Value Back Benefits
Buy AC1, AC2, AC3, and AC CC railway tickets through irctc.co.in and IRCTC Mobile App (for Android only) and get up to 10% Value Back as Reward Points.
For the period of 1st October 2020 to 31st March 2021, accumulated Reward Points of the cardholder will not be transferred to their IRCTC Loyalty account, but can be redeemed on Shop & Smile Catalogue. The cardholder can redeem the Reward Points in their IRCTC Loyalty account for booking train tickets.
Get 1 Reward point on spending every 125 on non-fuel retail purchases, including the purchase of railway ticket via www.irctc.co.in and IRCTC Mobile App (for Android only).
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Joining Fees: Rs 500 +Taxes
Annual Fees: Rs 300 +Taxes
Additional Info: Also Check SBI Credit Card Statement
Additional Info: Check the Best Travel Credit Card in India & apply.
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Additional Info: Know about the Types of SBI Debit Card.
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To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Railway Lounge Program
4 complimentary accesses in a year to participating railway lounges in India (maximum 1 access per quarter). Use your IRCTC RuPay SBI Card at the respective lounges to avail of the offer. Offer is available only for primary cardholders.
Fuel Surcharge Waiver
No need to pay 1% fuel surcharge in all petrol pumps in India, by making transactions between 500 and 3,000 (exclusive of GST & other charges). The maximum surcharge waiver available is up to 100 per credit card account per statement cycle.
Transaction Charges Waiver
Save 1% transaction charge (exclusive of GST & all other charges) on booking railway tickets on irctc.co.in, using your IRCTC RuPay SBI Card. If you cancel any railway ticket booked online on irctc.co.in using IRCTC RuPay SBI Card, 1% charge of the total amount of refund will be debited to your card.
|Cash payment fee||199|
|Cheque pickup fee||100|
|Payment dishonor fee||2% of amount (minimum 450)|
|Statement retrieval fee||100 per statement (which is older than 2 months)|
|Late payment charges|
|Over limit charge||2.5% of over limit (or minimum 500)|
|Emergency card replacement (when abroad) fee||Actual cost (minimum $175)|
|Conversion mark-up on foreign currency transaction||3.5%|
If you are a frequent traveller who prefers travelling by trains, IRCTC SBI Card (on RuPay platform) or IRCTC RuPay SBI Card comes with some attractive deals and offers for you.
With 350 activation bonus reward points, 10% value back on train ticket purchase through irctc.co.in and IRCTC Mobile App, Railway Lounge Program, 1% fuel surcharge waiver and other offers, you can get the maximum benefit out of this card.
On top of that, this credit card comes with no joining fee till 31st March 2021.
The fastest way to apply for IRCTC RuPay SBI Card is through MyMoneyMantra. You can also apply online at bank's website sbicard.com, through their Chatbot ELA, by calling SBI Card helpline at 39 02 02 02 (prefix the STD Code of your city), or by visiting the nearest SBI branch.
Yes, you can apply for IRCTC RuPay SBI Card even if you don't own any other credit card.
If you want to upgrade your current SBI Credit Card, you can log on to your SBI Card Online account. On being eligible for an upgrade offer, you will be able to see a 'Card upgrade' link in the left side of the page. You can also call the SBI Credit Card helpline to check if you are eligible for any pre-approved offer for card upgrade. If you want to apply for an additional SBI Credit Card, you can select 'Yes' for 'Do you have an SBI Card?' question on the online application for the SBI Card you wish to apply for and after that fill in the required details. On submitting the form, SBI executives will connect with you for further process.
You can login to SBI's website with the help of your User ID and Password and apply for Add-on Card on your SBI Card Account. Another option is to login to Chatbot ILA using your user ID and password for online account and apply for an Add on card. Alternatively, you can also download the Add-on Card form provided under form central option on bank's website and complete the enclosed form and send the original form at the address: SBI Cards and Payment Services Pvt. Ltd, P.O Box No-16, G.P.O, New Delhi-110001. You may also call SBI on their helpline number 1860 180 1290 or 39 02 02 (prefix local STD code).
Only primary cardholders of SBI Card PRIME and SBI Card ELITE are eligible for CV Membership.
Yes. The Joining Fee or Annual Fee for the card is 500. However, it is waived off till 31st March 2021.