Indusind Celesta Credit Card

Following are the key highlights of the IndusInd Celesta credit card:

Features and benefits of the IndusInd Celesta credit card are mentioned below in detail:

Complimentary Lounge Access

• Unlimited complimentary domestic lounge access.

Priority Pass Programme

• Priority Pass Programme offers access to 1200+ lounges across the world.
• 2 complimentary visits to any of the participating International lounges outside India in each calendar quarter.

Tablet Plus

• A complimentary Tablet Plus membership offers access to VIP upgrades & privileges at hotels around the world.
• Tablet Plus benefits include complimentary breakfast, guaranteed late check-out, spa credits, food & drink credits, valet parking, airport transfers, guaranteed early check-in and a welcome gift.

Hotel Offers 

• 15% off on Lemon Tree rooms at the best available rate & 15% off on food & beverage. Offer valid till 29.02.2024.
• 20% off on room stay at The Lalit at the best available rate, 25% off on luxurious 3 & 4 BHK Villas at The Lalit Golf Spa & Resort Goa as well as on Lalit Legacy Suite (Presidential Suite). Offer valid till 29.03.2024.
• Flat 15% discount on 2 nights & above stay packages at all properties of Tamara Leisure experiences. Offer valid till 29.03.2024.
• At Leela Group, get 20% off on Spa and salons, up to 20% discount on minimum bill on Home Delivery, and 15% off on BAR on room rate/ Bed and breakfast on bookings. Use promo code AMEXSTAY. Offer valid till 31.12.2023.
• 15% discount (up to Rs. 20,000) on booking room stays for 4 nights & above at SaffronStays’ Club Infinitum villas. Use promo code SSAMEX20. 15% discount (up to Rs. 15,000) on booking room stays for 3 nights & above at SaffronStays’ Club Infinit. Offer valid till 19.12.2023
• Flat 55% discount on all listed properties at Treebo Hotels website. Use promo code TRBAMEX. Offer valid till 31.12.2023.
• Flat Rs. 500 off on one-way domestic flight bookings & flat Rs. 1,000 off on round-trip domestic flight bookings on Indigo/ SpiceJet/ GoAir/ Air India/ Air Asia/ Vistara. Use promo code VIAAMEX. Offer valid till 31.12.2023.
• 20% instant discount on the best available rates at Paul Resorts & Hotels Pvt. Ltd. Offer valid till 31.12.2023.
• Exclusive offers & special privileges at 40+ resorts, restaurants, water safaris and retail merchants across Maldives. Offer valid till 31.01.2024.
• Flat 15% discount on stay for 2 nights & 3 days at participating properties of Sterling Holidays. Offer valid till 31.03.2024.

Dining Benefits

• Rs. 3,000 off on total dining bill amount around the year at exclusive restaurants.
• Complimentary EazyDiner Membership offers:
  • Up to 50% discount at 2000+ restaurants in India & Dubai
  • 2000 EazyPoints as a joining bonus
  • 2X EazyPoints on all restaurant table reservation
  • Savings of Rs. 50,000+ every year using EazyDiner Prime
• 20% off on dining at the finest restaurants in your city. 
• 20% discounts on Paytm.
• 10% discounts at British Brewing Company.

BookMyShow Offer

• 20% off on BookMyShow on events & theatre bookings.
• Buy 1 movie ticket and get another 1 absolutely free.
• The free ticket price is capped at Rs. 700. 
• If the ticket price is more than Rs. 700, the difference amount will be paid by the cardholder.
• You can avail of up to 3 free tickets in a month. 
• Get an additional Rs. 50 off on selecting the F&B option
• Offer valid on all theatres registered with BookMyShow in all major cities

Complimentary Golf Program

• 3 complimentary golf games per month.
• 3 complimentary golf lessons per month.

Rewards Program

• 3 reward points for spending every Rs. 100 on International transactions. 
• 1 reward point for spending every Rs. 100 on domestic transactions.
• Convert reward points to Air miles with Airline Partners in the ratio of 1 Reward Point = 1 Air mile.
• Get Cash Credit in the ratio of 1 Reward Point = Rs. 0.75 of cash value.

Insurance

• Air accident insurance of Rs. 25 Lakhs
• Travel insurance for:
  • Lost baggage: Rs. 1,00,000
  • Delayed baggage: Rs. 5,000
  • Loss of passport: Rs. 50,000
  • Lost ticket: Rs. 25,000
  • Missed connection: Rs. 25,000
• Insurance claims for above mentioned will be eligible only if the booking is done through an IndusInd Bank credit card.

Fuel Surcharge Waiver

• Fuel surcharge waiver of 1%. 
• Valid for transactions between Rs. 400 and Rs. 4,000.
• GST on fuel surcharge as per the standard rate will be applicable and borne by the customer.

Concierge Service 

• 24x7 concierge service a call away. 
• Just dial 1860 267 7777.

Fees

• Joining fee: Rs. 50,000.
• Annual fee: Rs. 5,000. The annual fee will be reversed if spending during the period on the card account (combined spending of Primary and all Add-on Cards, if any) is Rs. 10,00,000 or more.

Following are the charges associated with IndusInd Bank Celesta Credit Card: 

• Joining fee: Rs. 50,000.
• Annual fee: Rs. 5,000.
• Add-on card fee: Nil.
• Interest rate: 2.99% per month (36% p.a.)
• Late payment charges: Up to Rs. 1,300.
• Over-limit charges: 2.5% of over limit amount (subject to a minimum of Rs. 500).
• Returned cheque: Rs. 250.
• Cash advance charges: 2.5% of the advance amount (subject to a minimum of Rs. 300).
• Balance enquiry charges on non-Induslnd Bank ATMs: Rs. 25.
• Foreign currency markup: 3.5%.
• Reward redemption fee: Rs. 100.
• Cash payment fee at Induslnd Bank Branch: Rs. 100.
• Duplicate statement request: 100 per statement (beyond the last 3 months).
• Re-issue/replacement: Rs. 100.
• Charge-slip request: Rs. 500.
• Railway booking surcharge: As applicable.
• GST: GST at the current rate, as notified by the Ministry of Finance, Government of India will be applicable on all fees, interest and other charges.

The applicant must fulfil the eligibility criteria mentioned below to apply for the IndusInd Celesta credit card:

• Applicants must be Indian residents aged between 18 to 65 years.
• Applicants must be salaried or self-employed.
• Applicants should have an active credit history. 

You must have the following documents to apply for the credit card:

• KYC documents: Aadhaar Card, PAN Card, and recent photograph.
• Other acceptable address proofs (if your communication address is different from the Aadhaar Card): Voter ID, Passport, Driving License, etc.
• Income documents for salaried applicants: Bank statements, salary slips or other bank’s credit card details for the last 3 months.
• Income documents for self-employed applicants: Recent ITR copy or other bank’s credit card details.

*Note: The above list of documents must be self-attested by the applicant.