DMI Housing Finance - Apply DMI Home Loan @8.99% - 22.00% Interest Rate, Check Eligibility

Updated: 06-03-2025 9:58:02 AM

DMI Housing Finance Home Loan Detail

Loan amount	Up to Rs. 30 Lakhs
Tenure	Up to 25 years
Rate of interest	8.99% - 22.00%
Processing fee	0.50% of the sanctioned loan amount + GST
Operation & administrative cost	1.50% of the sanctioned loan amount + GST
Legal verification charges	Rs. 1,500
Technical verification charges	Rs. 1,500
Disbursal time	6 to 30 days

Table of Contents: DMI Housing Finance [Hide]

DMI Housing Finance Features & Benefits
DMI Housing Finance Home Loan Interest Rate
DMI Housing Finance Comparison with Other Top Banks
DMI Housing Finance Home Loan Eligibility Criteria
How to Apply for DMI Housing Finance?
DMI Housing Finance Documents Required
How to Calculate DMI Housing Finance Home Loan EMI?
DMI Housing Finance Home Loan Customer Care
FAQs

DMI Housing Finance Features & Benefits

Maximum loan to value (LTV).
Quick approval.
Zero hidden charges.
Affordable interest rates.
Home loans offered to salaried as well as self-employed individuals.
Home loans available for house or flat purchase, plot purchase, home construction, home extension, and home improvement.
Home loan balance transfer available.
Loans available for under construction as well as ready possession homes.
Easy home loan eligibility criteria.
Maximum of 6 applicants allowed for loan.

Best Home Loan Interest Rates Starting @7.35%, Check EMI & Apply Now

DMI Housing Finance Home Loan Interest Rate

DMI Housing Finance home loan interest rate varies between 8.99% - 22.00% p.a. The actual rate of interest at which the bank provides you the loan depends on your credit score, income, work stability, existing obligations, required loan amount, current market value of the property, and other factors.

Compare Banks to Get Lowest Home Loan Balance Transfer Interest Rate

DMI Housing Finance Comparison with Other Top Banks

Given below is a comparison of HFFC Home Loan with the Home Loan of other Top Banks.

Bank	Loan Amount	Interest Rate	Processing Fee	Tenure
DMI Housing Finance	Up to 30 Lakhs	8.99% - 22.00%	1.50% + GST	Up to 25 years
HDFC Home Loan	Up to 90% of property value	8.45% - 9.30%	0.50% of the loan amount or Rs. 3000 whichever is higher	Maximum 30 years
PNB Housing Loan	Need-based as per the project cost and the repayment capacity. Maximum 90% of the property value	8.25%	up to 0.50% of the loan amount. Minimum processing fees is Rs. 10000.	Maximum 30 years
SBI Home Loan	75% to 90% of the property value	7.50% - 8.45%	0.35% of the loan amount	Maximum 30 years
Kotak Mahindra Bank Home Loan	Up to 80% of the project cost	8.20%	0.50% of the loan amount	Maximum 20 years
Canara Bank Home Loan	75% to 90% of the project cost depending on the loan amount	7.90% - 10.75%	0.50% of the loan amount with a minimum of Rs. 1500 and a maximum of Rs. 10000	Maximum 30 years
ICICI Home Loan	Up to 90% of the value of the property	{{CITI_BANK_HL_INTEREST_RATE}}	0.50% to 2% of the loan amount	Maximum 30 years
Bank of Baroda Home Loan	Up to 90% of the property value with a maximum of Rs. 10.00 Crores depending on the repayment capacity	7.50%	0.25% to 0.50% of the loan amount	Maximum 30 years

DMI Housing Finance Home Loan Eligibility Criteria

Salaried and self-employed individuals.
Minimum age required is 18 years.
Maximum age should not be above 70 years (with income documents) and 90 years (without income documents).
Repayment tenure is maximum Up to 25 years.
Maximum loan amount eligibility is up to Rs. 30 Lakhs.
Total 6 applicants in total co-applicants are permissible.

How to Apply for DMI Housing Finance?

You can apply for DMI Housing Finance Home Loan through:

Official website of DMI Housing Finance.
Our website, i.e. www.mymoneymantra.com.
Calling the customer care of DMI Housing Finance at 18001214214.
Visiting the nearest branch of DMI Housing Finance.

