Best Credit Card for Flight Booking
If you are planning your next trip but the cost of booking flights is troubling you, we have compiled some of the best credit cards for flight bookings. Flight bookings require immediate payment, and international journeys can be costly. With the best credit card for flight booking, you do not need to wait for the right deal or think about cash flow. These cards offer instant discounts, rewards and cashback on booking flights, making your travel a convenient and luxurious experienceous experience.
What is a Credit Card for Flight Booking?
A credit card for flight booking or a travel/ co-branded airline credit card is a credit card type designed to provide rewards, cashback, discounts, and other perks for air travel.
These credit cards help you earn air miles or reward points on your daily expenses, which can be redeemed against flight ticket costs. Some of the best credit card for air ticket booking also offer complimentary domestic and/or international airport lounge access and travel insurance.
Benefits of Using a Credit Card for Flight Ticket Booking
Using the best credit card for flight booking can offer you several benefits, as mentioned below:
- You can instantly book flights when there is a great deal, without waiting for your salary or consuming your savings.
- To maximise your travel benefits, you can apply for an airport lounge access credit card that gives you complimentary visits to partner airport lounges along with discounted flight tickets.
- There is a facility to convert your large flight expenses into affordable EMIs with flexible repayment tenures.
- If you achieve a certain amount on your card annually, your flight-friendly card becomes a lifetime free credit card.
- You can save a significant amount annually through cashback, reward points, free lounge visits, and discounts on flight tickets.
- You can easily apply for these cards and get approved online, without visiting any branch.
- Some credit cards, such as the HDFC Bank Intermiles Platinum Credit Card offers miles on every rupee you spend. With this HDFC credit card discount on flight tickets is also offered. You get 5% off on economy class and 10% off on business class tickets booked on Etihad Airways on https://www.intermiles.com.
List of Best Credit Cards for Air Ticket Booking
Here is the list of the top 10 credit card for flight booking in India:
| Card Name | Joining Fee | Annual Fee |
| Axis Bank Atlas Credit Card | Rs. 5,000 + GST | Rs. 5,000 + GST |
| Axis Bank Miles & More World Credit Card | Rs. 3,500 + GST | Rs. 3,500 + GST |
| Axis Bank Miles & More Select Credit Card | Rs. 10,000 + GST | Rs. 4,500 + GST |
| IndiGo IDFC FIRST Credit Card | Rs. 4,999 + GST | Rs. 4,999 + GST; Nil with FD |
| IDFC FIRST WOW Black Credit Card | Rs. 750 + GST | Rs. 750 + GST; Waived on annual spends of Rs. 1.5 Lakhs |
| Air India SBI Signature Credit Card | Rs. 4,999 + taxes | Rs. 4,999 + taxes |
| HSBC TravelOne Credit Card | Rs. 4,999 | Rs. 4,999; Waived on spending more than Rs. 8,00,000 per year |
| Kotak Air+ Credit Card | Rs. 3,000 + GST | Rs. 3,000 + GST |
| Kotak Air Credit Card | Rs. 3,000 + GST | Rs. 3,000 + GST |
| IndiGo Kotak XL Credit Card | Rs. 3,000 | Rs. 3,000 |
Credit Card Air Ticket Booking Benefits
Axis Bank Atlas Credit Card Air Ticket Booking Benefits
- 2,500 EDGE miles on the first transaction done within 37 days of card issuance.
- Anniversary gift of up to 5,000 EDGE Miles on the completion of a year.
- Up to 10,000 EDGE Miles on achieving the spend milestone.
- Make a travel booking by converting 1 EDGE Mile to 2 Partner Miles.
- 1 EDGE mile = Rs. 1.
- Exclusive Silver Tier membership.
- Each tier comes with milestone & annual benefits in the form of redeemable EDGE Miles.
Axis Bank Miles & More World Credit Card Air Ticket Booking Benefits
- 5,000 award miles as a welcome bonus.
- 4 award miles for every Rs. 200 spent.
- Earn up to 55,000 miles in the first year.
- Award miles never expire.
- Redeem accumulated miles against flights & upgrades with partner airlines, hotels, shopping, car rentals, etc.
Axis Bank Miles & More Select Credit Card Air Ticket Booking Benefits
- 15,000 award miles as a welcome bonus.
- 6 award miles on every Rs. 200 eligible spend.
- 4,000 award miles as an annual bonus.
- Award miles never expire.
- Redeem accumulated miles against flights & upgrades with partner airlines, hotels, shopping, car rentals, etc.
IndiGo IDFC FIRST Credit Card Air Ticket Booking Benefits
- Up to 22 Indigo BluChips on booking Indigo flights via the Indigo website/ mobile app.
- 25,000 bonus Indigo BluChips on every cumulative milestone spent.
- Approximately 13 free flights can be earned annually.
- Indigo BluChips can be redeemed for instant domestic/ international flights.
IDFC FIRST WOW Black Credit Card Air Ticket Booking Benefits
- Rs. 500 voucher off on first travel booking via IDFC FIRST Bank mobile app.
- Rs. 700 off on the minimum booking amount of Rs. 7,000 for round-trip domestic flights (Rs. 500 off on one-way flight booking of Rs 5,000 or above) on MakeMyTrip.
- Rs. 10,000 for flight & hotel booking cancellation cover per year.
- 30 bonus reward points per Rs. 150 spent on flight bookings.
- 1 reward point = Rs. 0.50 when redeemed for flight/ hotel bookings through the IDFC FIRST Bank mobile app.
- Zero forex markup.
Air India SBI Signature Credit Card Air Ticket Booking Benefits
- 20,000 reward points as a welcome gift on joining fee payment.
- Complimentary Air India Maharaja Club - Air India Maharaja Points membership.
- 10 reward points on spending every Rs. 100 on Air India tickets booked via app/ website/ booking offices/ call centres.
- 4 reward points for every Rs. 100 spent.
- Up to 1 Lakh bonus reward points annually.
- Reward points can be converted to Air India Maharaja Points.
- 1 Reward Point = 1 Air India Maharaja point.
HSBC TravelOne Credit Card Air Ticket Booking Benefits
- 3,000 bonus reward points on spending Rs 1,00,000 in the first 90 days.
- 10,000 bonus reward points on spending more than Rs. 12,00,000 a year.
- 4 reward points for spending every Rs. 100 on flights, travel aggregators and in foreign currency.
- 2 reward points for spending every Rs. 100 on anything else, with no cap.
- Get even more reward points with additional cards, as spending on add-on cards is eligible for reward points.
- Instantly convert reward points to Air Miles 1 to 1 in the app.
- 15% off on flights & hotel bookings with Yatra.
- 15% off on domestic & international flights at EaseMyTrip, PayTM Travel & ClearTrip.
- Up to 15% off on flights & more with Goibibo.
Kotak Air+ Credit Card Air Ticket Booking Benefits
- 5 Air Miles for every Rs. 100 spent on flight & hotel booking through Kotak Unbox.
- 2 Air Miles for every Rs. 100 spent on other purchases.
- 2,500 Air Miles as a welcome benefit.
- 2,500 Air Miles as a renewal benefit.
- Air Miles can be used for booking flights/hotel stays, or can be transferred to preferred hotel/airline partners.
- 1 Air Mile = Rs. 1 when redeemed for flight & hotel booking through Kotak Unbox.
Kotak Air Credit Card Air Ticket Booking Benefits
- 3 Air Miles per Rs. 100 spent on flight & hotel booking through Kotak Unbox.
- Accelerated Air Miles on flights & hotel bookings (capped at 5,000 per statement cycle).
- Unlimited 1 Air Mile per Rs. 100 spent on other purchases.
- 1,000 Bonus Air Miles as a welcome benefit.
- 1,000 Bonus Air Miles as a renewal benefit.
- Air Miles can be used for booking flights/hotel stays, or can be transferred to preferred hotel/airline partners.
- 1 Air Mile = Rs. 1 when redeemed for flight & hotel booking through Kotak Unbox.
