to know that your money works for you and earns for you. Interest is paid on your bank balance every quarter. Be mindful of these credits and enjoy those happy moments simply by checking your bank balance.
Check Charges: In case of a cash crunch, one has no option but to maintain no more than the minimum bank balance. It may so happen that the bank debits a certain levy, say locker charges, because of which the account balance goes below the minimum balance requirement. This situation may further erode the balance as penal charges would be levied. Avoid this unpleasant situation by checking the account balance regularly, and taking corrective action, if required.
Checking the bank balance online is a straightforward and convenient tool in the hands of the customer. One may get a quick snapshot of financial health by going in for an Andhra Bank balance check either by visiting the brick-and-mortar branch or by visiting the bank's various online platforms such as websites and mobile app. While the former accords the benefits of human touch and personal interaction and is especially useful if the physical premises of the bank is located in the vicinity, the latter too has emerged as a preferred option for multiple reasons.
First and foremost, the Andhra Bank balance check number is literally at the customer’s fingertips. A few mouse clicks or a few buttons on the mobile and it’s all done! An indirect but very important aspect of Andhra Bank balance check no online periodically is avoiding lengthy quarterly or annual statements leading to environmental protection. Any visit to the bank or any kind of paperwork that could have easily been avoided tends to have an adverse impact on the environment. In case one needs the statement for a longer duration, for any reason whatsoever, the soft copy of it is provided by the bank.
So, as a socially responsible citizen as well as a prudent and informed customer, an Andhra Bank balance check online is the way to go.
Disclaimer Andhra Bank merged with Union Bank of India on 1st April, 2020. On account of amalgamation, Andhra Bank’s old IFSC codes starting with ANDB******* will stand inactive from 30th September, 2021. From 30th September 2021 onwards, only new IFSC codes starting from UBIN08***** for Andhra Bank branches will be valid for inward remittances.
Andhra bank account holders can get their monthly bank account statement via email. To avail of the facility, the account holder must register their email ID with the bank. The email ID can be registered online with the bank either through Mobile banking or Net Banking. The steps involved are:
The bank account statement will be received on the registered Email ID every month. The statement will be in PDF format. It will be password protected and will require your 8-digit Customer ID number printed on the account passbook to open it.
Andhra Bank e-Statement is free of cost facility. No charges will be levied for activating the Andhra Bank E-Statement option.
The toll-free number for Andhra Bank balance enquiry is 18004251515. The toll-free customer care number can be used for both debit and credit card related enquiries.
Andhra Bank e-Passbook app is a helpful mobile banking tool. To activate the app for Andhra Bank balance check, the steps involved are:
Andhra Bank balance check through ATM will require an active ATM-cum-debit card. The steps involved are:
Missed call banking for Andhra Bank balance check can be done from registered mobile number. To register the mobile number with Andhra Bank, visit the nearest bank branch. You will be required to fill up the required KYC form and complete the mobile number verification process. Once the number is registered with the bank, the steps involved for missed call banking are:
Type ‘BAL’ and send the SMS to 09223011300 for the Andhra Bank balance check by SMS. Please ensure that the mobile number is registered with the bank.
To check Andhra Bank balance online, the steps involved are:
e-Passbook is Andhra Bank’s mobile banking app. It can be downloaded only on Android devices. Andhra Bank’s AB Tej app can be downloaded on both Android and iOS devices.
Andhra Bank credit card balance enquiry can be done through
Andhra Bank account balance can be checked through the following ways:
Andhra Bank has now merged into Union Bank w.e.f. 1st April 2020. Use Union Bank of India’s website for net banking purposes.