Flipkart Axis Bank Credit Card provided attractive rewards and benefits. The card is lifetime free and gives accelerated cashback on all your favorite categories like shopping, entertainment, travel, and lifestyle. The card also offers welcome benefits worth up to Rs. 1,000 consisting Flipkart vouchers worth Rs. 500 and Myntra cashback worth Rs. 500.
Well, it can be applied both through offline and online modes. To apply for the card offline, customers can visit the Axis Bank branch. Existing Axis Bank customers can avail of the offer by contacting the Axis Bank customer care helpline.
Application for a Axis Bank Flipkart credit card can be submitted online either through Axis Bank or Flipkart. It can be done both through respective websites and mobile apps.
It is important to understand that a current or saving account in Axis Bank is mandatory for a Flipkart Axis credit card. Likewise, you should also be a registered Flipkart user.
The bank will check if you are eligible for the Flipkart Axis Bank credit card. In case you are eligible, a representative from the Axis Bank will get in touch with you for the document verification process. Once done, you will receive your Flipkart Axis Bank credit card at your registered mailing address and you are ready to go shopping!
Flipkart Axis Bank Credit Card is the ‘Full Vassol Card’ that rains cashback on every swipe. With tie-ups with the biggest apps in the market like Uber, Zomato, MakeMyTrip, Uber, Gaana, Goibibo, Myntra to name a few; get ready to go berserk over benefits.
The numerous benefits offered by Flipkart Axis Bank Credit Card include:
Welcome and Activation Benefits:
Airport Lounge Access
Fuel Surcharge Waiver
The overall benefits in monetary terms are tabulated below:
|Spending Head||Annual Spend||Cashback Amount||Discount/Benefit Amount|
|On Flipkart||Rs. 36000||Rs. 1800|
|On Myntra||Rs. 12000||Rs. 600|
|On 2GUD||Rs. 12000||Rs. 600|
|Preferred Merchant Brands||Rs. 66000||Rs. 2640|
|Other Spends||Rs. 60000||Rs. 900|
|Fuel Spends||Rs. 12000||Rs. 120|
|Dining benefits||Rs. 24000||Rs. 360||Rs. 4800|
|Welcome Benefits||Rs. 2900|
|Airport Lounge Benefits||Rs. 4000|
|Annual Fee Waiver||Rs. 500|
The fee and charges applicable on the Flipkart Axis Bank Credit Card are:
|Joining fee||Rs. 500 + GST|
|Annual Fee||Rs. 500 + GST subject to waiver on annual spends more than Rs. 2 lakh|
|Finance Charges||3.4% per month (49.36% per annum)|
|Cash Withdrawal Fee||2.5% of the amount withdrawn subject to a minimum of Rs 500|
|Late Payment Charge|
|Over Utilization Charge||3% of over-limit amount subject to a minimum of Rs. 500|
|EMI bounce Charge||2% of payment amount subject to a minimum of Rs. 450|
|Foreign Currency Transaction Fee||3.5% of transaction value|
|Add-on card joining fee||Nil|
|Add-on card annual fee||Nil|
|Card Replacement fee||Rs. 100|
|Cash Payment Fee||Rs. 100|
|Duplicate Statement Fee||Nil|
|Duplicate Slip Retrieval Fee||Nil|
|Outstation Cheque Fee||Nil|
|Mobile Alert Activation Fee||Nil|
|Hot listing Charges||Nil|
|Balance Enquiry Charges||Nil|
|Surcharge on Railway Ticket Cancellation||As applicable by Indian Railways/IRCTC|
To be eligible for Flipkart Credit Card, Axis Bank has an eligibility check in place. These include:
The documents required for Flipkart Axis Bank Credit card can be divided into 3 heads:
|Identity proof (anyone)|
|Address proof (anyone)|
|Income Proof (all)|
The bank will communicate the decision taken on acceptance or rejection of Flipkart credit card apply within 21 days of application.
