|Annual Retail Spends||Bonus Reward Points||Cumulative Bonus Reward Points|
The reward points can be converted into Air India Miles; 1 Reward Point = 1 Air India Air mile.
|Card Annual Fee:|
|Joining Fee||Up to 4,999 (one time)|
|Renewal Fee||4,999 per annum, second year onwards|
|Interest-free credit period on retail purchases||20-50 days, subject to the full payment of previous month's dues|
|Finance charges||Up to 3.35% per month, i.e., 40.2% per annum, from the transaction date|
|Minimum Due||5% of Total Outstanding (Minimum of 200 + applicable taxes + EMI ( if any) + OVL amount (if any)|
|Cash Advance Limit||Varies, up to 80% of the credit limit assigned; maximum of 15,000 per day|
|Free Credit Period||Nil|
|Finance charges||Up to 3.35% per month, i.e., 40.2% per annum from the withdrawal date|
|Cash Advance Fee:|
|From SBI or other Domestic ATMs||2.5% of the amount, a minimum of 300|
|From International ATMs||3% of the amount, a minimum of 300|
|Cash Payment Fee||100|
|Cheque Fee||100 (for cheques up to 10,000)|
|Payment Dishonour fee||2% of the amount, a minimum of 450|
|Statement retrieval|| 100 per statement |
*for retrieval of more than 2 months old statements
|Overlimit charges||2.5% of over limit, subject to a minimum of 500|
|Card Replacement Fee (From India)||100|
|Card Replacement, when abroad||Nil|
|Foreign Currency Transaction- Conversion Mark Up||3.5%|
|Rewards Redemption Fee||Up to 99 |
*Nil for redemption on Air India Miles
|Late Payment Fees:|
|Balance up to 200||NIL|
|Balance between 200 to 500||100|
|Balance between 500 to 1000||400|
|Balance between 1000 to 10,000||600|
|Balance between 10,000 to 25,000||800|
|Balance greater than 25,000||950|
|On Railway tickets booked through counters||30 + 2.5% of transaction|
|On Railway tickets booked through irctc.co.in||1.8% of transaction + applicable tax|
|At petrol pumps: |
(for petrol and other products or services)
|1% fuel surcharge waiver for each transaction of 500 to 4,000, exclusive taxes. |
* Maximum of 250 surcharge waiver per statement cycle, per credit card account
|Customs Duty||2.25% of the transaction, a minimum of 75|
|Payment Settlement||Payments for the account will be settled as per the Minimum Amount Due, Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.|
Additional Info: Check Credit Score before apply credit card.
With your Air India SBI Signature Card, you get complimentary lost card liability cover of 1 Lakh. This cover is applicable from the period of 48 hours prior to reporting of loss till 7 days post the reporting of loss.
Additional Info: Check Onecard Credit Card & enjoy the benefits.
Air India SBI Signature Card is a global Card. You can access your card worldwide without a halt. You can access over 1 million Visa ATMs worldwide, including more than 18,000 ATMs in India. Besides, you can transact through 10,000 State Bank of India ATMs across 100 cities in India
You Can Apply Instant Loan Thorugh Apps
Additional Info: Are you looking for Instant SBI Personal Loan
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
Earn max rewards & redeem for cash back, value back offers, discounts & exclusive deals.
To apply for Air India SBI Signature Card, all you need to do is fill a form on MyMoneyMantra Website. An OTP is generated and sent to your mobile number. As you submit the OTP, you are directed to a Credit Cards listing page. Here you can either directly select Air India SBI Signature Card and apply or connect with SBI Card. Or, compare it with other SBI Cards before applying. As you register on our website, a credit card expert will call you and answer all your queries regarding the card application and formalities. She will assist and arrange for doorstep collection of documents followed by doorstep card delivery by SBI Card.
You require a copy of valid documents to prove your identity, income and address proof. You will need the following:
To convert your Air India SBI Signature Card Reward Points to Air India Air Miles call SBI Card Helpline: 1860 180 1290 or 39020202 (prefix local STD Code).
However, before you process the same, make sure you have a minimum of 10,000 Reward Points. Further, the points are redeemed in the multiples of 5,000 points only. It will take 7 working days to process the request.
There can be multiple reasons for the rejection of your request to convert reward points to Air India Air Miles, such as:
In all of the above cases, the reward points debited from your Air India SBI card account will be credited back.
It is completely hassle-free to book Railways tickets online with your Air India SBI Signature Card. Follow these steps:
Credit Score is a three digit numeric rating of your financial standing issued by a Credit Bureau. The number also represents the risk involved in lending to you. A CIBIL Score is a credit rating benchmark in India. Higher is the credit score; the better is the credit rating of the individual. Owning a credit card helps you maintain a good credit score as it builds your credit history. All Card providers including SBI Card are required to share customers' credit history with the credit bureaus.
SBI Card reserves the right to modify/ remove one or more of the offers on Air India SBI Signature Card at any point in time without any notice.