IDBI Balance Check Number 2023

IDBI Bank account-holders can avail of the IDBI bank balance enquiry facility to stay updated about their banking transactions. Giving a call on any of the IDBI Bank balance enquiry toll-free numbers is the easiest way to know your IDBI Bank account balance.

The IDBI Bank balance enquiry toll-free numbers are:

• 1800-209-4324
• 1800-200-1947
• 1800-22-1070

For IDBI Bank balance enquiry, call any of the above toll-free numbers. Select the preferred language and follow the IVR instructions to get account-related information.

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In addition to the IDBI Bank toll-free number, other options for IDBI Bank account balance check are:

Through ATM 

To avail of IDBI Bank balance enquiry service through ATM, use the ATM-cum-debit card issued by IDBI bank for the bank account. Ensure that you have a valid ATM card and PIN. The steps involved are: 

• Visit the nearest IDBI Bank ATM. You can also avail of IDBI Bank balance check service at any non-IDBI Bank ATM
• Insert the debit card in the teller machine
• Enter the 4-digit ATM PIN 
• Select the ‘Balance Enquiry’ option 
• Press Confirm

The available account balance in your IDBI Bank account will appear on the ATM screen instantly. 

Through Internet Banking

IDBI Bank offers an internet banking facility. This easies the IDBI Bank balance check process. IDBI Bank account holders can apply for activation of service at the home branch.

Once internet banking is activated, the steps involved in IDBI Bank balance check are:

• Visit the official website of IDBI Bank, www.idbi.com. 
• Log in to internet banking using login User ID and password
• Go to Account Details
• Select the ‘Account Balance’ option

The results will instantly appear on your screen.  

Through Mobile Banking

IDBI Bank offers two mobile apps to enable the account holders to access banking information at their fingertips. These are – IDBI Bank GO Mobile+ and IDBI Bank mPassbook. The mobile apps can be downloaded on Android and iOS devices from Google PlayStore or AppleStore, respectively.

The steps involved for IDBI balance check through mobile banking are:

• Download the preferred IDBI Bank mobile banking app
• Install the app on the Smartphone using banking credentials
• Log in to your bank account
• Go to ‘Manage Accounts’
• Choose the ‘Balance Enquiry’ option
• Submit request

Through SMS Banking

IDBI Bank offers an SMS Banking facility to account holders who maintain Savings, Current or Fixed Deposit accounts with the bank. This is a free-of-cost facility; however, some telecom operators may charge a nominal charge per SMS. To avail IDBI Bank balance check facility through SMS, type ‘BAL CUSTOMER ID PIN [ACCOUNT NUMBER]’ and send it to 9820346920 or 9821043718.

To get information on the last three transactions, type ‘TXN CUSTOMERID PIN [ACCOUNT NUMBER]’ and send SMS to 9820346920 or 9821043718.

Through NUUP (National Unified USSD Platform) or USSD Code

IDBI Bank balance enquiry can be made through USSD Code. IDBI Bank’s USSD code is *99*49#. The service can be availed using any handset, without the need for an internet connection.

Through Passbook

On the opening of an IDBI Bank account, a passbook is used for every account holder. The same can be updated at any IDBI Bank branch and can be used to get IDBI Bank transaction details.

Through Missed Call Banking 

To facilitate IDBI Bank balance enquiry on the go, IDBI Bank offers balance enquiry through missed calls. This is a toll-free service and can be used to obtain information on account balance or mini statements. This is a free-of-cost service available on the registered mobile number of the customer.

To initiate IDBI Bank balance enquiry through missed call, call 18008431122. You will receive an SMS with details of the account balance instantly.

To get IDBI Bank mini statements or seek information on the last 5 transactions through missed call facility, call 18008431133. You will receive an SMS containing information on the last five transactions instantly.

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Accurate and timely information is important in all spheres of life. But when it comes to financial transactions, every piece of information is extremely crucial. The bank balance enquiry, although seems to be petite, holds the key to structure one’s financial status. The awareness of earnings, fixed expenses, spending habits, and liquidity is important for the same. No wonder IDBI Bank supports numerous channels to enable its account holders to have regular and timely access to their banking transactions. The important ways through which IDBI Bank balance enquiry can prove helpful are:

Awareness of Income – Unless you have a fixed salary credit coming in every month, you might not be aware of your total income. IDBI Bank balance enquiry helps to know the income credits on a daily, weekly, or monthly basis

Know Your Spending – Simply swiping your credit or debit card without being aware of your total spending can land you in trouble. A periodic IDBI Bank balance enquiry can ensure that you do not go overboard with your spending pattern. 

Correct Discrepancies – Though all banking credits and debits are automated, and chances of error remain negligible, it's wise to carry out periodic balance check enquiries to identify any error early on. 

Interest Incomes - Your bank balance will earn interest. This additional inflow of funds will improve your financial position. Thus, the interest credit information can only be sought through a periodic balance enquiry. 

Track Bank Charges – The bank renders services and charges a fee for the same. At times a customer is not aware of these charges and outflows and continues following the same pattern. So it is important to be conscious of these levies. If possible, try to avoid them altogether through prudent banking practices. 

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IDBI Bank balance enquiry service is a hassle-free tool. It enables the account holder to be aware of his financial position and, in turn, take crucial financial decisions prudently. A regular IDBI Bank balance enquiry would lead to better cash management and smart financial planning. IDBI Bank balance check is also important as it helps both debit and credit card checks. Thus, one remains within their spending limits. This cuts down the risk of financial shortfalls and debt traps. Regular balance enquiries also uncover discrepancies and help take timely action to remove anomalies, if any. The presence of various channels through which the account balance can be checked depends upon convenience, exposure, and availability of technology. But whether it’s online or offline, all enquiries are carried out safely. In short, a regular IDBI Bank balance check will make you aware of what you have and how much you should spend.