Indiabulls Dhani Personal Loan Interest Rates

Indiabulls Dhani offers personal loan at an interest rate starting from 13.99% p.a. You can choose repayment tenure of up to months. Interest rates levied on the loan depends on various factors, such as monthly income, age, credit score, nature of employment, work experience, etc.


Indiabulls Dhani Personal Loan Fees & Charges

Loan amountRs. 2,500 – Rs. 1 Lakh
Interest rateStarting from 13.99%
Repayment tenure3 months
Turnaround timeGet money in just 3 minutes
Subscription feesRs. 125 to Rs. 1,500
Fees for opening a Demat & Trading Account on Dhani Rs. 500 p.m. 
Default interestCompounded every month on the overdue amount

Features of Indiabulls Dhani Personal Loan 

  • Loan amount of up to Rs. 1 Lakh.
  • Indiabulls Dhani Interest Rates start from 13.99%. 
  • The loan can be repaid in 3 interest-free EMIs.
  • A subscription fee of Rs. 125 to Rs. 1,500 is applicable on loan.

Factors Affecting Indiabulls Dhani Personal Loan Interest Rates

  • Loan amount
  • Salary
  • Employer category
  • Relationship with Indiabulls Dhani
  • Loan tenure
  • Repayment capacity
  • CIBIL score

Key Things about Indiabulls Dhani Personal Loan Interest Rates

  • You have to pay only the interest component of your EMI for first few months.
  • Indiabulls Dhani interest rates start from 13.99%.

Interest Rate Comparison of Indiabulls Dhani Personal Loan with Others

The personal loan interest rates comparison table with other banks

BanksInterest Rates
Indiabulls Dhani Personal Loan Interest RateStarts at 13.99%
IndusInd Bank11% onwards
Indian Bank Personal Loan Interest Rate9.05% - 13.65%
RBL Bank Personal Loan Interest Rate13.99%
Indian Overseas Bank Personal Loan Interest Rate10.30% - 12.05%

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Indiabulls Dhani Personal Loan Interest Rates FAQs

How to apply for Indiabulls Personal Loan?


You can apply for Indiabulls Personal Loan in a few simple steps:

  • Download the Dhani app from Google Play Store or App Store.
  • You can now apply for the loan through the Dhani App or website.
  • Enter your mobile number and loan details.
  • Scan and upload PAN card and address proof details.
  • The loan proceeds will be directly credited to your bank account almost instantly.

Who can apply for Indiabulls Personal Loan?


A resident Indian 21 years and above and who is either salaried individual or self-employed individual/ professional or businessman can apply for the loan.

What is the quantum of loan provided under Indiabulls Personal Loan?


An amount ranging from Rs. 2,500 to Rs. 1 Lakh can be availed under Indiabulls Personal Loan.

What are the mandatory requirements to avail Indiabulls Personal Loan?


Having an internet banking facility is a mandatory requirement for Indiabulls Personal Loan. For a loan up to Rs. 20,000, having a bank account with net banking facility with SBI, Axis Bank, ICICI Bank, Yes Bank or HDFC Bank is mandatory.

Is the information provided on the Dhani website secure?


Secure Socket Layers (SSL) data encryption standards are used by Indiabulls Consumer Finance Limited to safeguard the information shared by the customers.

What is the broken period in respect to EMI?


The first due date for the payment of EMI will be 30 days from the date of disbursement. Any number of days that fall beyond this period is known as the broken period and the broken period interest will be collected from the loan proceeds at the time of disbursement.

What is the method for submitting the address proof and other documents?


The details of PAN Card and the address proof can be scanned and uploaded on the Dhani website. If you encounter any difficulty while uploading the documents, you can contact Indiabulls Customer Care Service for assistance and also can share the issue on email.

What is the loan tenure provided for Indiabulls Personal Loan?


The Indiabulls Personal Loan can be repaid within 3 months.

What is the mode of getting the repayment schedule, account statement, interest certificate etc., of Indiabulls Personal Loan?


All the statements will be sent to your email ID. You can login to your email and view the same. If there is any difficulty in viewing the same you can seek assistance from the Customer Care Service.