YES Bank Credit Card Payment Through BillDesk

YES Bank offers a plethora of credit card options to cater to the varied needs of customers. If you are looking for reward points, complimentary domestic and international airport lounge access, discounts, and offers on movies, flights, hotels, groceries, and other categories, YES Bank credit cards will provide everything you ask for.

Getting a YES Bank credit card is easy if you meet the eligibility criteria and documentation requirements of the bank. However, what is more important than getting a card is making its timely payment to reap most of its benefits and privileges without any trouble.

Here, we will discuss how you can make YES Bank credit card payments through BillDesk and other online and offline methods.

Paying YES Bank Credit Card Bills through BillDesk

You can pay your credit card bill via BillDesk conveniently in just 3 steps mentioned below:

1. Provide your credit card details

• Enter your 16-digit YES Bank credit card number along with the payment amount.
• Choose the bank account from which you want to execute the payment.
• You will be securely redirected to the NetBanking interface of the chosen bank.

2. Confirm payment

• Confirm the payment amount.
• Choose the bank account from which you want to execute the payment
• On successful authentication, your chosen bank account will get debited.

3. Get online confirmation

• You will then get an online confirmation with the Transaction Reference Number.

Other YES Bank Credit Card Payment Methods

Apart from BillDesk, you can also pay your YES Bank credit card bill through any of the following credit card bill payment channels:

Methods for YES Bank Account Holders

• Net Banking: Register for the YES Bank Net Banking facility and easily make credit card payments online. 
• iris by YES BANK (YES Bank mobile banking app): You can pay your YES credit card bills through your YES Bank Savings Account or any other bank account using the mobile app of the bank.
• Standing Instruction: Get a pre-determined portion of your monthly outstanding automatically debited from your Savings/ Current Account to your credit card account.
• ATM Funds Transfer: You can easily transfer funds from your Savings/ Current Account to your YES credit card account at any YES Bank ATM.

Methods for All Customers

• NEFT/IMPS/RTGS: You can pay your credit card bill of YES Bank through NEFT/IMPS/RTGS fund transfer from other bank accounts. For that, add your YES Bank Credit Card as a beneficiary. You can use IFSC code YESB0CMSNOC.
• Cheque Payment: Pay your YES Bank Credit Card dues by cheque, by mentioning your 16-digit YES Bank Credit Card Number on the check and dropping it at any of the bank’s drop boxes in your city. Mention your name as well as your mobile number on the back of the cheque.
• Net Banking: Using the Bill Desk facility, you can make payments through any bank’s Net Banking portal. 
• Cash Payment: You can make cash payments at nearby YES Bank branches. This facility involves a minimal charge.
• iris: You can also pay with your YES Bank Savings Account or any other bank account using iris, YES Bank’s mobile app.
• YES Pay App: You can pay your YES Bank credit card bill through your YES Bank or any other bank account using UPI.
• YES ROBOT: Your credit card bill can also be paid with your YES Bank or any other bank account using YES ROBOT.

How to Apply for a YES Bank Credit Card?

To apply for a YES Bank credit card, follow the steps given below:

• Compare all available credit card options offered by the bank based on their joining and annual fees, interest rates, rewards, cashback, and other benefits.
• Review the eligibility criteria for the selected card, such as age, credit score, income, employment, and other eligibility parameters as specified by the bank.
• Submit all the required documents like identity proof, address proof, income proof, etc. along with the filled application form and passport-size photographs as mentioned by the bank.

These were the methods to pay your YES Bank credit card bills through BillDesk and other online as well as offline methods. Now that you are aware of them, don’t forget to pay your credit card dues on time to maintain a healthy credit score.