Cashback earned on the purchases done through the Axis Bank credit card during the current billing cycle will be credited in your next billing cycle 3 days prior to the statement generation. The cashback can be redeemed on the bank’s website as well as mobile applications of Flipkart and Myntra. Cashback is not eligible for fuel spends, purchase of gift cards on Flipkart & Myntra, purchases converted to EMI post facto, EMI transactions, wallet loading transactions, jewellery items purchase, cash advances, payment of outstanding balances or card fees & other card charges, and payments made towards rent.
The Axis Flipkart Credit Card does not offer any reward points. However, you get the following cashbacks:
You can contact the Flipkart Axis Bank customer care at the numbers mentioned below for any query, complaint or feedback.
To access Phone Banking Services from anywhere in India from a landline or mobile phone, please dial any of our following phone banking numbers:
Credit card services are available from 8:00 a.m. to 8:00 p.m.
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Yes you can make credit card and utility bill payments using Axis Flipkart Credit Card.
Axis Bank Flipkart Credit Card limit varies from Rs. 25,000 to Rs. 5,00,000, depending on the user’s eligibility. If your CIBIL score is more than 780 and you earn a good income, then your credit limit can be above Rs. 1,00,000.
The foreign exchange markup fee of Axis Bank Flipkart Credit Card is 3.50%.
Yes. You get a 1% fuel surcharge waiver on all your fuel purchases at every fuel station across India. The cashback or waiver is valid on transactions between Rs. 400 to Rs. 4,000 per payment cycle.
You can contact the Flipkart Axis Bank Credit Card customer care at following numbers:
The bank will communicate any decision taken on acceptance or rejection of Flipkart Axis Bank credit card within 21 working days of receiving the application. Cards once approved will be delivered to the registered address within 10 days.
The joining fee of the Flipkart Axis Bank credit card is Rs. 500 + GST. It is charged in the first billing statement.
2nd year onwards annual fee of Rs. 500 + GST is charged on the Flipkart Axis Bank credit card. However, cardholders can get a fee waiver on annual spending of Rs. 2 lakh.
Flipkart Axis Bank credit card can be applied online either through Axis Bank’s website or mobile app. It can also be applied through Flipkart’s website or mobile app.
The monthly credit card statement issued by Axis Bank will reflect the details of cashback earned on each transaction for the period. Cashback history can also be checked on the Flipkart app.
To check cashback history on Flipkart app
The late payment charges applicable on Flipkart Axis Bank credit card are as follows:
|Total Payment Due is up to Rs. 300||Nil|
|Total Payment Due is between Rs. 301 - Rs. 500||Rs. 100|
|Total Payment Due is between Rs. 501 - Rs. 1,000||Rs. 500|
|Total Payment Due is between Rs. 1,001 - Rs. 10,000||Rs. 750|
|Total Payment Due is between Rs. 10,001 - Rs. 25,000||Rs. 950|
|Total Payment Due is between Rs. 25,001 and 50,000||Rs. 1000|
|Total Payment Due is more than Rs.50,000||Rs. 1200|
The minimum salary of salaried individuals is Rs. 15000 per month and the income of self-employed must be at least Rs. 30000 per month for Flipkart Axis Bank credit card eligibility.
Yes, you can withdraw cash from Axis Bank ATM or any other ATM. Cash withdrawal charges @ of 2.5% of the amount withdrawn subject to a minimum of Rs 500 will be levied.
The credit limit assigned to you on the Flipkart Axis Bank credit card will depend on your income status and credit score.
In addition to lifestyle deals, Flipkart Axis Bank credit card offers a range of benefits. You can also earn direct benefits and cashback on travel, dining and fuel.
Cashback benefits applicable on Flipkart Axis Bank credit cards are:
Following transactions on Flipkart Axis Bank credit card are not eligible for cashback:
To receive activation benefits on Flipkart Axis Bank credit card:
The finance charges charged on Flipkart Axis Bank credit card is 3.4% per month (49.36% per annum)
Transactions above Rs. 2500 made on Flipkart Axis Bank credit cards are eligible for conversion into EMI. However, purchases converted into EMI post facto are not eligible for cashback.
You can track your Flipkart Axis Bank credit card through Axis Bank mobile app or from Axis Bank’s official website.