HSBC Bank Cashback Credit Card

The key details of the HSBC Cashback card are given in the following table:

Following are the key HSBC Cashback Credit Card benefits and features:

Welcome Benefit

You will receive a voucher worth INR 1000 if you make at least INR 10000 worth of transactions within the first 30 days. TnC’s apply

Joining Benefit

• Win Amazon e-gift voucher worth Rs. 250 on completing online credit card application and video KYC.

Offers

• 10% cashback on all dining, food delivery and grocery spends
• 1.5% unlimited cashback on all other spends (exclusions apply)*of funds to an online wallet). 
• 4 complimentary domestic lounges per year (1 per quarter)
• Cashback is also available on the Instant EMI facility on your card across listed merchants.
• Cashback will be credited within 45 days of the card statement date.

Exclusive Monthly Offers

• 5% discount on spending Rs. 1,000 or above on Amazon (maximum Rs. 250 per card per calendar month) on multiple eligible transactions. The offer will not be valid during the Amazon Great Indian Festival Sale period.
• Flat Rs. 50 off on postpaid utility payments of Rs. 500 (maximum Rs. 200 in a calendar month per card) done through Amazon Payup to 4 times in a calendar month per card. 
• 30% instant discount (up to Rs. 600) on EazyDiner on a minimum order value of Rs. 1,000. Offer valid once per month per card.
• Flat 10% discount (up to Rs. 100) on Binkit. Use Promo Code HSBC10. Maximum discount Rs. 300 on first 3 eligible transactions in a calendar month.
• Flat 10% savings (up to Rs. 150) on ordering prescribed medicines from PharmEasy. Complimentary 3 month PharmEasy plus membership

Partner Offers

• Buy-one-get-one-free movie tickets (up to Rs. 250) on bookings done through BookMyShow on Saturdays.
• 15% instant discount on select products at Tata CLiQ in Lifestyle, Electronics and Luxury categories.

Other Benefits

• Zero liability for lost cards. Up to Rs. 3,00,000 cover for any misuse of your HSBC Cashback Credit Card for up to 24 hours before reporting and registering the loss.
• Emergency card replacement if you lose your card. Just call Visa Global Assistance Services or HSBC Helpline numbers.

Following are the fees and charges associated with the HSBC Cash Back credit card:

• Standard joining fee: Rs. 999/-
• Standard annual fee: Rs. 999/- (Waived off on annual spends of Rs. 2,00,000 or above).
• Standard annual fee for Premier Customers: Nil.
• Finance charges on extended credit: 3.49% p.m. (41.88% p.a.).
• Late payment fee: 100% of the minimum payment due (minimum Rs. 250 & maximum Rs. 1,200 p.m.).
• Currency conversion charge for foreign currency transactions: 3.5%.
• Cash payment charge: Rs. 100. 
• Minimum Payment Due (MPD) on credit usage: Minimum Rs. 100 interest will be charged on the extended credit.
• Bounced cheque/ dishonoured SI/ unsuccessful NACH payment: Rs. 500.
• Cash advance limit: Up to 20% of the credit limit.
• Transaction fee for cash advances at branches & ATMs: 2.5% of the transaction amount (minimum Rs. 500).
• Transaction fee for cash withdrawal at ATMs overseas: Rs. 100. 
• Overlimit fee: Rs. 500 p.m.

You can apply for an HSBC Cashback Credit Card on meeting the following eligibility criteria:

• You must be an Indian resident.
• You must be aged at least 18 years and a maximum of up to 65 years old.
• Your annual income must be a minimum of Rs. 4,00,000 per annum (if salaried individuals).
• You must reside in New Delhi, Noida, Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, or Pune.

You will need to submit the documents mentioned below to apply for an HSBC Cashback Credit Card along with the filled-in and signed application form and recent passport-sized photographs: 

• If you are a salaried employee: The latest salary slip. 
• If you are already using another credit card: The front side of the credit card and the latest credit card statement.
• Proof of residence.
• Identity proof.
• Your permanent account number (PAN) Card

*Please note that the list of documents given above is for reference purposes only. The bank may request for additional documents from you during the credit card application process.

You can apply for an HSBC Cashback credit card through MyMoneyMantra.

• Click on the "Apply Now" button.
• You will be redirected to the HSBC Bank website.
• Fill in the required details and submit.