About Money View

Money View offers instant paperless Personal Loans of up to 5 Lakhs without any collateral. The loan amount can be used for all personal needs, including travel, mobile phone purchase, medical emergency, education, wedding, home renovation, and so on. Money View Personal Loan starts at an interest rate of 1.33% per month and can be paid back under 5 years' tenure.

Interest Rates   1.33% Per Month
Loan Amount Upto 5 Lakhs
Tenure 1 Year to 5 Years
Loan Processing Fee Up to 2% of the Loan amount
EMI Bounce Charges  400+ GST
Prepayment Charges 5% on principal outstanding + GST



Features and Benefits of Money View Personal Loan

  • Loan amount: Loan quantum ranges from  10,000 to  5 Lakhs.
  • Paperless loan: The entire process is paperless and digital from documentation to verification.
  • Attractive interest rate: Interest rates start at 1.33% per month.
  • Tenure: You can get flexible repayment tenure of up to 60 months.
  • Age: Age limit for the loan is 21 years to 57 years.
  • eKYC: Instant validation of the candidate's identity is done through Aadhaar or eKYC. Name and address are validated and the photograph is extracted from the UIDAI database for eKYC.
  • Instant approval: Check your eligibility in just 2 minutes and get cash disbursed in your account in a few hours

Money View Personal Loan Interest Rate

The interest rate for Money View Personal Loan starts at 1.33% per month, depending on the creditworthiness of the borrower.

Eligibility Criteria for Money View Personal Loan

  • Applicant should be salaried individual or self-employed
  • The minimum monthly income for the salaried applicants must be as follows:
    • 20,000 (for applicants who are new to credit or for those whose location is Mumbai, Thane, Delhi, Gurgaon, Noida, Faridabad, Ghaziabad, other NCR regions).
    • 15,000 if applicant's CIBIL score is above 675 and if the applicant is located in a metro city (except for Mumbai/NCR).
    • 25,000 if applicant's CIBIL score is between 300 and 675
    • 13,500 for all others
  • The minimum monthly income for self-employed applicants 25,000
  • The minimum CIBIL score required for Money View Personal Loan is 650 or Experian score of 750.
  • The applicant must be in the age group of 21 years to 57 years

Documents Required for Money View Personal Loan

The documents required to avail Money View Personal Loan are as follows:

  • 1 recent photograph
  • Identity proof (anyone): Aadhaar Card, Passport, Driving License, Ration Card
  • Address proof (anyone): Aadhaar Card, Passport, Electricity Bill, Ration Card
  • PAN Card
  • Salaried employees: Salary slips, Form 16, and bank statements of the last 6 months in PDF format
  • Self-employed people: Last 2-3 years' ITR and bank account statements

Money View Personal Loan - Fees and Other Charges

Money View personal Loan Interest rates start from 1.33% per month. Apart from interest rate, the loan involves the following fees and charges:

Loan processing fee

Starting at 2% of the sanctioned loan amount

Charges for prepayment of loan (in part or full)

  • Part payment is not allowed
  • For full prepayment, you must have paid minimum 3 EMIs. The charges are applicable as per the Money View** personal loan agreement.

Interest on overdue EMIs

2% per month


Money View EMI Calculation

The EMI calculation for Money View Personal Loan can be easily done using Personal Loan EMI Calculator.

The below given table is an example of monthly EMI payouts calculated using MyMoneyMantra's Personal Loan EMI Calculator for different principal amounts, rates of interest, and repayment tenures available for Money View Personal Loans:

Loan Amount

Tenure of Repayment (in years) and EMIs for Different Rate of Interest (ROI)






10,000 @15.96% ROI






1,00,000 @17 ROI






5,00,000 @18 ROI







Types of Money View Personal Loans

Here are the Types of Personal Loans offered by Money View depending on the purpose for which the loan is sought for:

  • Loan for Mobile Purchase
  • Loan for a Family Function
  • Loan to Buy a Used Car
  • Loan for Marriage
  • Loan for Medical Emergency
  • Loan for Used Bike/Motorcycle Purchase
  • Loan to Repay Credit Card Debt
  • Loan for Furnishing Home
  • Loan for Emergency

How to Apply for Money View Personal Loan?

Below are the steps to get the Money View Personal Loan:

  • Check your eligibility and know the maximum loan amount you can avail through Money View website in just 2 minutes.
  • Download the Money View Loans app on your smartphone in just a few taps from the Google Play Store.
  • Provide the personal details required and upload the necessary documents on the app
  • Get the loan amount disbursed into your account in just 24 hours of approval

You can also contact MyMoneyMantra to get Money View Personal Loan.

How to Take Personal Loan by Money View App?

  • Money View reads and processes the transactional SMS sent by one's bank and billers on a smartphone. The user need not provide the name and bank details while using the app. All the information is extracted from the SMSs. While downloading the Instant Loan App a Smartphone Android App user would have given permission to read SMS on their device. The technology used by Money View is trusted by many top financial institutions in the country.
  • The backend systems of Money View are designed in line with the best banks in the country. The data provided is encrypted and any transaction with Money View is safe.
  • Though all the information is obtained by reading and processing the transactional SMSs sent by banks and billers on a smartphone, one can be assured that privacy will be maintained since the algorithms of Money View cannot track OTP messages and personal messages. To make it further secure Money View allows users to set a 4 digit PIN so only the user can access it.

