Yes Bank

Yes Bank Credit Card

Apply Yes Bank Credit Card

About YES BANK Credit Card

YES BANK is one of India's largest private sector banks. It was founded by Mr. Rana Kapoor. In the last two decades, YES BANK is the only bank that has been awarded the Greenfield Bank licence by the Reserve Bank of India (RBI). YES BANK has a wide network of over 1,000 branches and 1,800 ATMs across the country. The vision of YES BANK is to build a vast branch network across the country and steadily improve the products and services rendered to evolve as the "Finest Quality Large Bank" in India in the near future. 

They offer various corporate and retail lending products and Credit Cards of YES BANK is a widely accepted product owing to the host of benefits and features associated with the product. YES BANK Credit Cards are a premium range of cards offering a host of exclusive benefits and privileges.

YES BANK in partnership with American Express offers a wide range of premium Credit Cards.

The following are the range of YES BANK Credit Cards:

  • YES FIRST Preferred Credit Card
  • YES Premia Credit Card
  • YES PROSPERITY EDGE Credit Card
  • YES Prosperity Rewards Plus Credit Card
  • YES Prosperity Rewards Credit Card
  • YES FIRST BUSINESS Credit Card
  • YES Prosperity BUSINESS Credit Card
  • YES FIRST Exclusive Credit Card
  • YES Prosperity Cashback Plus Credit Card
  • YES Prosperity Cashback Credit Card

Features and Benefits of YES BANK Credit Cards

The following are the features and benefits of YES BANK Credit Cards:

  • Special offers for lifestyle spend like shopping, dining, movie tickets, and travel
  • Bonus reward points and vouchers as welcome gifts
  • Complimentary access to domestic airport lounges at major airports across the country
  • Waiver of surcharge on fuel spends
  • Exclusive Concierge service will be available
  • Free access to premier golf courses across the country
  • Reward points for spends on all purchases
  • Facility to convert transactions on the Credit Card to EMI and pay in easy instalments
  • Facility for a contactless transaction is available
  • Online transactions can be secured with Mastercard Secure Code
  • Instant cash-advance facility up to the available credit limit at nominal interest is available. This cash advance is a Personal Loan with no restriction on end-use and can be paid in easy instalments.
  • Facility to initiate standing instructions on YesPayNow to pay your utility bills on the due dates

Detailed Features of YES BANK Credit Cards

The features of various Credit Cards of YES BANK are as mentioned in the table below:

Name of the Card Features of the Card

YES FIRST Preferred Credit Card

 

  • Attractive reward points benefits
  • 3 green fee waivers at select inland golf courses
  • 1 free golf lesson every month at select inland golf courses.
  • Priority Pass membership for free and 4 free visits in a year for primary cardholders only.
  • Primary card members get 3 domestic lounge accesses for free in a calendar quarter at 25+ lounges across the country.
  • Life insurance cover of 1 Crore available for death due to air accidents.
  • Medical insurance cover up to 25 Lakhs for emergency hospitalisation when travelling overseas.
  • A credit shield is available in case of accidental death of the primary cardholder.
  • Exclusive concierge services available for car booking, flight ticket booking, booking for special events, flower delivery, hotel bookings, movie ticket bookings, etc. The bookings can be done through Mastercard Concierge Services.
  • Assistance for emergency towing is available
  • Assistance for automobile roadside repair is available
  • Book a movie ticket on BookMyShow and avail 25% discount.
  • Fuel surcharge waiver at all fuel stations across the country for a transaction between 400 and 5,000.
  • Special offers for lifestyle spend like movie tickets, dining, shopping, travelling, etc.
  • The card is enabled for a contactless transaction
  • Online transactions can be secured with Mastercard Secure code.
  • Instant EMI (equated monthly instalment) facility available wherein purchases on the card (of 2,500 or more) can be converted to EMIs without any additional documentation. The rate of interest ranges from 12% to 15%. Payment can be made in 3, 6, 9, 12, 18, and 24 months.
  • Cash advance facility
  • You can initiate standing instructions on YesPayNow for all your utility bills and be ensured of payments on due dates.
  • Card Protection Plan (CPP) available in case of theft or loss of Credit Card. Call the 24x7 CPP helpline to get protection under the plan immediately on noticing the loss or theft of the card.
  • Emergency cash assistance in India under CPP
  • Emergency hotel bill/travel ticket assistance in India and overseas under the plan.

