Following are the key highlights of the AU Finance Bank LIT Credit Card
Joining Fee | Nil |
Annual Fee | Nil |
Most Suitable For | Rewards, Cashback, Milestone benefits, Fuel, Airport Lounge access |
Rewards | 10X or 5X reward points on online and offline purchases(using POS machines) |
Discover the exceptional features of AU Bank's LIT Credit Card and take advantage of its unique benefits to enhance your shopping and travel experiences. Here's what you can enjoy:
Make your shopping more rewarding with the LIT Credit Card. You can earn 5X or 10X Reward Points on all your online and offline transactions, both domestic and international. Redeem your reward points for exciting discounts and offers. Please note that cash withdrawals, fuel, and EMI transactions are not eligible for the program and base reward points.
You are eligible for:
Save more with every refuel! Enjoy a 1% fuel surcharge waiver on transactions ranging from INR 400 to INR 5,000.
You are eligible for:
Get cashback on your retail spends with the LIT Credit Card. You can earn an additional 5% cashback or 2% cashback over a 90-day period. The minimum retail spends for each cashback are INR 7,500 and INR 10,000, respectively. Please note that fuel, rent, and cash withdrawal transactions are not eligible for accelerated rewards.
You are eligible for:
Additional 5% Cashback
Additional 2% Cashback
Spend more, save more! Get additional 5% cashback for groceries, dining, travel, electronics, and apparel expenses, along with 1 Reward Point per INR 100 spent. You can earn a maximum cashback of INR 1,000 in a 30-day period.
You are eligible for:
Travel in comfort and style with your LIT Credit Card. You can enjoy up to 4 domestic lounge visits per 90 days or per quarter.
Please note that terms and conditions apply to avail these rewards and benefits. Cashback will be adjusted against outstanding dues on the card.
For KYC verification
Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
Address proof:
Utility Bills/ Ration Card/ Passport
ID proof:
Aadhar Card/ PAN card/ Driving license/ Voter Id Card
Income Proof:
Last 3 Salary slips / bank statements for salaried
Photographs: Recent photographs
Here’s the big surprise - This card is absolutely FREE that too for the lifetime.
Type of Fees / Charges | Amount |
Cash Advance Charges | 2.5% amount withdrawn, subject to a maximum of 100 |
Cash Advance Limit | 20% of the total credit limit |
Late Payment Fees | Amount for Statement Balance:
|
After you receive your AU Bank LIT credit card, the first thing you need to do is to start building your credit card or choose the services that you want to avail with your brand new LIT card by AU bank. To build your LIT Credit Card, you must follow the steps mentioned below:
Step 1: Access the official website of AU Bank and download the AU 0101 app by scanning the provided barcode.
Step 2: Navigate to the credit card homepage and click on the 'Manage Credit Card' option to view the available benefits.
Step 3: Review the pricing details of each feature and select the one that aligns with your needs.
Step 4: Select the feature you want and use the AU 0101 app to turn off auto-renewal if necessary.
Step 5: Utilize the app to keep track of your active benefits, including cashback and rewards.
These criteria are only indicative. AU Bank reserves the right to approve or decline applications for Credit Card.
Apart from Vetta Credit Card, AU Small Finance Bank also offers the below given credit card variants:
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You can redeem your earned reward points through AU Small Finance Bank LIT Credit Card after the statement is generated.
The interest-free period for AU Small Finance Bank LIT Credit Card is up to 48 days, but this is not applicable for cash withdrawal.
Categories such as fuel, rent, insurance, and cash withdrawal transactions are not eligible for cashback offers on AU Small Finance Bank LIT Credit Card.
The memberships offered with AU Small Finance Bank LIT Credit Card are valid for a period of 3 months and are free of cost.
No, AU Small Finance Bank LIT Credit Card does not offer any welcome benefits.