IDFC First

IDFC First Personal Loan


Apply IDFC First Personal Loan @ 12.50%

Interest Rate



Processing fee

Upto 1.5%


Loan Tenure upto

5 years


EMI per Lakh


About IDFC First

IDFC First is India's leading financial institution specializes in providing debt financing to MSMEs and customers. The NBFC offers financial services based on its new technological models and deep analytics. They are offering debt financing services for several purposes including business expansion, loans for plant and machinery, office furniture, display panels etc. IDFC First is focused on building an institution on the grounds of strong ethics, values and high corporate governance.

About IDFC First Personal Loan

We all have certain dreams that get compromised due to a shortage of finance. IDFC First Personal loan can help you to fulfill those dreams easily. You can take a personal loan from IDFC First as short term loan for business, wedding, medical expenses, home renovation, vacation etc. IDFC First personal loan is highly rated among other banks and NBFCs.

Why apply for a IDFC First Personal Loan?

  • With IDFC First you can take a personal loan without any guarantor.

  • They offer a personal loan with a flexible tenure that ranges from 1-5 years.

  • Get your personal loan disbursement within 2 business days after the submission of required documents.

  • IDFC First personal loan can be applied to a minimal set of documentation.

  • You can avail personal loan at minimal processing charges at the attractive rate of interest.

  • You can avail a personal loan of loan amount ranging between 50,000 to 10 Lakhs.

  • Flexible repayment options including ECS, PDC, NEFT, RTGS etc.

IDFC First Personal Loan Eligibility Criteria

There are several factors based on which your loan eligibility is decided:

  • Age- your age at the time of loan application should be at least 21 years and 60 years at the time of loan maturity.
  • Both salaried and self-employed can take a personal loan from IDFC First.
  • Your income and stability in the current job also affect your loan eligibility.
  • Your credit score should be 650 and above to enhance your personal loan eligibility.
  • Your location/ pin code and area of residence also affect your loan eligibility.

IDFC First Personal Loan Documentation

Type of Document
Application Form Duly filled loan application form
Identity proof

Any document of following:

  • PAN Card
  • Driving license
  • Voter ID
  • Passport
Address/ residence proof

Any document of following:

  • Leave and License Agreement
  • Utility Bill (not more than 3 months old)
  • Passport
Bank statement Latest 3 months where salary is credited
Salary Proof/ Income proof Salary slips of latest 3 months
Other documents 2 Passport size photos

OTP is sent to your mobile number

Enter OTP

Resend OTP


Get Personal Loan up to 40 Lakh Chat
& get instant approval