IndiGo Kotak XL Credit Card Air Ticket Booking Benefits
- Welcome voucher of 4000 IndiGo BluChips & a 6E Eats voucher.
- Up to 21 IndiGo BluChips per Rs. 100 spent on IndiGo flight bookings.
- Unlimited 3 IndiGo BluChips per Rs. 100 spent on all dining & entertainment.
- Unlimited 2 IndiGo BluChips per Rs. 100 spent on all other categories.
- Vouchers of up to 16,000 IndiGo BluChips each year.
- Renewal benefit voucher of 4,000 IndiGo BluChips & 6E Eats voucher on payment of the annual fee.
- Redeem the IndiGo BluChips Voucher/ IndiGo BluChips on a flight on the IndiGo website or the IndiGo mobile app.
Flight Ticket Credit Card Offers You Should Know
Here are some of the best credit card offers for flight booking:
HDFC Bank Intermiles Platinum Credit Card
- Rs. 500 flight discount vouchers for the first year.
- 8 InterMiles on every Rs. 150 spent on booking every flight ticket.
- As air ticket credit card offers, get 5% off on economy class & 10% off on business class tickets booked on Etihad Airways on https://www.intermiles.com
- 2.5X InterMiles for Etihad Airways tickets booked on https://flights.intermiles.com.
HDFC Bank Regalia Gold Credit Card
- This RuPay credit card offers Rs. 5,000 worth of flight vouchers on spending Rs. 5 Lakhs and Rs. 7.5 Lakhs
- IndiGo IDFC FIRST Credit Card
- Up to 22 Indigo BluChips on booking Indigo flights via the Indigo website/ mobile app.
- Indigo BluChips can be redeemed for instant domestic/ international flights.
- Approximately 13 free flights can be earned annually.
IDFC FIRST WOW Black Credit Card
- Rs. 500 voucher on first travel booking via IDFC FIRST Bank mobile app.
- Rs. 700 off on the minimum booking amount of Rs. 7,000 for round-trip domestic flights (Rs. 500 off on one-way flight booking of Rs 5,000 or above) on MakeMyTrip.
- Rs. 10,000 for flight & hotel booking cancellation cover per year.
- 30 bonus reward points per Rs. 150 spent on flight bookings.
Air India SBI Signature Credit Card
- 10 reward points on spending every Rs. 100 on Air India tickets booked via app/ website/ booking offices/ call centres.
- Reward points can be converted to Air India Maharaja Points.
- 1 Reward Point = 1 Air India Maharaja point.
HSBC TravelOne Credit Card
- 4 reward points for spending every Rs. 100 on flights, travel aggregators and in foreign currency.
- Instantly convert reward points to Air Miles 1 to 1 in the app.
This airline ticket credit card offers 15% off on flights with Yatra, EaseMyTrip, PayTM Travel, ClearTrip & Goibibo.
How to Apply for the Best Credit Card for Flight Booking Online
Applying for the best credit card for air ticket booking online is easy with the steps given below:
- On the ‘Credit Card’ page of our portal, select your preferred credit card option.
- Click on the ‘Apply Now’ tab and fill in your personal and income details.
- Submit the filled details along with the required documents.
- If you fulfil the eligibility criteria, get instant approval.
- Once your request is approved, you will receive your credit card.
- Activate your card immediately for online flight bookings.
FAQs
Axis Bank Atlas Credit Card, IndiGo IDFC FIRST Credit Card, IDFC FIRST WOW Black Credit Card, Air India SBI Signature Credit Card, HSBC TravelOne Credit Card, Kotak Air+ Credit Card, and HDFC Bank Intermiles Platinum Credit Card are some of the best credit cards for flight booking in India.
IDFC FIRST WOW Black Credit Card, HSBC TravelOne Credit Card, HDFC Bank Intermiles Platinum Credit Card, and HDFC Bank Regalia Gold Credit Card give discounts on flight tickets.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).


Abhijeet Singh has comprehensive experience in business writing, content management, SEO, social media and user analytics. Key areas of expertise include stock markets and personal finance.