Welcome Gift & Activation Benefits:

  • Get E-Gift Voucher for 1 Economy class ticket with base fare waived off on annual fee and renewal fee payment.
  • Get 1000 Bonus CV points on spending  50,000 within 90 days of the issuance of the card
  • Comprehensive Insurance Cover
  • Lounge Program
  • Domestic Airport Lounge Access
  • Complimentary Priority Pass Membership
  • Reward Earnings
  • Milestone Benefits

Additional Info: Check SBI Pulse Credit Card in detail & apply.

Annual Fee & Joining Fee

Joining Fees: Rs 1499 + Taxes   
Annual Fees: Rs 1499 + Taxes

Additional Info: Are you looking for Instant SBI Personal Loan

Eligibility for CLUB VISTARA SBI Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Additional Info: Check the Best Travel Credit Card and apply.

Documents required for CLUB VISTARA SBI Credit Card

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Address proof: Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Cashback & Rewards benefits

Reward Earnings

Earn 3 CV points on spending per  200 spent on all categories, including Fuel

Milestone Benefits

  • Get 1 Economy class ticket on each spending  1.25 Lakhs,  2.5 Lakhs, and  5 Lakhs annually
  • Get 1 Hotel E-Voucher worth  5,000 from Yatra on annual spends of  5 Lakhs

Comprehensive Insurance Cover

No need to worry about any unforeseen event while traveling when you have Club Vistara SBI Card.

Here are some benefits of the comprehensive insurance cover provided on your card:

  • Cover of up to  72,000 for loss of check-in baggage
  • Cover of up to  7,500 on the delay of check-in baggage
  • Cover of up to  12,500 on the loss of travel documents
  • Lost card liability cover of up to  1 Lakh
  • Ticket cancellation cover of up to  3,500
  • Baggage damage cover of up to  2,500
  • Air Accident Cover of up to  50 Lakhs

Lounge Program

Enjoy exclusive lounge privileges on your Club Vistara SBI Card

Domestic Airport Lounge Access

Get 4 complimentary visits each year to Domestic Airport lounges (maximum 1 visit per quarter)

Complimentary Priority Pass Membership

Get complimentary priority pass membership valued USD 99.

Additional Info: Know about the Types of SBI Debit Card.

Fee and Interest Rate

  • Joining Fee:  1,499 + applicable taxes
  • Renewal Fee:  1,499 + applicable taxes
  • Add-on Fee: Nil
  • Minimum amount due charges: 5% of the total outstanding amount (minimum  200 + EMI (for EMI based product) + all applicable taxes + OVL amount (if any)
  • Extended credit charges: Up to  25 or 2.5% p.m. (30% p.a.), whichever is higher, from the transaction date.
  • Cash advance limit: Up to 80% of the credit limit, subject to a maximum of  12,000 per day. Cash advance fee of up to  25 or 2.5% p.m. (30% p.a.), whichever is higher, from the date of withdrawal will be charged.
  • Cash advance fee 

    • For SBI or other ATMs: 2.5% of the amount of transaction (minimum   500)
    • For International ATMs: 3% of the amount of transaction (minimum  500)
  • Fee for payment dishonor: 2% of the payment amount (minimum  450)
  • Statement retrieval fee: 100 for per statement more than 2 months' old
  • Fee for cheque pick-up:  100
  • Cheque fee:   100 for payments made through cheque up to  10,000

Late payment charges

  • For amount due   0 -  200: Nil
  • For amount due   200 -  500:  100
  • For amount due  500 - 1,000:  400
  • For amount due  1,000 -  10,000:  600
  • For amount due  10,000 -  25,000:  800
  • For amount due above  25,000:  950
  • Overlimit Charges: 2.5% of the over limit amount (minimum  500)
  • Emergency card replacement fee when abroad: Actual cost (minimum $175)
  • Card replacement fee:  100
  • Foreign currency transaction/Conversion mark up: 3.5%
  • Rewards redemption fee:  99
  • Dynamic Currency Conversion fee/Markup Fee: 1.99% for ELITE Cardholders, only for transactions above or equal to  1,000), 3.50% (for all other cards)
  • Charges for Priority Pass Lounge: $27 per visit + applicable taxes for All Airport Lounge visits within India. $27 per visit + applicable taxes for All Airport Lounge visits outside India.
  • Cash Payment Fee:   100
  • Fee for change in billing cycle:  200 per successful request



  • Railway tickets via irctc.co.in 1.8% of transaction amount + service charge (as applicable)
  • Railway tickets via counters:  30 + 2.5% of the transaction amount
  • Petrol & other products or services that are sold at petrol pumps: 1% fuel surcharge waiver for every transaction between  500 - 4,000 + applicable taxes and all other charges.

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✅ Can an add-on cardholder apply for Club Vistara (CV) Membership?


No, only primary cardholders of Club Vistara SBI Card are eligible for CV Membership.

✅ What is CV Point?


CV Points are earned by cardholders for flying on any Vistara flight or using the services of our Club Vistara partners. These points are accumulated in their Club Vistara account and are valid for 36 months from the date of flight. The points can be redeemed against flights and upgrades on the Vistara network & flights with Partner Airlines.

✅ What is the process to credit CV Points to my account?


CV Points will be auto-credited to the account of CV members within 10 working days after the monthly statement generation.

✅ What is the age required for applying for Club Vistara SBI Card?


The minimum age required to enroll for Club Vistara SBI Card is 18 years. 

✅ What is the monetary value of 1 CV Point?


The value of 1 CV Point is equal to  1.