Welcome Gift

  • As a Welcome Gift on Etihad Guest SBI Premier Credit Card, you get complimentary Etihad Guest Gold tier status after the first transaction of your card.
  • You also get 2 vouchers for Free Wi-Fi on booking the first flight using the card.
  • Reward Benefits
  • Introductory Offer
  • Instant Discount
  • Complimentary Insurance
  • International Lounge Program
  • Fuel Surcharge Waiver
  • Global Acceptance
  • Complimentary Insurance Cover
  • Easy Bill Pay Facility

Annual Fee & Joining Fees

  • Joining Fees: Rs 4999
  • Annual Fees: Rs 4999

Eligibility for ETIHAD GUEST SBI PREMIER Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements.

Additional Info: Check the Best Travel Credit Card in India & apply.

Documents required for ETIHAD GUEST SBI PREMIER Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Address proof: Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Annual Fee details

Joining fee 4,999 + GST
Renewal fee (second year onwards)4999 + GST (per annum) 
*waived off on annual spends over  5 Lakh
Add-on feeNIL

Charges for cash advance/extended credit

Finance charges3.35% per month, 40.2% per annum (from date of transaction)
Cash advance fee on domestic ATMs (SBI and other ATMs)

2.5% of the transaction, minimum of  300


Cash advance fee on international ATMs3% of the transaction, minimum of  300
Statement retrieval fee for statements older than 2 months 100 per statement
Payment dishonour fee2% of the amount, a minimum of  450
Cheque pick up fee100
Overlimit fee2.5% of over limit, a minimum of  500

Late payment charges

ChargeDue Card Amount
 100 200 to  500
 400 500 to  1000
 600 1000  to  10,000
 800 10,000  to  25,000
 950greater than  25,000


Railway tickets booking through counters 30 + 2.5% of transaction
Railway tickets through IRCTC1.8% of transaction+ applicable taxes
Petrol and other products & services at petrol Pumps1% fuel surcharge waiver for each transaction of  500 to  4,000 (Max 250 waiver per statement cycle, per credit card account).

Other Charges

Rewards redemption fee 99
Card replacement 100
Emergency card replacement (when abroad)Actual cost (minimum of $175)
Dynamic currency conversion, Mark up fee3.50% (Only for transactions above or equal to  1000)
Foreign currency transaction, conversion mark up3.50%
Priority Pass Lounge charges
  • Access to domestic Airport Lounges through Priority Pass Program at $27 per visit + taxes.
  • After exhausting complimentary visits, Overseas Airport Lounge visits through the Priority Pass Program are charged at usage fee of $27 per visit + taxes.
  • All guests accompanied by the SBI Card Priority Pass Customer to Airport Lounge, will be charged at $27 per visit + taxes.
Cash payment fee 100

Things to know

  • You enjoy interest-free credit period of 20-50 days on retail purchases if previous month's outstanding is paid in full.
  • Minimum amount due= 5% of Total Outstanding (Minimum of  200 + all applicable taxes + EMI (if any) + OVL amount (if any)
  • Cash Advance is capped at 80% of the limit, subject to a maximum of  15,000 per day.
  • Order of Payment Settlement: Cardholder account payment is settled in order of Minimum Amount Due, Fees & Other Charges, Interest charge, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.
  • Only payments through local cheques or drafts payable in Delhi are accepted.
  • Contact SBI Helpline for further assistance at 39 02 02 02 (prefix local STD code) or 1860 180 1290

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✅ How do I apply for Etihad Guest SBI Premier Card online?


To apply for Etihad Guest SBI Premier Card online, all you need to do is fill a Credit Card query form on MyMoneyMantra Website. As you fill the form, you will create unique customer access for yourself. A One Time Password (OTP) is generated so that your identity can be verified. You will receive the OTP on the mobile number shared in the form.

By filling up the OTP, you will access the best Credit Cards according to your credit requirements. You can compare various cards or go directly to Etihad Guest SBI Premier Card and connect with the card issuer.

The moment you click on the chosen card, our representatives will initiate the processing of your request. A card representative will also contact you on the phone and further assist you to avail the card in the shortest turnaround time. They will assist you to get doorstep delivery of the card. The entire process is quick and hassle-free.

✅ What are the eligibility criteria for Etihad Guest SBI Premier Card?


 To apply for Etihad Guest SBI Premier Card, you must fulfil following eligibility criteria:

  • You should be an Indian citizen.
  • You must be 21 years old.
  • You should have a good credit history and score.
  • You should have legal documents to verify your identity, age, income, and address.

✅ What are the documents required for Etihad Guest SBI Premier SBI Card?


To apply for Etihad Guest SBI Premier SBI Card, you are required to fill the card application form and attach the recent passport sized pictures, along with a copy of valid documents to verify your identity, age, income, and address. You can submit any one of the acceptable documents for each category. The approved documents' list is as below:

Identity ProofAge ProofIncome ProofAddress Proof
Pan Card/ Driving License/Voter ID Card/ PassportBirth Certificate/Passport/ Voter ID card
  • For salaried employees: Latest salary slips for 3 months, Bank statements for past 6 months
  • For self-employed/ business owners: Latest ITR, financial statements, proof for business continuity
Copy of latest utility bills like Telephone bill, Electricity bill, Bank Statement, etc/Rent Agreement/ Voter ID card/ Ration Card/ Passport/ Driving License

✅ What is the difference between privileges of Etihad Guest SBI Premier Card and Etihad Guest SBI Card?


Etihad Guest SBI Premier Card and Etihad Guest SBI Card are the two variants of international co-branded cards by SBI and Etihad Guest which is the loyalty programme of Etihad Airways. The former is the premium version packed with complimentary Gold Tier Status, while the latter comes with complimentary Silver Tier Status. The annual membership cost of Etihad Guest SBI Premier Card is 4999, while Etihad Guest SBI Card costs 1499 annually.

Both Cards are packed at par with exclusive rewards and benefits. A highly frequent flier must choose the premium version while a frequent flyer may opt for the plain variant. Both cards offer exclusive value back in the form of Etihad Guest Mile rewards, Airport Lounge Access and instant discount on direct airways booking. For Example, You enjoy additional excess baggage allowance of 10 kgs with Etihad Guest SBI Card and 15 kgs with Etihad Guest SBI Premier Card. You also get priority boarding and complimentary insurance cover with your card.

✅ Will a late card payment hurt my credit score?


As per RBI directive, SBI Card periodically reports your card usage history including the payments and defaults to the credit information bureaus which builds your Credit Score. When you miss the monthly payment on your card, it is bound to be reflected on your report. However, it does take 40-50 days to report a credit history. You get ample time to pay out. The SBI Card doesn't report default without taking the required steps.