Sending your request through email at customercare@dmihousingfinance.in

DMI Housing Finance Documents Required

Identity proof and age proof	Any one of the below: PAN Card Aadhaar Card Passport Voter ID Card Driving License 10th Pass Certificate School Leaving Certificate
Address proof	Any one of the below: PAN Card Aadhaar Card Passport Voter ID Card Driving License Latest Utility Bills (Telephone Bill, Electricity Bill, Water Bill, Gas Connection Bill, Postpaid Mobile Bill) Property Tax Receipt
Income proof - Salaried	Salary slips or bank statements of 6 months or Form 16 Salary Certificate (for cash salaried cases)
Income proof - Self-employed	ITR and/or financial statements of last 3 years Bank statement of 1 year Computation of P&L and balance sheet Informal income documents Proof of business existence Business continuity proof of 3 years
Property documents	No encumbrances proof Copy of title deeds chain Copy of revenue record Copy of map/permission Estimate of construction in case of construction loan
Other documents	Application form from all applicant & co-applicants - Completely filled & duly signed along with photograph Processing fee cheque/demand draft Proof of any other EMI running (if any)

How to Calculate DMI Housing Finance Home Loan EMI?

You can easily calculate your DMI Housing Finance Home Loan EMI by using their EMI Calculator available on their website or by using our Online Home Loan EMI Calculator. The process is simple. Open the EMI Calculator, enter the loan amount, rate of interest, and repayment tenure for instant EMI calculation.

It is always beneficial to calculate your home loan EMI before applying for the loan. Knowing your EMI obligation beforehand will help you in being prepared for the upcoming financial responsibility.

DMI Housing Finance Home Loan Customer Care

You can ask any question regarding DMI Housing Finance Home Loans by calling their customer care number 18001214214. You can also send an email to customercare@dmihousingfinance.in

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Customised home loan options
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Int Rates : 8.5% - 15%

Max Tenure : 40

Loan Amt : ₹10,00,000.00

Lowest EMI : ₹733.00

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Loan Tenure Up to 25 Years
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Int Rates : 8.65% - 8.75%

Max Tenure : 25

Loan Amt : ₹10,00,000.00

Lowest EMI : ₹815.00

Up to 90% of the property cost

Apply for Lowest Home Loan Online @ Rs. 758/Lakh* EMI

Apply for instant home loan online at Interest Rate starting from as low as 7.35% p.a. Pay EMI of just Rs. 758 per Lakh. Loan can be repaid in flexible tenure of up to 30 years. Apply now with minimal documentation. Check eligibility & get instant approval here.

Financial Tools

EMI Calculators

Find out exactly how much you need to pay for your next purchase

Home Loan EMI Calculator

This calculator is useful in computing the EMI of a Housing Loan.

DMI Housing Finance Home Loan FAQs

✅ How do I foreclose a DMI loan?

You can foreclose your DMI housing loan at any given point during the loan tenure, but doing so will attract prepayment charges (if applicable). You can contact the nearest DMI Housing Finance branch to make a prepayment. Usually DMI Housing Finance does not levy any prepayment charges for part or full prepayment of the housing loan.

✅ How can I check my DMI loan status?

You can call or email DMI Housing Finance to check your home loan status. You can also visit the nearest branch.

✅ How do I use the DMI Finance moratorium?

DMI Housing Finance does not provide any moratorium on home loan.

✅ How does DMI decide the loan amount?

DMI considers many factors while deciding the eligible loan amount for borrowers, such as borrower’s monthly income, their age, income stability, current EMI obligations, current market value of the property/collateral.

✅ How many joint holders can apply together for a DMI Housing Finance home loan?

DMI Housing Finance allows a maximum of 5 co-applicants to apply in one single loan application along with 1 applicant. So, in total, 6 joint holders can apply.

✅ How will the disbursement happen in DMI Housing Finance?

After the loan application is processed, it will be sanctioned in principal.
After loan sanction, all the legal & technical requirements will be completed.
DMI will also verify the own funds contribution of the customer in some cases, prior to disbursement.
After all verifications are done, DMI will initiate the disbursement in the form of Cheque/DD/NEFT/RTGS (depending on the transaction nature) in the beneficiary account.

✅ Does DMI Housing Finance require any security against my Home Loan?

Yes, DMI requires a security for Home Loan by way of creating the first mortgage financed. The title deeds of the property will be deposited to DMI Housing Finance Pvt. Ltd. It is the responsibility of the applicant to deposit all the title deeds to the lender. Additionally, personal guarantees can also be applicable as security, if required by DMI Housing Finance pvt. Ltd.

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