FlexSalary Loan

The key details of the FlexSalary personal loan are as follows:

• Unsecured Personal Loan: FlexSalary offers unsecured personal loans, which means you do not need to provide any collateral or security to get the loan approved.
• Easy Application Process: Applying for a personal loan as a salaried employee is simple and hassle-free. Just provide basic details such as your name, contact information, and PAN details to get started.
• No Physical Documentation: The entire loan process requires no physical documentation, 100% online process making it quick and convenient for applicants.
• 24/7 Access: You can apply for the loan anytime, anywhere. This unsecured personal loan is available 24/7, making it an ideal option for handling emergency financial needs.
• Same-Day Approval and Disbursal: With instant approval and a streamlined digital process including online documentation and verification, eligible applicants can receive funds in their bank account within 24 hours.
• Access Funds Anytime: The digital platform allows you to access funds quickly whenever you need them, ensuring financial flexibility during urgent situations.
• No Collateral Required: Since these are unsecured loans, there is no need to pledge assets. The entire process is paperless and fully digital for faster processing.
• Flexible Repayment Options: Borrowers can repay the loan in convenient EMIs with flexible tenure of upto 36 months.
• Zero foreclosure charges: You can also prepay or close the loan anytime without any additional charges.
• Loan Amount up to ₹3,00,000: The platform offers personal loans of up to ₹3,00,000, suitable for meeting both moderate and larger financial requirements.
• Transparent Charges and Customer Support: The lending process is transparent, allowing you to review all charges and fees before applying. Customer support is also available to assist with loan-related queries.

Apart from the interest rate ranging from 18.00% to 42% p.a., the following charges are associated with the FlexSalary personal loan:

Below is the comparison table for the Pocketly loan with other app-based personal loans:

The FlexSalary personal loan eligibility criteria are relaxed. Anyone meeting the following criteria can apply for the loan:

• Citizenship: The applicant must be an Indian citizen.
• Age: The applicant must be at least 21 years of age.
• Occupation: The applicant must be a salaried individual.
• Income: The applicant must have a monthly income of ₹8,000 or above.

Applying for a FlexSalary personal loan is hassle-free with minimal documentation. FlexSalary is a 100% digital lending platform, there is no need to keep physical copies of documents. Applicants can simply upload the required documents online during the application journey, making the entire process quick and convenient.

• PAN Card
• Selfie/Photograph with the applicant’s face clearly visible
• KYC Documents: Aadhaar Card, PAN Card, Driving License, Passport, or Voter ID
• Current Address Proof: Driving License, Utility Bills (if the current address is different from the permanent address), Aadhaar, Passport, or Voter ID
• Income Documents: Last 3 months’ payslips, Net Banking verification, or bank statement to validate the applicant’s bank account and salary details

Once the documents are uploaded and verified online, eligible applicants can receive loan approval quickly, and the approved loan amount can be disbursed directly to their bank account.

Applying for a FlexSalary Personal Loan is quick and convenient. Just follow the steps given below to get started:

Apply for FlexSalary Personal Loan 

MyMoneyMantra is an official partner of FlexSalary (Vivifi Loan). Use the above secure link to start your application and continue the journey seamlessly on the FlexSalary platform.

• Click on the apply button and register using your mobile number.
• Verify your mobile number using the one-time password (OTP).
• Fill in your personal, employment, income, and bank account details.
• Complete the eligibility check and upload the required KYC documents online.
• Once verified, the sanctioned loan amount will be displayed on the screen.
• After approval, the loan amount will be disbursed directly to your bank account.

You may contact the FlexSalary customer care team through:

• Contact Number: +91-40-4617-5151
• Email ID: support@flexsalary.com