Personal loans are an amazing source to fund all of your financial needs, including marriage, vacation, debt consolidation, and so on. You can easily get a Loan in Kerala of up to Rs. 1 crore and the Personal Loan Interest Rates starting from just 10.50% p.a. The application and disbursal are instant and you require minimum documentation.
Bank/ NBFC | Loan Amount | Interest Rate (p.a) | Tenure | Prepayment Charges | Processing Charges |
HDFC Bank | Rs. 50,000 - Rs. 40 lakhs | 10.50% | 1 - 5 years | 2% - 5% | Up to 2.50% |
ICICI Bank | Rs. 50,000 - Rs. 25 lakhs | 10.50% | 1 - 6 years | 5% | Up to 2.50% + GST |
Kotak Mahindra Bank | Rs. 50,000 - Rs. 20 lakhs | 10.50% | 1 - 5 years | 3% - 5% | Up to 2.50% + GST & other levies |
Bajaj Finserv | Up to Rs. 25 lakhs | 11% | 1 - 5 years | 4% | Up to 4.15% + taxes |
IDFC First Bank | Up to Rs. 1 Crore | 10.75% | 1 - 5 years | Up to 5% | Up to 3.5% + GST |
Yes Bank | Rs. 1 lakh - Rs. 40 lakhs | 10.99% | 1 - 5 years | Up to 4% | Up to 2.50% + taxes |
Tata Capital | Rs. 75,000 - Rs. 25 lakhs | 10.99% | 1 - 6 years | Up to 4.5% + GST | Up to 2.75% + GST |
Following are the key features and benefits of urgent cash loan in Kerala:
Here are some tips to get the lowest interest rate personal loan in Kerala: