PNB Insta Loan

Punjab National Bank (PNB) offers two types of products under the PNB Insta loan category, viz. Personal Loan and e-Mudra Loan. These loans come at low interest rates and offer attractive benefits like quick disbursal, minimum documentation requirements, and an end-to-end online process.

Updated: 22-05-2023 8:20:26 AM

PNB Insta Loan Details

The key details of insta loan PNB are mentioned below:

Loan amount	Up to Rs. 8 Lakhs for a personal loan and up to Rs. 50,000 for an e-Mudra loan
Rate of interest	9.80% - 14.65%
Tenure	Up to 5 years
Processing fee	Nil
Minimum work experience	3 years

PNB Insta Loan Benefits

If you want PNB Insta Loan apply online. The facility is available 24X7.
The loans are disbursed within minutes without the need to visit the branch.
The loan amount available of up to Rs. 8 Lakhs.
PNB Insta Loan interest rate starts from 9.80% p.a.
There are no processing fees applicable on these loans.

Types of PNB Insta Loan

Personal Loan

This pre-approved personal loan is usually offered to the existing customers of the bank who have a satisfactory record of repaying their loan and credit card dues, income and relationship with the bank. It is offered at an attractive interest rate. This loan can also be offered in cases where customers have no credit history basis parameters like income and transaction history.

e-Mudra Loan

e-Mudra Loan is a digital lending product designed by PNB for micro and small entrepreneurs for seamless sanction of Mudra Loans up to Rs. 50,000 for business requirements.

How to Apply for PNB Insta Loan?

PNB customers have to follow some simple steps as mentioned below in order to get their loan sanctioned instantly.

Visit the official website of PNB at pnbindia.in.
Click on 'Online Services' and then click on 'InstaLoans'
Now, click on 'Personal Loans' or 'e-Mudra Loans'.
Fill in the required details like customer ID and registered mobile number.
Authenticate your mobile number.
After this, click on 'Personal Loans' or 'e-Mudra Loans'.
Fill in the required details
Enter your Aadhaar number.
Then tick on the consent.
Click on the 'Submit' button.
Enter the six digit OTP received on your mobile for Aadhaar authentication.
Now, enter the required personal details and other information such as loan amount, tenure, and so on.
Click on the 'Next' button to complete the process.

PNB Insta Loan Customer Care

You can give a missed call on 1800-180-888 in case you have any queries regarding the loans. You can also visit the official website at instaloans.pnbindia.in in case of any further doubts and queries.