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Yes Bank Credit Card Application Status

Feel the power of Yes Bank Credit Card with the plethora of benefits and privileges. Check the eligibility criteria and apply for one immediately. If you already have applied for one, check the Yes Bank Credit Card Status to know if it is approved or rejected. Read on to understand the ways to check Credit Card Application Status.

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Yes Bank Credit Card Application Status

Yes Bank has launched a wide variety of Yes Bank Credit Cards under different categories to suit various segments of customers. The process of applying for a Yes Bank Credit Card is to first check the eligibility. If you qualify for the credit card as per the eligibility criteria, you should either apply for the Yes Bank Credit Card online or by visiting the nearest branch of Yes Bank and handing over the application to the competent authority. Check the Yes Bank Credit Card application status on the Bank’s website. If approved, you will get a message from the Bank, and the card will be dispatched to your mailing address. If Yes Bank Credit Card Application Status shows ‘rejected’, then you should call the Yes Bank Credit Card Customer Care to know the reasons.

How to track Yes Bank Credit Card Status Online?

After applying for a Yes Bank Credit Card, if you do not hear from the Bank, then you can check Yes Bank Credit Card application status online by following a few simple steps.

  • Access the official website of the Bank
  • Choose the option ‘track your application status
  • You will be navigated to the next page, where you can click on credit application status.’
  • You will be asked for a mobile number, application reference number or application form number.
  • Provide any one of them.
  • Enter the ‘Captcha’ that is displayed and click on submit.
  • You will be able to see the application status immediately.

Tracking the Yes Bank Credit Card Status with application reference number

When you apply for a Yes Bank Credit Card, the application reference number will be communicated to you vide SMS on your registered mobile number on successful submission of the application. 

When you click on the ‘credit card application status’ option while tracking the Yes Bank Credit Card Status, you will be asked to provide your mobile number and application reference number. Enter the mobile number, and the application reference number received vide SMS and submit. You can view the application status on the screen immediately.

Tracking the Yes Bank Credit Card Status with application form number

Another easy way of tracking the Yes Bank Credit Card Status is with the application form number. When you are redirected to the next page on clicking on ‘track your application status, you will have to choose the ‘credit card application status’ option. You will then be asked to provide the application form and mobile number.

Enter the application form number and the mobile number and click on submit. The application status will be displayed on the screen within no time.

The application status has various stages. The in-process, dispatched, rejected, disapproved and no records stages. If your card status is in the ‘in-process’ stage, you should give some time and track the status once again. If the status shows ‘dispatched’, it means it is out for delivery. You will receive a message from the Bank on your registered mobile number if the card is dispatched. If the status is disapproved, rejected or no records found, you will have to contact the Yes Bank Credit Card Customer Care and find out the reasons for the same. 

Additional Info: Check about Yes Bank Credit Card Bill Payment option.

How to track Yes Bank Credit Card Status Offline?

Sometimes owing to network failure, you may not be able to access the Yes Bank official website to check the Yes Bank Credit Card application status. It could even be that you are not tech-savvy and cannot do the Yes Bank Credit Card status check online. Then the next best option is to use the offline Yes Bank Credit Card Status Tracker method. When you use the offline method, you should have the application reference number and the application form number handy to provide it immediately when asked for.

Checking the Yes Bank Credit Card Status through Yes Bank Credit Card Customer Care

You can call the Yes Bank Customer Care Toll-free number 1800 103 1212 or +91 22 49350000 and provide the mobile number, application reference number or the application form number as required. The Customer Care Executive will check the status and inform you immediately. You will also get information about when the card was dispatched and also the reasons for rejection if rejected.

Checking the Yes Bank Credit Card Status through the Yes Bank Branch

Visit the nearest Yes Bank branch and approach the concerned official. Provide the mobile number, application form number or the application reference number to the official. He/she will check the status and inform you. You will also be able to get the reasons for rejection if rejected.

Security tips to keep in mind for your Yes Bank Credit Card

If you are on regular business trips or travelling frequently, it could be tiresome. At such time if you were to lose your wallet containing your credit cards, then your plight would be unimaginable. Your wallet could be stolen, or you could be a target of identity theft while travelling. There are various reasons that could explain your vulnerability to identity theft while you are travelling. You should be wary of any eventuality and follow some tips to avert such instances.

Check the content you are carrying before you set out to travel

Normally your wallet will contain all the identity documents like PAN, Driving Licence, Aadhar Card along with various credit cards. Do you think it is safe to carry so many documents and credit cards?

