Following are the key highlights of the AU Small Finance Bank Altura Credit Card
|Joining Fee||Rs. 199 + Taxes|
|Annual Fee||Rs. 199 (can be waived off if retail spends of Rs.10,000 done within 90 days of card set up|
|Welcome Benefits||5% cashback on retail spends of ₹2500 or more within 60 days of card issuance|
|Most Suitable For||Cashback & Rewards|
This card comes with all kinds of benefits, be it Welcome benefits, Cashback benefits, Milestone benefits,
As a welcome benefit, the AU Altura Credit Card offers a 5% cashback on retail spends of ₹2500 or more within 60 days of card issuance. The maximum cashback allowed per statement cycle is ₹150.
By reaching a retail spend milestone of ₹10000 or more in a month, you can earn an additional cashback of ₹50.
At the railway lounge, you'll be able to enjoy a range of services, including entry and a 2-hour stay, comfortable sitting arrangements with air conditioning, free tea and coffee, free Wi-Fi, and access to newspapers and magazines. Additionally, you'll receive one buffer meal during your visit, which can be breakfast, lunch, or dinner.
1% Fuel Surcharge Waiver for fuel transactions done between Rs. 400 and Rs. 5,000, across all fuel stations in the country (Maximum Rs. 100 per statement cycle)
When it comes to security, the AU Altura Credit Card has you covered in every way possible.
Use your AU Small Finance credit card to make quick, secure & easy payments by just tapping the card and paying at participating merchants without entering Credit Card PIN for amounts up to Rs. 5000.
With the AU Altura Credit Card, you have the option to convert your transactions worth INR 2,000 or more into easy EMI options of your choice. It's simple to do - just call our Customer Care helpline and book your XpressEMI.
Is there any charge for XpressEMI conversion using Altura card by AU Bank?
Yes, the EMI conversion charge for XpressEMI is 1% of the amount being converted to EMI, subject to a minimum of Rs. 99 + GST.
What does it mean?
This means that you can enjoy greater flexibility and convenience when it comes to your payments. Whether you want to manage your expenses or make a big purchase, you can choose a tenure that suits your needs and budget. With XpressEMI, you can convert your transactions into easy monthly installments and pay them off at your own pace.
So go ahead and make that purchase you've been dreaming of - with the AU Altura Credit Card, you can enjoy greater financial freedom and control.
Joining fee - Rs. 199 + Taxes
Is there any Annual Fee waiver for AU Altura Card?
For 1st year fee waiver – Rs.10,000 retail spends done within 90 days of card set up
For 2nd year onwards fee waiver – Rs. 40,000/- retail spends done in previous card anniversary year
|Type of Fees / Charges||Amount|
|Cash Advance Charges||2.5% amount withdrawn, subject to a maximum of 100|
|Cash Advance Limit||20% of the total credit limit|
|Late Payment Fees|
Amount for Statement Balance:
Please note that the interest free period for AU credit card is 48 days
Foreign currency transaction cross currency markup charges for AU Bank Altura card is 3.49%
Additional Read: AU Bank Credit Card Application Status
For KYC verification
Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
Utility Bills/ Ration Card/ Passport
Aadhar Card/ PAN card/ Driving license/ Voter Id Card
Last 3 Salary slips / bank statements for salaried
Photographs: Recent photographs
To be eligible for the AU Altura Credit Card, there are a few criteria that you need to meet.
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You can redeem your earned reward points through AU Small Finance Bank LIT Credit Card after the statement is generated.
The interest-free period for AU Small Finance Bank Altura Credit Card is up to 48 days, but this is not applicable for cash withdrawal.