YES PROSPERITY EDGE Credit Card

 

  • Attractive reward points benefits
  • 1 free golf lesson a month at select golf courses across the country.
  • Waiver of 3 green fee at select golf courses across the country.
  • Bookings for golf lessons can be made through Mastercard Golf Concierge Service.
  • Primary cardholders will get complimentary Priority Pass Membership.
  • 2 visits per quarter free at domestic lounges at 30+ lounges in India.
  • Life insurance cover up to 50 Lakhs for death due to air accident.
  • Emergency hospitalisation cover while travelling overseas up to 15 Lakhs.
  • In case of accidental death of primary cardholder there is a credit shield available.
  • For a transaction between 400 to 5,000 fuel surcharge waiver is available.
  • Special offers for lifestyle spend like dining, hotel booking, travel, and shopping.
  • The card is enabled for contactless transaction
  • Online transactions are secure with Mastercard Secure code.
  • Instant EMI facility available
  • Cash advance facility
  • You can initiate standing instructions on YesPayNow for all your utility bills and be ensured of payments on due dates.
  • CPP for lost or stolen card is available
  • Emergency cash assistance is available in India under CPP
  • Emergency hotel bill/travel ticket assistance available in India and abroad.

YES Prosperity Rewards Plus Credit Card

 

  • Attractive reward points benefits
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling.
  • Special offers for lifestyle spend like movie tickets, dining, shopping, and travel.
  • Online transactions are secure with Mastercard Secure code.
  • Instant EMI facility available
  • Cash advance facility
  • You can initiate a standing instruction on YesPayNow for payment of utility bills on due dates.
  • CPP for lost or stolen card is available
  • Emergency cash assistance is available in India under CPP
  • Credit shield cover is available in case of death of primary cardholder.

YES Prosperity Rewards Credit Card

 

  • Attractive reward points benefits
  • Special offers for lifestyle spend like movie tickets, dining, shopping, and travel.
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling.
  • Online transactions are secure with Mastercard Secure code.
  • Instant EMI facility available
  • Cash advance facility
  • You can initiate a standing instruction on YesPayNow for payment of utility bills on due dates.
  • Card Protection Plan for lost or stolen card is available
  • Emergency cash assistance is available in India under CPP

YES FIRST BUSINESS Credit Card

 

  • Attractive reward points benefits
  • Priority Pass Membership is available for primary cardholders for free.
  • Free access to international lounges 6 times in a calendar year for the primary cardholder.
  • Access to domestic lounges is chargeable
  • The 7th visit onwards to international lounges will be for a charge for primary cardholders.
  • 3 free access per quarter to Mastercard affiliated domestic lounges at airports across the country.
  • Green fee waiver at select Indian golf courses
  • 1 complimentary golf lesson a month at select golf courses across the country.
  • Bookings can be done through Mastercard Golf Concierge service.
  • Dedicated concierge services vide YesAssist for car bookings, hotel bookings, travel ticket bookings, flower delivery, bookings for special events, etc.
  • Towing assistance and roadside repair service through Automobile Assist are available.
  • Life cover up to 1 Crore in case of death in an air accident.
  • Emergency hospitalisation cover up to 25 Lakhs while on travel abroad.
  • Credit Shield cover up to 5 Lakhs in the event of accidental death of primary cardholder.
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling in India.
  • The card is enabled for contactless transaction
  • You can secure your online transactions with Mastercard Secure code.
  • Instant EMI facility available
  • Cash advance facility
  • YesPayNow facilitates standing instructions for payment of your utility bills on due dates.

YES Prosperity BUSINESS Credit Card

 

  • Attractive reward points benefits
  • Priority Pass Membership is available for primary cardholders for free.
  • Free access to international lounges 3 times in a calendar year for the primary cardholder.
  • Access to domestic lounges is chargeable
  • The 4th visit onwards to international lounges will be for a charge for primary cardholders.
  • 2 free access per quarter to Mastercard affiliated domestic lounges at airports across the country.
  • Green fee waiver at select Indian golf courses
  • 1 complimentary golf lesson a month at select golf courses across the country.
  • Bookings can be done through Mastercard Golf Concierge service.
  • Life cover up to 50 Lakhs in case of death in an air accident.
  • Emergency hospitalisation cover up to 15 Lakhs while on travel abroad.
  • Credit Shield cover up to 2.5 Lakhs in the event of accidental death of primary cardholder.
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling in India.
  • The card is enabled for contactless transaction
  • You can secure your online transactions with Mastercard Secure code.
  • Cash advance facility
  • YesPayNow facilitates standing instructions for payment of your utility bills on due dates.