Sort out the stuff you are going to carry. See if you need all the credit cards. Try to fit in only the required identity proofs and credit cards. Make a note of the credit cards you are carrying along with the credit card numbers and the customer care helpline numbers. In case the wallet is stolen, you will know whom to call and will have the credit card numbers handy for it to be hotlisted.

Avoid Net banking transactions using unsafe Wi-fi connection

Wi-fi connections at Hotels in tourist destinations are not safe. They are most vulnerable to hacking and identity theft. So make sure to use mobile data to carry out any net banking transactions. Even otherwise, make sure that the Wi-fi connection is safe before carrying out any transactions.  
Get SMS alerts activated for transactions on the card

Activation of SMS alerts is essential to keep a watch on fraudulent transactions. Any suspicious activity either in the bank account or credit card will be brought to your knowledge immediately through SMS so that you can immediately take necessary action to avoid further damage.

Safe-keeping of your credit cards

Your credit cards should be kept in a place where it is easily accessible but safe. Make sure that you do not leave your belongings unattended. Ensure that the credit card is swiped only in your presence. You should have your credit card with you always and should not leave it unattended.

Other aspects to be taken care of in the normal course

  • Change your PIN regularly. A PIN is a safety layer to your transactions, and you should set a PIN that cannot be easily memorised. 
  • Do not share your PIN or OTP with anyone.
  • Check your monthly statements regularly.
  • In case the card is stolen or lost, inform the Bank immediately and get the card blocked.
  • Always check for website security before accessing one. The website link should always start with HTTPS and not HTTP, and the URL should have a lock symbol. This indicates that your transactions are encrypted.

Follow the tips given to secure your online shopping. 

Yes Bank Credit Card Application Status FAQs

✅ What could be the possible reasons for the rejection of Yes Bank Credit Card?

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There are various aspects that the Bank looks into before approving a credit card application. Age, income, CIBIL Score, payment history, number of existing credit cards, job profile and the debt to income ratio. A thorough background check will also be done if you fail to fulfil any one of them, the application will be rejected.

✅ On checking the Yes Bank Credit Card Application Status, it showed ‘dispatched’. But the card is not yet delivered. What should be done?

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Normally the card will be delivered within 3 to 4 working days from the date of dispatch. If you have not received the credit card within 3 to 4 days, you can call the customer care helpline and inform them. They will be able to guide you.

✅ Is it possible to withdraw cash with Yes Bank Credit Card?

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Yes. You can withdraw cash to the extent of the cash limit permitted on the credit card. You can withdraw cash from Yes Bank ATM or any bank ATM by swiping the card and entering the PIN.

✅ Is it possible to get a credit card once it is rejected?

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You can call the customer care helpline and ascertain the reasons for rejection. You can then work on improving the aspect and reapply for the credit card after six months.

✅ What is the eligibility criteria for Yes Bank Credit Card?

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The eligibility criteria for Yes Bank is given below.

  • Salaried, as well as the self-employed, can apply for the credit card.
  • Resident Indians only are eligible for credit cards.
  • The applicant should be between 21 years to 60 years if salaried and 21 years to 70 years if self-employed at the time of applying for the credit card.
  • The minimum monthly income required for salaried individuals varies from Rs. 25000/- to Rs.10.00 lakhs and for the self-employed the minimum annual salary varies from Rs. 5.00 lakhs to Rs.36 lakhs depending on the credit category.
  • The minimum credit score required will be 750.

✅ What is the processing time required for Yes Bank Credit Card Application?

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It will normally take three weeks minimum from the date of submitting the application to process, approve and dispatch the credit card.

✅ What is the next step if I have not received the credit card weeks after the ‘in process’ stage?

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If you do not receive the credit card even after three weeks, then you should call the customer care helpline to know the reasons. There could be some insufficient information for which the application could be pending. On receiving the required information, the application will be processed, and the card dispatched if approved.

✅ Does applying for a credit card affect the credit score?

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When you apply for a credit card, the Bank will draw a credit report to check credit score and credit history. It will be treated as a hard enquiry and will have an impact on your credit score.

✅ Is it possible to track the Yes Bank Credit Card Status through the customer care helpline?

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Yes. You can track the Yes Bank Credit Card application status by calling the customer care helpline 1800 103 1212 and providing the mobile number and application reference number or application form number.

✅ Will the bank branch be able to track the credit card application status?

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Yes. You can also visit the nearest Yes bank branch and get information about the credit card status by providing the mobile number, application reference number or the application form number to the concerned official