|Loan amount||Up to Rs. 5 Lakhs|
|Rate of interest||13.58% p.a.|
|Tenure||Up to 60 months|
|Processing fee||0.25% of loan amount, minimum Rs. 250|
|Age||Minimum 18 years and maximum 60 years|
|Income||Minimum Rs. 10,000 per month|
The Karnataka Bank personal loan EMI calculation can be done using the EMI Calculator available on the official website of the bank or on our website. To use the online Personal Loan EMI Calculator, you will need to enter a few details like the required loan amount, the applicable rate of interest, and preferred tenure.
Following are Karnataka Personal Loan EMIs for Rs. 1 Lakh for different interest rates and tenures.
|Applicable Interest Rate||Repayment Tenure||EMI (Per Lakh)||Total Interest||Total Payment|
|12%||1 year||Rs. 8,885||Rs. 6,619||Rs. 1,06,619|
|13%||2 years||Rs. 4,754||Rs. 14,100||Rs. 1,14,100|
|14%||3 years||Rs. 3,418||Rs. 23,039||Rs. 1,23,039|
|15%||4 years||Rs. 2,783||Rs. 33,588||Rs. 1,33,588|
|17%||5 years||Rs. 2,485||Rs. 49,115||Rs. 1,49,115|
If you are looking for Karnataka Bank personal loan apply online with the following documents:
Following are the product-wise Karnataka Bank personal loan eligibility criteria:
KBL Xpress Cash Loan - Quick Cash Loan (KBL-Salaried Persons Loan)
KBL Suvidha OD
KBL Insta Cash - Quick Cash Loan
Karnataka Bank personal loan interest rate varies according to the type of scheme applied for.
|Personal Loan Scheme||Rate of Interest (Per Annum)|
|KBL-Salaried Persons Loan (Scheme for Financing Salaried persons)||13.58%|
|KBL- Insta Cash (For Consumption Purposes-against NSC,LIC etc)||11.41%|
If you want a Karnataka Bank loan apply online through our website or from the official website of the bank.
Following are the steps to apply for KBL personal loan online through MyMoneyMantra:
You can contact the Karnataka Bank personal loan customer care through the following ways for any query, suggestion, comment or feedback:
Customer care number:
1800 425 1444 (Toll free)
1800 572 8031 (Toll free)
For any suggestions on location of branches email at: firstname.lastname@example.org.
Now get Navi personal loan of Rs. 10,000 to Rs. 20 Lakhs at lowest interest rate starting from just 9.9% per annum. Repay in easy instalments of 3 to 72 months. The processing fee ranges from 2.5% to 6% of the sanctioned limit + GST.
The interest rate varies depending on the scheme chosen by you. For KBL Xpress Cash Loan - Quick Cash Loan (KBL-Salaried Persons Loan), interest rate starts from 13.58% p.a. Interest rate for KBL- Insta Cash (For Consumption Purposes-against NSC,LIC etc) is 11.41% p.a. and for KBL Suvidha-OD, it is 12.45% p.a.
The toll–free numbers for Karnataka Bank are 1800 425 1444 and 1800 572 8031.
The processing fee for Karnataka Bank personal loan varies from 0.25% to 0.50% of the sanctioned loan amount, depending on the Karnataka Bank loan scheme opted for.
The applicant must be aged at least 18 years and maximum up to 60 years to apply for Karnataka Bank personal loan.
Following are the income requirements to be eligible for Karnataka Bank personal loan:
No security is required to avail KBL Xpress Cash Loan as it is an unsecured personal loan.
The interest rate for Karnataka Bank gold loan varies from 8.49% to 8.79% p.a., depending on the loan amount.
Karnataka Bank housing loan interest rates vary between 7.50% and 8.85% p.a., depending on the loan amount.