Various Uses of Money View App

Money View app can not only be used to avail loans but also to:

  • Periodically view ones bank account balance
  • To keep a check on one's expenses by setting and following a budget
  • One can track the expenditure using the expense manager (via SMS)
  • Keep track of office reimbursements
  • Get bill reminders on time

Money View app has come as a boon for people looking for a solution to overcome the hassles and hurdles faced to Avail Personal Loans by making the whole process easy and quick.

How to Login on Money View Portal?

You can login to Money View's online portal by following the below-mentioned steps:

  • Visit the official website of Money View.
  • Click on 'Sign In'.
  • Login using the registered mobile number and OTP.
  • After login, you can view and apply for Money View's various online services.

How to Check Money View Personal Loan Application Status?

After applying for a Money View Personal Loan, you can check your money view personal loan status through any of the following ways:

If you have applied for the loan through the website of Money View:

  • Visit the official website of Money View and click on 'Sign In'.
  • Enter your registered mobile number and OTP to login into your loan account.
  • Go to the 'Dashboard' section, scroll down and come to the 'Application Status' tab to check your loan personal loan application status.

If you have applied for the loan through the mobile app of Money View:

  • Login to the Money View Loans application.
  • If you already have the Money View app, directly go to the 'Loans' section.
  • You will be automatically directed to the Money View's 'Application Status' screen. You can check your personal loan application status there.
  • If you already have the Money View Loans application, you will automatically be taken to the loan 'Application Status' screen when you open it.

You can also contact at money view personal loan customer care number or send them an email to know the status of your loan application.

Comparison between Money View Personal Loan and Other Lenders

Here is a comparison of some main features of Money View Personal Loan with other Top Personal Loan providers in India:

Lender Name Interest Rate (per annum) Processing Fee Loan Amount Tenure

Money View

Starting at 15.96%

Starting at 2%

10,000 - 5 Lakhs

Up to 5 years


15% - 29.95%

Up to 6%

1,000 - 2 Lakhs

2 months - 15 months


Starting at 13%

Up to 2% + GST

3,000 - 5 Lakhs

2 months - 36 months


2.75% - 3%

Up to 2%

7,000 - 3 Lakhs

62 days - 1 year

Early Salary

24% - 30%

Up to 4,000

5,000 - 5 Lakhs

90 days - 730 days


11.99% - 59.99%

Up to 10% + GST

500 - 5 Lakhs

3 months - 36 months


Money View Customer Care Number

You can contact Money View for any query at 080 4569 2002

OR email at loans@moneyview.in for any loan-related queries

If you have any loan payment queries, email at payments@moneyview.in


✅ How should I upload my selfie or video on Money Loans App?

Here's what you will need to do to upload your selfie or video on the app:

  • Record a video of yourself in a bright room with a plain background holding your PAN card and say your full name a clear audible voice and upload.
  • Click (or upload from mobile media) your clear picture in a bright room with a plain background and upload.

✅ What are the reasons of loan rejection?

  • If the credit score is less than 650
  • If the salary is less than the required income criteria
  • If the documents submitted are incomplete or incorrect
  • When one does not qualify to get a loan as per Money View credit process

✅ What is a paperless process?

The loan processing flow of Money View is completely digital and is done through the app. One need not submit any physical documents. This process is known as a paperless process.

✅ Does one really get a loan with 2 business hours?

  • Money View tries their level best to process the loan within 2 business hours. The 2 hour period starts from the time one has reviewed and submitted loan agreement and ends once the loan amount is received.
  • Application, NACH, eligibility check is not a part of 2 business hours. This stage requires back and forth movement between the customer and customer support team for which providing a conclusive time is difficult.

✅ Can one change the loan amount after applying for the loan?

No, one cannot change the loan amount with the app. If a mistake has occurred while applying then the same can be rectified by sending an email to their customer care team.

✅ Can one get multiple loans?

No. The existing loan has to be repaid in full and a fresh loan should be applied.

✅ How does one repay the loan?

An authorisation will be given to deduct the EMI from one's bank account while applying for the loan in the app. So, the EMI will be deducted directly from the bank account.

✅ Can manual payment be made for the loan?

Yes. If the auto debit is not activated in one's bank account then one can transfer the EMI amount by using the "pay" button in the app.

✅ Why do NACH EMI and the actual EMI differ at times?

  • The NACH EMI is fixed as per the loan amount, but the EMI debited will be the EMI chosen by the applicant on the app.
  • It is done to avoid multiple NACH forms to accommodate additional deductions when top-up loans are availed.

✅ What if the EMI is not paid on time?

EMI is debited normally on the 5th of every month. If funds are not available on that date a grace period of 3 days is all Fowed. Beyond that late fee will be charged.

✅ What documents required for the KYC after approval on the app?

You just need to have PAN Card or Aadhaar Card for KYC.

✅ What are the fees and interest charges I have to pay?

In addition to the interest rate starting at 1.33% p.a., you will have to pay a processing fee of 2% onwards of the sanctioned loan amount, prepayment charges (if you wish to prepay your loan), and 2% p.m. interest on overdue EMIs. 

✅ How is the credit limit decided?

Money View scrutinizes your age, monthly in-hand income, CIBIL score, documents, and other details to deicide your credit limit.

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