YES FIRST Exclusive Credit Card

 

  • Attractive reward points benefits
  • Primary cardholders get complimentary membership at Taj InnerCircle Epicure which gives special privileges for dining and stay at select Taj Group of Hotels.
  • Unlimited free access to domestic lounges for both primary and add-on card member at over 25 major airports across the country.
  • Priority Pass Membership for primary cardholders
  • Waiver of 3 Green Fees at select Indian golf courses
  • One free golf lesson a month at select Indian golf courses
  • The bookings can be made through Mastercard Golf Concierge Service.
  • Life cover of 3 Crores in case of death in flight accidents.
  • Emergency hospitalisation cover of 50 Lakhs while on travel overseas.
  • Credit cover shield is available in case of accidental death of the primary cardholder.
  • Concierge services available for hotel bookings, travel ticket bookings, bookings for special events, car bookings, flower delivery, movie ticket bookings, etc.
  • 25% discount on movie tickets booked through BookMyShow.
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling in India.
  • Special offers on dining, wellness, shopping, travel, and movie ticket spends.
  • Using the Mastercard Secure Code you can secure the online transactions.
  • Instant EMI facility available
  • Cash advance facility
  • YesPayNow facilitates standing instructions for payment of your utility bills on due dates.
  • CPP gives protection against loss/theft of card. Emergency card replacement facility on reporting loss/theft of the card. Assistance for hotel bill/travel ticket payment on loss/theft of the card is available under CPP.

YES Prosperity Cashback Plus Credit Card

 

  • Attractive cashback benefits
  • Credit shield is available in case of accidental death of the primary card holder.
  • Fuel surcharge waiver between 400 and 5,000
  • Special offers for lifestyle spend like movie tickets, dining, shopping, and travel.
  • Can initiate standing instructions on YesPayNow for payment of utility bills on due dates.
  • Using the Mastercard Secure Code you can secure the online transactions.
  • Instant EMI facility available
  • Cash advance facility
  • Card Protection Plan gives protection against loss/theft of card. Emergency card replacement facility on reporting loss/theft of the card. Assistance for hotel bill/travel ticket payment on loss/theft of card is available under CPP.

YES Prosperity Cashback Credit Card

 

  • Attractive cashback benefits
  • Fuel surcharge waiver between 400 and 5,000
  • Special offers for lifestyle spend like movie tickets, dining, shopping, and travel.
  • Can initiate standing instructions on YesPayNow for payment of utility bills on due dates.
  • Using the Mastercard Secure Code you can secure the online transactions.
  • Instant EMI facility available
  • Cash advance facility
  • Card Protection Plan gives protection against loss/theft of card. Emergency card replacement facility on reporting loss/theft of the card. Assistance for hotel bill/travel ticket payment on loss/theft of card is available under CPP.

YES Premia Credit Card

 

  • Attractive reward points benefits
  • Priority Pass Membership for primary cardholders with 2 complimentary international lounge visits in a calendar year and 2 domestic lounge accesses per quarter for primary cardholders at select lounges under the Mastercard Lounge Program.
  • Waiver of 4 green fees at select Indian golf courses
  • 1 free golf lesson a month at select Indian golf courses
  • The bookings can be made through Mastercard Golg Concierge Service.
  • Credit cover shield up to 2.5 Lakhs is available in case of accidental death of the primary cardholder.
  • Waiver of fuel surcharge on spends between 400 and 5,000 on fuel refilling in India.
  • Special offers on dining, wellness, shopping, travel, and movie ticket spends.
  • Using the Mastercard Secure Code you can secure the online transactions.
  • Instant EMI facility available
  • Cash advance facility
  • YesPayNow facilitates standing instructions for payment of your utility bills on due dates.
  • CPP gives protection against loss/theft of card. Emergency card replacement facility on reporting loss/theft of the card. Assistance for hotel bill/travel ticket payment on loss/theft of the card is available under CPP.

