L&T Finance Personal Loan Statement

L&T Finance Personal Loan Statement is a document that summarizes the details of your consumer loan account with L&T Finance. This document includes information such as the sanctioned loan amount, applicable interest rate, monthly payments, due dates of payments, and the outstanding balance. You can easily download your L&T Finance personal loan statement online or offline.


How to Download L&T Personal Loan Statement Online?

Below is the step-by-step process for L&T Finance loan statement online download:

  • Once you have applied for a personal loan at L&T Finance, you will be given a Loan Agreement Number (LAN). 
  • Visit the official L&T Financial Services portal, i.e. https://selfhelp.ltfs.com/ServicingApp/homeloanDashboard
  • Go to the ‘Customer Self Help’ page from the L&T Financial Services page. 
  • Select ‘Loan Details’ and enter your PAN number, Mobile number or Loan Agreement Number (LAN).
  • An OTP will be sent to your registered mobile number. 
  • On successful L&T Finance personal loan login, you can see your loan status and other loan-related details upon entering the OTP. 

How to Download L&T Finance Personal Loan Interest Certificate Online?

Below are the steps to be followed for obtaining the L&T personal loan interest certificate online:

  • Visit the official website of L&T Financial Services. 
  • Click on the Provisional IT Certificate/ Final IT Certificate tab.
  • Now enter your L&T Finance personal loan statement number or LAN and then request an OTP.
  • You will get an OTP on your registered number, which can be used for logging in.
  • After successfully logging in, you can easily access and download your L&T Personal Loan Interest Certificate.

Steps to Open L&T Finance Personal Loan Statement PDF Password

  • To open your password-protected L&T Finance personal loan statement PDF, you will have to enter your date of birth and the last four digits of your registered mobile number with no space. 
  • The password must be entered in a DDMMYYYY format.
  • For example, if your date of birth is 3rd January 1990 and your registered mobile number is 9977888866, your password will be 030119908866. 
  • After entering your details, click on open. 
  • Your loan statement will be open before you and you can easily access it in the future anytime using the password.

Steps to Get L&T Personal Loan Statement and Interest Certificate Offline

You can avail of the L&T Financial Services personal loan statement and interest certificate offline as well by following the steps given below:

  • Walk into the nearest L&TFS Branch carrying the required documents like PAN Card, Aadhaar Card, Passport, etc.
  • Go to the help desk and ask for the relevant form for a personal loan statement and/or interest certificate.
  • Fill in all the required details, including Personal Loan Account Number, Date of Birth, Email ID and other information as applicable.
  • Submit the form along with a copy of the required documents.

L&T Finance Personal Loan Statement Customer Care Number

If you have any queries or need further assistance regarding your loan statement with L&T Finance, you can always contact the following dedicated customer service help desk of L&T Finance:

Toll-free No.: 18002094747

Other Ways to Check L&T Personal Loan Status

You can also get your L&T Finance personal loan details by texting the following message code and sending it to 9212025555 from your registered mobile number: 

  • EMI: To get your next EMI amount and due date.
  • INST: For the paid and future number of instalments. 
  • OSB: For the outstanding balance of the loan. 
  • SANC: For the sanctioned loan amount and tenure. 
  • BRN: space first 3 letters of your city: To know the nearest LTFS branch location in your city.
  • POS: To get the outstanding loan principal amount. 
  • LAN: To know your loan account number linked to your registered mobile number.

You can also call L&T Finance personal loan customer care at 7264888777 or send an email to customercare@ltfs.com from your registered email address.

L&T Finance Personal Loan Statement FAQs

When is the L&T personal loan statement available?


The L&T consumer loan statement/ repayment schedule is available anytime you want. You can download it online or collect it physically from any L&T branch during their working hours.

What is L&T personal loan interest certificate and when is it available?


The interest certificate for L&T personal loan for a specific financial year is available after the beginning of the next financial year. It is a document issued by L&T at any time of the year to existing loan customers. This statement contains the total interest payable on the L&T consumer loan during a specific financial year.

What are the key features of L&T personal loan?


The key features of the L&T consumer loan are:

  • Loan amount: Rs. 50,000 to Rs. 7,00,000
  • Tenure: 12 to 48 months
  • Interest rate: Starting from 12% p.a.
  • Processing fee: Up to 2% of the loan amount + applicable taxes
  • Part prepayment charges: Up to 5% of the prepaid amount + applicable taxes 
  • Foreclosure charges: 5% of principal outstanding + applicable taxes

Who can apply for a L & T Finance personal loan?


Any Indian citizen who is aged between 23 to 58 years and has a regular source of income can apply for L&T Finance personal loan.