SBI Card  
IRCTC SBI Premier

Welcome Gift & Activation Benefits:

• Get 1500 bonus reward points worth  1,500 on payment of your first annual fee
• Get movie voucher of  500 from BookMyShow on spending  2,000 within first 60 days
• Bonus Reward Points will be credited to your IRCTC SBI Card Premier account within 45 days of eligible transaction.

Additional Info: Also Check Check SBI Credit Card Eligibilty

• Get 10% value back as reward points on AC1, AC2, AC3, AC CC for your ticket purchase via irctc.co.in
• Get 5 reward points per  100 on booking air tickets through air.irctc.co.in
• Get 5 reward points per  100 on E-catering purchases via ecatering.irctc.co.in
• Get 3 reward points per  125 on Dining & Utility spends
• Earn 1 reward point on spending per  125 on other retail purchases (non fuel), including railway ticket purchases on irctc.co.in
• To redeem your reward points you must link your IRCTC SBI Card loyalty number with your irctc.co.in Login ID.

Additional Info: everything you wish to know about Navi Mutual Fund in detail.

• Joining fee: Rs. 499
• Annual fee: Rs. 499 (Fee reversal on Rs. 1 Lakh spends in previous year)

Additional Info: Also Check SBI Credit Card Statement

• Should be an Indian resident
• Minimum age of 18 years
• Must be salaried or self employed
• Possess last 3 months bank statements

Additional Info: Check Credit Score before apply credit card.

• KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
• Address proof: Utility Bills/ Ration Card/ Passport
• ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
• Income Proof: Last 3 Salary slips / bank statements
• Photographs

Milestone Benefits

• Get 2,500 bonus reward points on travel spending of  50,000 annually
• Get 5,000 bonus reward points on travel spending of  1,00,000 annually
• Annual Fee Reversal on spending of  2 Lakhs annually

Railway Lounge Program

Get complimentary 8 lounge access per year (maximum 2 per quarter)

Zero Payment Gateway Charges

You can save 1.8% transaction charges on booking railway ticket via www.irctc.co.in and booking airline ticket via on www.air.irctc.co.in

Fuel Surcharge Waiver

• 1% fuel surcharge waiver across all petrol pumps available in India, on transactions of  500 to  3,000 (exclusive of GST & other charges).
• Maximum surcharge waiver available is up to  100 per statement cycle per credit card account

Complimentary Insurance Cover

• Rail Accident cover of up to  10 Lakhs
• Air Accident Cover of up to  50 Lakhs
• Fraud Liability cover of up to  1 Lakh

Additional Info: Also Check SBI Balance Check Number

• Joining Fee:  1,499 + applicable taxes
• Renewal Fee:  1,499 + applicable taxes
• Add-on Fee: Nil
• Charges for minimum amount due: 5% of the total outstanding amount (minimum  200 + EMI for EMI based product) + all applicable taxes + OVL amount (if any).
• Extended credit charges: 3.35% p.m. (40.2% p.a.) from the transaction date
• Cash advance limit: Up to 80% of the credit limit, subject to a maximum of  12,000 per day. Cash advance fee of 3.35% p.m. (40.2% p.a.) from the date of withdrawal will be charged.
• Cash advance fee: 2.5% of the amount of transaction (minimum  500) for all domestic and international ATMs.
• Fee for payment dishonor: 2% of the payment amount (minimum  450)
• Fee for statement retrieval:  100 per statement more than 2 months old
• Fee for cheque pick-up:  100
• Cheque fee:  100 for payments made through cheque up to  10,000

You Can Apply Instant Loan Thorugh Apps

• For amount due   0 -  200: Nil
• For amount due   200 -  500:  100
• For amount due  500 - 1,000:  400
• For amount due  1,000 -  10,000:  600
• For amount due  10,000 -  25,000:  800
• For amount due above  25,000:  950
• Overlimit Charges: 2.5% of the over limit amount (minimum  500)
• Emergency card replacement fee when abroad: Actual cost (minimum $175)
• Card replacement fee:  100
• Foreign currency transaction/Conversion mark up: 3.5%
• Rewards redemption fee:  99
• Dynamic Currency Conversion fee/Markup Fee: 1.99% for ELITE Cardholders, only for transactions above or equal to  1,000), 3.50% (for all other cards)
• Charges for Priority Pass Lounge: $27 per visit + applicable taxes for All Airport Lounge visits within India. $27 per visit + applicable taxes for All Airport Lounge visits outside India.
• Cash Payment Fee:   100
• Fee for change in billing cycle:  200 per successful request

Additional Info: Are you looking for Instant SBI Personal Loan

• Railway tickets via irctc.co.in 1.8% of transaction amount + service charge (as applicable)
• Railway tickets via counters:  30 + 2.5% of the transaction amount
• Petrol & other products or services that are sold at petrol pumps: 1% fuel surcharge waiver for every transaction between  500 - 4,000 + applicable taxes and all other charges.