YES BANK Credit Card Reward Points and Cashback Details

The table below gives details of YES BANK Credit Card Reward Points and Cashback:

Name of the Card Reward Points and Cashback Benefits

YES FIRST Preferred Credit Card

  • 15,000 Reward Points (RP) on your first transaction within first 90 days.
  • 10,000 RP on every renewal
  • Spend 7.5 Lakhs or above in each anniversary year and earn 20,000 Bonus RP.
  • 1000 Reward Points on every YES PayNow registration.
  • Earn RP on spending on Travel Agencies/ Tour Operators, Domestic Airlines, Dining and other categories.
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES PROSPERITY EDGE Credit Card

 

  • 15,000 Bonus RP on spending 6 Lakhs or above in an anniversary year.
  • Earn Accelerated RP on spending on Grocery Stores, Supermarkets, Department Stores, Dining, and other categories.
  • 500 Reward Points on every YES PayNow registration
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES Prosperity Rewards Plus Credit Card

 

  • 12,000 Bonus RP on spending 3.6 Lakhs or above in an anniversary year.
  • Earn Accelerated RP on spending on Grocery Stores, Supermarkets, and other categories.
  • 500 Reward Points on every YES PayNow registration
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES Prosperity Rewards Credit Card

 

  • 10,000 Bonus RP on spending 1.8 Lakhs or above in an anniversary year.
  • Earn Accelerated RP on spending on Grocery Stores, Supermarkets, and other categories.
  • 500 Reward Points on every YES PayNow registration
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES FIRST BUSINESS Credit Card

 

  • 24,000 Bonus RP on first transaction made within 30 days.
  • 24,000 RP on every renewal
  • 20,000 Bonus RP on spending 12 Lakhs or above in an anniversary year.
  • Earn RP on spending on Travel Agencies, Tour Operators, Domestic Airlines, Dining, and other categories.
  • 1,000 Reward Points on every YES PayNow registration
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES Prosperity BUSINESS Credit Card

 

  • 12,000 Bonus RP on first transaction made within 30 days.
  • 12,000 RP on every renewal
  • 10,000 Bonus RP on spending 6 Lakhs or above in an anniversary year.
  • Earn RP on spending on Travel Agencies, Tour Operators, Domestic Airlines, Dining, and other categories.
  • 500 Reward Points on every YES PayNow registration
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES FIRST Exclusive Credit Card

 

  • 50,000 Bonus RP on first transaction made within 90 days.
  • 40,000 RP on every renewal
  • 25,000 Bonus RP on spending 20 Lakhs or above in an anniversary year.
  • Earn RP on spending on Travel Agencies, Tour Operators, Domestic Airlines, Dining, and other categories.
  • 1,000 Reward Points on every YES PayNow registration.
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES Prosperity Cashback Plus Credit Card

 

  • 250 cashback on spends of 2,500 in first 30 days.
  • 5% cashback on booking movie tickets
  • 5% cashback on grocery shopping
  • 5% cashback on paying bills through YES PayNow
  • 0.75% cashback on all other retails spends

YES Prosperity Cashback Credit Card

 

  • 250 cashback on spends of 2,500 in first 30 days.
  • 5% cashback on booking movie tickets
  • 5% cashback on grocery shopping
  • 5% cashback on paying bills through YES PayNow
  • 0.50% cashback on all other retails spends

YES Premia Credit Card

 

  • Earn RP on spending on Grocery Stores, Supermarkets, Department Stores, Dining, and other categories.
  • 700 Reward Points on every YES PayNow registration.
  • 1 RP = 0.25
  • 4 RP = 1 JPMile
  • Visit YesRewardz website to know more or redeem RP.

YES BANK Credit Card Fees Details

The annual fee and renewal fee for YES BANK Credit Cards are as given below:

Name of the Card Joining Fee Renewal Fee

YES FIRST Preferred Credit Card

2,500 + Applicable Taxes

2,500 + Applicable Taxes

YES PROSPERITY EDGE Credit Card

 

  • 1,000 + Applicable Taxes
  • Waived on spending 15,000 within 90 days from the date of activation of the card.
  • 1,000 + Applicable Taxes
  • Waived on spending 75,000 in the previous year.

