CLUB VISTARA SBI Credit Card

• Joining Fee:  1,499 + applicable taxes
• Renewal Fee:  1,499 + applicable taxes
• Add-on Fee: Nil
• Minimum amount due charges: 5% of the total outstanding amount (minimum  200 + EMI (for EMI based product) + all applicable taxes + OVL amount (if any)
• Extended credit charges: Up to  25 or 2.5% p.m. (30% p.a.), whichever is higher, from the transaction date.
• Cash advance limit: Up to 80% of the credit limit, subject to a maximum of  12,000 per day. Cash advance fee of up to  25 or 2.5% p.m. (30% p.a.), whichever is higher, from the date of withdrawal will be charged.
• Cash advance fee  
  
  
  • For SBI or other ATMs: 2.5% of the amount of transaction (minimum   500)
  • For International ATMs: 3% of the amount of transaction (minimum  500)
• Fee for payment dishonor: 2% of the payment amount (minimum  450)
• Statement retrieval fee: 100 for per statement more than 2 months' old
• Fee for cheque pick-up:  100
• Cheque fee:   100 for payments made through cheque up to  10,000

Welcome Gift & Activation Benefits:

• Get E-Gift Voucher for 1 Economy class ticket with base fare waived off on annual fee and renewal fee payment.
• Get 1000 Bonus CV points on spending  50,000 within 90 days of the issuance of the card
• Comprehensive Insurance Cover
• Lounge Program
• Domestic Airport Lounge Access
• Complimentary Priority Pass Membership
• Reward Earnings
• Milestone Benefits

Reward Earnings

Earn 3 CV points on spending per  200 spent on all categories, including Fuel

Milestone Benefits

• Get 1 Economy class ticket on each spending  1.25 Lakhs,  2.5 Lakhs, and  5 Lakhs annually
• Get 1 Hotel E-Voucher worth  5,000 from Yatra on annual spends of  5 Lakhs

Comprehensive Insurance Cover

No need to worry about any unforeseen event while traveling when you have Club Vistara SBI Card.

Here are some benefits of the comprehensive insurance cover provided on your card:

• Cover of up to  72,000 for loss of check-in baggage
• Cover of up to  7,500 on the delay of check-in baggage
• Cover of up to  12,500 on the loss of travel documents
• Lost card liability cover of up to  1 Lakh
• Ticket cancellation cover of up to  3,500
• Baggage damage cover of up to  2,500
• Air Accident Cover of up to  50 Lakhs

Lounge Program

Enjoy exclusive lounge privileges on your Club Vistara SBI Card

Domestic Airport Lounge Access

Get 4 complimentary visits each year to Domestic Airport lounges (maximum 1 visit per quarter)

Complimentary Priority Pass Membership

Get complimentary priority pass membership valued USD 99.

• Should be an Indian resident
• Minimum age of 18 years
• Must be salaried or self employed
• Possess last 3 months bank statements
• A good credit score is also required, so always check free credit score before applying for a credit card.

• KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
• Address proof: Utility Bills/ Ration Card/ Passport
• ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
• Income Proof: Last 3 Salary slips / bank statements
• Photographs

• For amount due   0 -  200: Nil
• For amount due   200 -  500:  100
• For amount due  500 - 1,000:  400
• For amount due  1,000 -  10,000:  600
• For amount due  10,000 -  25,000:  800
• For amount due above  25,000:  950
• Overlimit Charges: 2.5% of the over limit amount (minimum  500)
• Emergency card replacement fee when abroad: Actual cost (minimum $175)
• Card replacement fee:  100
• Foreign currency transaction/Conversion mark up: 3.5%
• Rewards redemption fee:  99
• Dynamic Currency Conversion fee/Markup Fee: 1.99% for ELITE Cardholders, only for transactions above or equal to  1,000), 3.50% (for all other cards)
• Charges for Priority Pass Lounge: $27 per visit + applicable taxes for All Airport Lounge visits within India. $27 per visit + applicable taxes for All Airport Lounge visits outside India.
• Cash Payment Fee:   100
• Fee for change in billing cycle:  200 per successful request

Surcharges:

• Railway tickets via irctc.co.in 1.8% of transaction amount + service charge (as applicable)
• Railway tickets via counters:  30 + 2.5% of the transaction amount
• Petrol & other products or services that are sold at petrol pumps: 1% fuel surcharge waiver for every transaction between  500 - 4,000 + applicable taxes and all other charges.