RupeeQ Personal Loan

Below are the key details of the RupeeQ personal loan:

The following are the main features and benefits of RupeeQ personal loan:

• Loan amounts for RupeeQ personal loan range from Rs. 50,000 to Rs. 50,00,000.
• RupeeQ personal loan interest rates range from 10.75% to 29% p.a., depending on the lending partner and borrower’s eligibility.
• RupeeQ offers flexible personal loan tenures ranging from 6 to 60 months, depending on the lender and loan product. For certain options, the maximum tenure can also extend up to 84 months. 
• You can check your credit score for free using RupeeQ ACE.
• You can easily compare the best offers from RupeeQ partners.
• Getting a personal loan from RupeeQ is quick and involves a safe disbursal process.
• You do not get any spam calls; only dedicated loan experts can contact you.
• RupeeQ personal loan can be used for vacation, wedding, education, gadget purchase, debt consolidation, and emergency needs. 
• RupeeQ has 3 personal loan types, i.e. Short Term Personal Loan up to Rs. 5 Lakhs for emergency expenses and small-ticket purchases; Express Personal Loan of Rs. 1 Lakh to Rs. 50 Lakhs for weddings, travel, medical needs and home renovation; and Overdraft Facility with a flexible credit line where you pay interest only on the amount used.

All services rendered by RupeeQ to its customers are free of cost, meaning RupeeQ will not charge any commission/ processing fee from its customers at any stage of the process. 

However, the banks and lending institutions charge a processing fee that can range from 1% to 3% of the sanctioned loan amount. 

Apart from the fees charged by partner lenders, the following interest rates will be applicable:

Below is the comparison table for the RupeeQ personal loan with other app-based personal loans:

Below are the eligibility criteria required to be fulfilled for the RupeeQ personal loan:

• Employment: Salaried or self-employed with a stable income source.
• Age: Between 21 and 60 years.
• Minimum income: Rs. 15,000 per month (varies by lender).
• Credit score: Preferably at least 680 and above for better offers.
• Personal loan partners: InCred, TATA Capital, IDFC FIRST Bank, Finnable, Kotak Mahindra Bank, Bajaj Finserv, Aditya Birla Capital Finance, Moneyview, HDB Financial Services, Piramal, CRIF, indifi, Axis Bank, Axis Finance, Unity Small Finance Bank, SmartCoin, Cholamandalam, BMarkets, Protium, and FlexiLoans.

You will be required to submit the following documents to apply for the RupeeQ personal loan:

• Identity proof: PAN Card (mandatory)
• Address proof: Aadhaar Card/ Passport/ Voter ID/ Utility Bill (not older than 3 months) 
• Employment proof: Offer Letter, Employee ID, or Bank Salary Credit
• Income proof for salaried: Salary Slips of last 3 months and Form 16
• Income proof for self-employed: Income Tax Return of last 2 years and Business Financial statements
• Bank Statements: Last 6 months for income verification.

Applying for a RupeeQ personal loan is a simple process, involving the following easy steps:

• Visit RupeeQ’s loan marketplace and choose the loan type.
• Then check your eligibility for the loan and credit score using RupeeQ ACE.
• Now, upload the required KYC and income documents for verification.
• Receive an instant approval from partner lenders.
• Accept the loan terms. 
• Receive funds directly in your bank account.

For any information regarding RupeeQ personal loan, you may contact thorough the following methods:

• Call Us: 91-9643999900
• Email: connect@rupeeq.com
• Address: Intuino Business Consulting India Private Limited, First Floor, C - 95, Sector - 2, Noida, Gautam Buddha Nagar, Uttar Pradesh - 201301