Yes Prosperity Rewards Plus Credit Card

 

  • 350 + Applicable Taxes
  • Waived on spending 7,500 within 90 days from the date of activation of the card.
  • 350 + Applicable Taxes
  • Waived on spending 25,000 in the previous year.

Yes Prosperity Rewards Credit Card

 

  • 250 + Applicable Taxes
  • Waived on spending 5,000 within 90 days from the date of activation of the card.
  • 250 + Applicable Taxes
  • Waived on spending 15,000 in the previous year.
  • YES Premia Credit Card

 

  • 1,500 + Applicable Taxes
  • Waived on retail spending of 20,000 within 90 days from the date of activation of the card.
  • 1,500 + Applicable Taxes
  • Waived on retail spending of 150,000 within 12 months in the previous year.

YES FIRST BUSINESS Credit Card

5,000 + Applicable Taxes

5,000 + Applicable Taxes

YES Prosperity BUSINESS Credit Card

2,500 + Applicable Taxes

2,500 + Applicable Taxes

YES FIRST Exclusive Credit Card

10,000 + Applicable Taxes

10,000 + Applicable Taxes

YES Prosperity Cashback Credit Card

1,000 + Applicable Taxes

1,000 + Applicable Taxes

YES Prosperity Cashback Plus Credit Card

1,500 + Applicable Taxes

1,500 + Applicable Taxes

YES BANK Credit Card Charges

The charges for YES BANK Credit Card are as mentioned below:

Type of Charge Amount

Finance charge

1.99% to 3.5% p.m.

Charges for late payment

  • Depends on the balance in the statement:
  • Balance less than 100: Nil
  • Balance between 100 to 500: 100
  • Balance between 501 to 5,000: 400
  • Balance between 5,001 to 20,000: 400
  • Balance between 20,000 to 5,000: 700

Charges for card utilisation over the credit limit

2.5% of the over limit or 500 whichever is higher.

Foreign currency mark -up fee

1.75% to 3.5% depending on the card

Cash advance

2.5% of the transaction amount with a minimum of 300.

How to Apply for YES BANK Credit Card?

You can apply for the YES BANK Credit Card in the following ways:

Steps for new customers to apply for the Yes Bank Credit Card:

  • Visit the official website of YES BANK
  • Go to the Credit Cards page and provide your contact details and personal details
  • Details of the list of cards will appear. Choose the card as per your requirement. If the financial details satisfy the requirement of the bank for that particular card
  • You can proceed to apply for the card
  • On verification, a representative from the bank will approach you and guide you through the process.
  • You will have to submit the documents relating to address proof, Photo ID proof and Income Proof for checking the eligibility criteria and issuing the card.

Steps for existing customers to apply for the Yes Bank Credit Card:

  • Go to the Credit Card page on the official website of YES BANK
  • Provide your net banking customer ID and mobile number
  • You can directly apply for the Credit Card online

Steps to apply for the Yes Bank Credit Card through MyMoneyMantra:

  • To begin with, visit the MyMoneyMantra website
  • Log in and choose the Credit Cards menu. Select the card you intend to apply for and submit.
  • Fill in all the relevant information required for applying for the Credit Card
  • Once the filling of the application is complete and the process initiated, you will get assistance from MyMoneyMantra representative to go through the process from documentation till the approval of the card.
  • On approval, the card will be dispatched to your address. Card and the pin will be despatched separately.

To apply for the card offline you have to visit the nearest YES BANK branch and apply for the Credit Card by submitting the relevant documents.

Eligibility Criteria for YES BANK Credit Card

The following are the eligibility criteria for YES BANK Credit Card:

