Loan amount | Up to Rs. 30 Lakhs |
Tenure | Up to 25 years |
Rate of interest | 11.75% - 15.50% p.a. |
Processing fee | 0.5% of the sanctioned loan amount + GST |
Operation & administrative cost | 1.5% of the sanctioned loan amount + GST |
Legal verification charges | Rs. 1,500 |
Technical verification charges | Rs. 1,500 |
Disbursal time | 6 to 30 days |
You can apply for DMI Housing Finance Home Loan through:
Sending your request through email at customercare@dmihousingfinance.in
Identity proof and age proof | Any one of the below:
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Address proof | Any one of the below:
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Income proof - Salaried |
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Income proof - Self-employed |
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Property documents |
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Other documents |
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You can easily calculate your DMI Housing Finance Home Loan EMI by using their EMI Calculator available on their website or by using our Online Home Loan EMI Calculator. The process is simple. Open the EMI Calculator, enter the loan amount, rate of interest, and repayment tenure for instant EMI calculation.
It is always beneficial to calculate your home loan EMI before applying for the loan. Knowing your EMI obligation beforehand will help you in being prepared for the upcoming financial responsibility.
You can ask any question regarding DMI Housing Finance Home Loans by calling their customer care number 18001214214. You can also send an email to customercare@dmihousingfinance.in
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MyMoneyMantra is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Home Loans up to 10 crore for housing loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply.
You can foreclose your DMI housing loan at any given point during the loan tenure, but doing so will attract prepayment charges (if applicable). You can contact the nearest DMI Housing Finance branch to make a prepayment. Usually DMI Housing Finance does not levy any prepayment charges for part or full prepayment of the housing loan.
You can call or email DMI Housing Finance to check your home loan status. You can also visit the nearest branch.
DMI Housing Finance does not provide any moratorium on home loan.
DMI considers many factors while deciding the eligible loan amount for borrowers, such as borrower’s monthly income, their age, income stability, current EMI obligations, current market value of the property/collateral.
DMI Housing Finance allows a maximum of 5 co-applicants to apply in one single loan application along with 1 applicant. So, in total, 6 joint holders can apply.
Yes, DMI requires a security for Home Loan by way of creating the first mortgage financed. The title deeds of the property will be deposited to DMI Housing Finance Pvt. Ltd. It is the responsibility of the applicant to deposit all the title deeds to the lender. Additionally, personal guarantees can also be applicable as security, if required by DMI Housing Finance pvt. Ltd.