Features

Welcome Gift

  • Get 100 cash back on first withdrawal within 30 days of receiving your Yatra SBI Card.
  • Enjoy  8,250 worth Yatra.com vouchers on payment of the joining fee.
  • Complimentary Lounge Access
  • Complimentary Air Accidental cover
  • Fuel Surcharge Waiver
  • Global Card Acceptance
  • Utility Bill Payment
  • Balance Transfer on EMI
  • Flexipay
  • Easy Money Facility

Annual Fee & Joining Fee

Joining Fees: Rs 499 +Taxes
Annual Fees: Rs 499 +Taxes

  • KYC fulfilment: Passport/ Voter's ID Card/ Driving Licence/ Aadhaar Letter or Card/NREGA Card/PAN Card
  • Address proof: Utility Bills/ Ration Card/ Passport
  • ID proof: Aadhar Card/ PAN card/ Driving license/ Voter Id Card
  • Income Proof: Last 3 Salary slips / bank statements
  • Photographs

Cashback Offers

Travel Benefits

Yatra SBI Card is packed with an array of travel benefits, and this is what makes it one of the most attractive credit cards for travelling.

You can save  1,000 on each domestic flight booking. The minimum transaction must be worth  5,000.

Likewise, you save  4,000 on each international flight booking. The minimum cost of a transaction must be worth  40,000.

You can also avail a discount of 20% on domestic hotel bookings. The minimum transaction should be of  3,000 to avail this offer. The maximum discount available is  2,000.

Terms of use:

  • The promo code for availing travel benefits is TRAVEL at the time of booking. It is applicable for bookings of select Hotels only.
  • You can use the Promo Code for a maximum of 6 times in a calendar year.
  • The discount is only available after using the promo code for booking.
  • Discount cannot be clubbed with other offers.

Fees and Charges

Annual fee: One-time payment up to  499

Renewal fee: Up to  499

Add-on fee: Nil

Extended Credit: Interest-free credit period: Enjoy interest-free credit up to 50 days on retail purchase via your Yatra SBI Card. To avail the offer, your previous month's outstanding balance must be paid in full.

Finance charges: From the date of the transaction, finance charges up to 3.35% p.m, i.e, 40.2% p.a. It is calculated as:

5% of the Outstanding Amount (Minimum  200 + applicable taxes + EMI (if any) + OVL (if any)

Cash Advance: Up to 80% of the credit limit, the maximum  12,000 per day

Free credit period: Nil

Finance charges:  same as above.

Cash Advance Fee

Domestic ATMs: 2.5% of Amount, minimum  300

International ATMs: 3% of Amount, minimum  300

Late Payment Charge:

  • NIL for dues up to  200
  • 100 for dues between  200 to  500
  • 400 for dues between  500 to  1000
  • 600 for dues between  1000 to 10,000
  • 800 for dues between  10,000 to  25,000
  • 950 for dues above  25,000

Surcharges

Railway tickets booking through counters:  30 + 2.5% of the transaction amount

Railway tickets booking through irctc.co.in: 1.8% of transaction amount + applicable service charge

At petrol pumps: fuel surcharge waiver of 1% for each transaction between  500 &  3,000, Maximum waiver of  100 per statement cycle, per account

Order of Payment Settlement

According to Minimum Amount Due (including applicable taxes + EMI + 5% of Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

Eligibility for YATRA SBI Credit Card

  • Should be an Indian resident
  • Minimum age of 18 years
  • Must be salaried or self employed
  • Possess last 3 months bank statements

Reward Benefits

Earn 6 Reward Points per  100 spent on shopping and everyday purchases. Be it grocery, other buys at a departmental store, restaurant or movie bookings you get reward points on each transaction made through your Yatra SBI Card. Likewise, you also earn points on International Spends.

Avail 1 Reward Point per  100 spent on all other spends.

Terms of use

All these rewards can be redeemed for Yatra.com discount vouchers at the rate of 1 point is  0.25. You must accumulate at least 1,000 Reward Points to process the redemption.

Complimentary Lounge Access

With your Yatra SBI Card, you avail 8 complimentary access to domestic MasterCard airport lounges, with subject to 2 complimentary lounge access per calendar quarter. For further assistance contact Helpline numbers: 1800 102 6263 / 022-4200 6396

Complimentary Air Accidental cover

Yatra SBI Card is a must addition to the wallet of travellers. The card offers an exclusive Air Accident cover of  50 Lakh for primary cardholder. To avail the offer, book your tickets through Yatra.com with your Yatra SBI Card.

Fuel Surcharge Waiver

On each fuel refill between 500 and  3,000 (excluding GST) you get 1% fuel surcharge. The offer is available across all petrol pumps in India for a maximum of 100 surcharge waiver per month.

Global Card Acceptance

Your Yatra SBI Card is an international credit card powered by MasterCard. You can use it almost anywhere at 24 million outlets worldwide. In India, the card can be used at 3,25,000 outlets.

Cash on the Go

With Yatra SBI Card, you can withdraw cash on the go. You can use your card to withdraw cash from over 1 million MasterCard ATMs worldwide, including 18,000 ATMs in India.

Add-on Cards

You can apply for add on credit cards for your family members above the age of 18 with your Yatra SBI Card.

Utility Bill Payment

You can use the Easy Bill Pay facility on your Yatra SBI Card to automate the payment of utility bills. Set standing instructions on your bills and make monthly bills payment a stress free affair.

Balance Transfer on EMI

With your Yatra SBI Card, you can use the Balance Transfer facility and pay the outstanding balance on your other credit cards into easy instalments. All you need to do is request BT on EMI online or via the app and transfer your card dues to Yatra SBI Card and pay EMIs calculated at a lower rate of interest.

Flexipay

With Yatra SBI Card Flexipay facility you can repay card spends of  2,500 or more in easy monthly instalments.

Easy Money Facility

With SBI Easy Money facility you can avail money against available limit from the comfort of your home or office. The money (as cheque or draft) will be delivered to at your doorstep.

Other Charges

Cash payment Fee 100
Cheque pickup 100
Cheque Fee (up to  10,000) 100
Payment Dishonour fee 2%, minimum  450
Statement retrieval (older than 2 months) 100
Overlimit 2.5%, minimum  500
Card replacement 100
Card replacement (from abroad) Actual cost, minimum $175
Foreign currency transaction, Conversion mark up 3.5%
Rewards redemption fee 99
Payment of customs duty 2.25 %, minimum  75

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