  • The applicant should be in the age group of 21 to 60 for all other cards except the Business Cards.
  • For the Business Cards, the applicant should be in the age group between 21 years to 70 years.
  • Both salaried and self-employed individuals are eligible for all other cards except the business cards.
  • For business cards only self-employed individuals, proprietors, and partners of partnership firms are eligible.
  • Credit Score of the applicant should be preferably above 750
  • The minimum income criteria are different for different cards: Below is the minimum income required to apply for each YES BANK Credit Card:
    • YES FIRST Preferred Credit Card: 2 Lakhs per month or ITR of 24 Lakhs. This card can also be availed against Fixed Deposit of minimum 3 Lakhs in select branches of YES BANK.
    • YES PROSPERITY EDGE Credit Card: 60,000 per month or ITR of 7.20 Lakhs
    • YES Prosperity Rewards Plus Card: 25,000 per month or ITR of 5 Lakhs. This card is also issued against Fixed Deposit at select branches of YES BANK.
    • YES Prosperity Rewards Credit Card: 25,000 per month or ITR of 5 Lakhs
    • YES FIRST BUSINESS Credit Card: ITR of 10 Lakhs
    • YES Prosperity BUSINESS Credit Card: ITR of 5 Lakhs
    • YES FIRST Exclusive Credit Card: 4 Lakhs per month or ITR of 50 Lakhs
    • YES Premia Credit Card: 1.20 Lakhs per month or ITR of 15 Lakhs
    • YES Prosperity Cashback Plus Credit Card: 25,000 per month or ITR of 5 Lakhs
    • YES Prosperity Cashback Credit Card: 25,000 per month or ITR of 5 Lakhs

Documents Required for YES BANK Credit Card

The following documents are required to apply for YES BANK Credit Card:

  • Address Proof such as Aadhaar Card, Passport, Driving Licence, Utility bills, Rental Agreement, etc.
  • Proof of Identity such as Aadhaar Card, Voter's ID Card, Pass Port, Driving Licence, PAN Card, etc.
  • Income Proof such as IT Returns, Form 16, and the latest Salary Slips

Making Your YES BANK Credit Card Payment

The Account Holders of YES BANK can make Credit Card Payments in the following ways:

  • Register for YES BANK Internet banking facilities
  • You can give auto-debit instructions from your Savings Bank Account at YES BANK or can transfer the amount to Credit Card from your Savings Bank/Current Account at any YES BANK ATM.

All other customers can make the payment in the following ways:

  • NEFT/RTGS: Under the beneficiary account option, you will have to provide the YES BANK Card Number.
  • Cheque: Mention the YES BANK Credit Card Number and drop the cheque at any of the YES BANK drop boxes across the cities.
  • Bill Desk: Payment can be made through any bank net banking account
  • You can also make payment by way of cash deposit at any YES BANK branches
  • You can use the YES BANK Mobile App and make payment through YES BANK Savings account or any other bank account.

YES BANK Credit Card - Customer Care Numbers

The customer care numbers for YES BANK Credit Card are:

  • 1800-103-1212
  • +91 2249350000 to call from outside India
  • You can also send SMS 'HELP' to 223390909

Frequently Asked Questions - Yes Bank Credit Card

What is YES BANK Mastercard Service Code?

This is a service offered by YES BANK in partnership with Mastercard. This is nothing but a password that you should enter while making online transactions with your card.

What is the process for registration for YES BANK Mastercard Service Code?

The following procedure has to be followed for registering for Mastercard Service Code:

  • Choose YES BANK in the Payments Section in the 'Pay by Credit Card' option at the time of processing the payment while making online transactions.
  • After the shopping exercise is completed, the relevant option for registration will be displayed
  • A hint question should be selected from the dropdown list and answer the same.
  • This will be useful to confirm your identity while resetting password.
  • A password has to be created for authentication of online payment along with a personal message. This personal message will be used to authenticate all online transactions to confirm identity as the cardholder.
  • After confirmation of registration information, terms and conditions will be displayed that have to be accepted. On acceptance of the terms and conditions, the registration process will be complete.

What are the ways to check YES BANK credit limit?

  • You can check the YES BANK Credit Card limit by using the Internet banking facility
  • You can also check the card limit through mobile banking facility
  • You can also call the customer care helpline on 1800-1030-1212 to check the Credit Card limit

Is cash withdrawal allowed in YES BANK Credit Card?

Yes, cash can be withdrawn up to the cash limit at any ATM. The cash advance will have a charge of 2.5% of the cash advance with a minimum of 300.

What is the application status tracking method for YES BANK Credit Cards?

You can check the status of the YES BANK Credit Card by visiting their official website and entering the 13 -digit reference number that would be sent to your registered mobile number. Alternatively, you can call the customer care on 1800-103-1212 to get the status.

Can the YES BANK Credit Card Pin be changed?

Yes, the YES BANK Credit Card Pin can be changed. For this you have to visit the Credit Card page through internet banking facility and using the option to change or generate Pin, you can change the Pin.

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