How to Activate an Axis Bank Credit Card? - All You Need to Know

Credit cards are one of the best financial products that can be used to build a credit score and learn credit discipline, while you reap the rewards, benefits, discounts and cashbacks. 

Axis Bank, the Mumbai-headquartered private sector lender, is the third largest credit card issuer when it comes to the private banks and it sits on the fourth position in the country behind HDFC Bank, State Bank of India and ICICI Bank. 

Of late, Citibank transferred its consumer business to Axis Bank. The process concluded in May 2023 following which Axis Bank has a direct control over Citibank-issued credit cards in India. 

According to the card data available with the Reserve Bank of India, Axis Bank stands at third position among all private banks with nearly 1.23 crore credit cards outstanding as of April 2023. 

Users are required to activate credit cards after receiving them in a sealed cover. There are multiple ways to activate an Axis Bank Credit Card through online, as well as offline mediums. Axis Bank Credit Card login page can be accessed right after receiving the credit card for generating the Axis Bank credit card 4-digit PIN, or the ATM password. 

All the banks also have an option for offline credit card activation which allows people without the internet to activate the card by either sending an SMS on the designated numbers or calling the Axis Bank customer care. 

Axis Bank Credit Card Activation

Axis Bank Credit Card activation requires the 16-digit credit card number, along with your registered mobile through which a user can generate an Axis Bank Credit Card login ID and password. After successful creation of Axis Bank Credit Card login ID and password, either through online or through offline channels, you can set up Axis Bank credit card PIN, enable offline, online, one-touch, domestic and international transactions. 

How to Activate your Axis Bank Card Online?

Axis Bank Credit Cards can be activated in two ways by using online channels, one is by accessing the Axis Bank Net Banking and the other way is by logging into the Axis Bank mobile application. Both the process of activating Axis Bank Credit Card are seamless and easy as you can generate Axis Bank Credit Card login ID and password within a couple of minutes. 

How to Activate an Axis Bank Credit Card through Netbanking?

Axis Bank Net Banking is one of the convenient ways to activate an Axis Bank Credit Card, it can be even more easy if you are already an Axis Bank customer. All the Axis Bank customers are not required to generate a fresh login ID & password as they can skip this step and can directly go to the credit cards section to activate the Axis Bank credit card. 

Step 1: Visit Axis Bank’s official website. 

Step 2: Enter the Axis Bank login ID & password at the Axis Bank Net Banking Login Page. 

Step 3: Click on ‘Accounts’ from the dropdown by hovering the mouse pointer at ‘Menu’ option. 

Step 4: Click on ‘My Credit Cards’, select the credit card from ‘More Services’ option and subsequently select ‘Credit Card PIN Change’. 

Step 5: Confirm the commands by clicking on ‘Go’ button, enter a new secret PIN, then select ‘Next’.

Step 6: You will be required to enter a NETSECURE code sent by Axis Bank for confirming your identity on the registered mobile number. This is the last and crucial step for generating the PIN. Click on ‘Confirm’ after entering the code to process the Axis Bank Credit Card activation. 

How to Activate Axis Bank Credit Card through a Mobile app?

Axis Bank Credit Card can be activated through the Axis Bank mobile application in a much similar manner. 

Step 1: Open Axis Bank mobile application and login with the login ID and password. 

Step 2: Search for ‘Services’ tab from the ‘Banking’ menu and then tap on ‘Credit Card’ option: 

Step 3: Next thing is to tap on ‘Set/Reset PIN’ option. 

Step 4: You’ll be prompted to enter a one-time password (OTP) sent on the registered mobile number with Axis Bank. 

Step 5: After entering the OTP, you can decide and enter a 4-digit PIN for Axis Bank Credit Card. The 4-digit Axis Bank Credit Card PIN is required to be validated with your Mobile Banking Personal Identification Number (MPIN) to confirm your identity. 

Following the aforementioned 5-step process, you will receive a confirmation message from the Axis Bank displaying that the Axis Bank Credit Card PIN has been successfully changed. 

How to Activate Axis Bank Credit Card Offline?

Axis Bank also allows the Axis Bank Credit Card via offline channels to ensure that individuals living in remote areas with no or limited access to mobile internet and broadband services can also activate the credit card and start using the services. As far as offline activation of Axis Bank Credit Card is concerned, there are two methods, one is through visiting the nearest Axis Bank ATM and other is via contacting the Axis Bank Customer Care. 

How to Activate an Axis Bank Credit Card through Axis Bank ATM?

Axis Bank Credit Card can be successfully activated through the nearest Axis Bank ATM. 

Step 1: Insert your Axis Bank Credit Card with the chip in the forward direction into the ATM kiosk. 

Step 2: Select ‘Set PIN’ option and then click on ‘Generate OTP’. The OTP will be sent to the registered mobile number. 

Step 3: You will be prompted to enter your personal credentials to confirm your identity such as registered mobile number, date of birth, credit card expiry date. 

Step 4: After this, you can set up a new PIN by entering the OTP received and reconfirm the new 4-digit PIN. A confirmation message will be sent to your registered mobile number after successful change of PIN. 

How to Activate Axis Bank Credit Cards via Customer Care?

Activating an Axis Bank Credit Card through customer care support could be the easiest option of all as you are only required to call the official Axis Bank Credit Card Customer Care number from your registered mobile number. You will be asked to enter the 16-digit Axis Bank Credit Card number, alongside some relevant personal information such as your date of birth, etc. You can enter the desired 4-digit PIN through your mobile phone to set up or change the PIN. 

Axis Bank Credit Card Activation FAQs

Q1: How to activate Flipkart Axis Bank Credit Card?

Co-branded credit cards are also activated in a similar fashion as stated above. You can activate Flipkart Axis Bank Credit Card by either of the options discussed. 

Q2: How to activate Axis Bank Credit Card for online transactions?

Axis Bank Credit Card can be enabled for online, offline, domestic, and international transactions through the Axis Bank mobile app, Axis Bank net banking, Axis Bank ATM and via Axis Bank customer care support. 

Q3: How to activate an Axis Bank Credit Card by SMS?

Axis Bank Credit Card can be activated by SMS by sending the prescribed text to the number provided on the document received from Axis Bank on which the Credit Card is pasted. 

Q4: How to check Axis Credit Card activation status?

Axis Bank Credit Card activation is now a real-time process. The user will receive an instant message confirming the status of the credit card after successful PIN generation. 

Q5: If the Axis Bank Credit Card activation code is lost, then can we get it again?

Yes. You have to start the whole process again. 

Q6: What is Axis Bank credit card activation customer care number?

Axis Bank Credit Card activation Customer Care numbers are 1860-419-5555 and 1860-500-5555.

Q7: How to activate an axis bank credit card without an account?

Axis Bank Credit Card can also be activated without having a savings, or current account with Axis Bank by generating a login ID and password with the help of a 16-digit Axis Bank Credit Card number, your date of birth and registered mobile number, etc.