Axis Bank Credit Card Reward Points
Axis Bank offers the eDGE Loyalty Rewards Program to its credit card customers. The Axis Bank credit card rewards program is designed to reward customers for making every transaction. Each reward has been curated to ensure exceptional experiences. The points can be used for choosing and redeeming gifts.
How to Earn Axis Bank Credit Card Reward Points?
- You can earn reward points on an Axis Bank credit card to make payments towards the many categories. With every swipe of your Axis Bank credit card, you will earn reward points for eligible transactions.
- You can earn up to 10X Edge reward points as well as up to 35% discount on purchasing gift cards from more than 100 brand partners.
Transactions Where You Can Earn Reward Points
| Credit Cards | Reward Points Per Rs. 200 Spent |
|---|---|
| IndianOil Credit Card | 20 Points per Rs. 100 spent at all IOCL fuel outlets in India |
| Select Card | 10-20 Points |
| Infinite Reserve Card | 10-20 Points |
| Signature Cards | 10-20 Points |
| Magnus Card | 12 Points |
| Privilege Credit Card | 10 Points |
| Axis Pay Card | 10 Points |
| Pride Signature Card | 8 Points |
| Titanium Cards | 2-8 Points |
| Buzz Card | 2-6 Points |
| Pride Platinum Card | 4 Points |
| My Zone Cards | 4 Points |
| My Choice Card | 4 Points |
| My Wings Card | 4 Points |
| My Business Cards | 4 Points |
| Platinum Card | 4 Points |
| Gold Cards | 2-4 Points |
| Silver Cards | 2-4 Points |
| Shopping Reward Card | 2 Points |
| Commercial Card | 1-2 Points |
| Freecharge Cards | 1 Point |
| Neo Card | 1 Point |
Terms & Conditions for Earning Reward Points
- To avail of 20 reward points with IndianOil Credit Card at IOCL fuel outlets in India, transact between Rs. 100 to Rs. 5,000.
- You can earn 20 reward points on Select Credit Card on retail shopping spends.
- Axis Bank Buzz Card can earn you 6 reward points on online shopping other than travel expenses.
- As an Activation Offer, you can earn 50 bonus points on the first transaction and 200 bonus points on successful completion of the first 5 transactions.
- Earn 200 bonus points on completing the first 5 transactions with Axis Pay Card.
- Earn 2x reward points on online travel spends with Magnus Credit Card.
How to Redeem Axis Bank Credit Card Reward Points
The earned reward points can be redeemed against over 500 exciting rewards across various categories in the following ways:
- Axis eDGE Rewards website
- Axis Bank mobile app
- Internet banking
Steps to Redeem Reward Points Via Axis eDGE Rewards Website
- Log into your eDGE account.
- Click on the 'Redeem now' tab.
- Choose products from the rewards store for which you want to redeem points.
- You can also make recharges and bookings.
Steps to Redeem Reward Points Through the Axis Mobile App
- Open the Axis Bank mobile app on your phone and click on 'Menu'.
- Choose 'Reward Points' and then select 'Redeem Now'.
- Choose products from the rewards store for which you want to redeem points.
- You can also make recharges and bookings.
Steps to Redeem Reward Points Through Internet Banking
- Log into the Axis Bank net banking portal.
- Click on 'Account' and choose 'eDGE Rewards'.
- Click on 'Redeem Now'
- Choose products from the rewards store for which you want to redeem points.
- You can also make recharges and bookings.
Steps to Redeem Reward Points Offline
- Visit Axis Bank’s rewards store website.
- Choose the products or vouchers against which you want to redeem your points.
- Call the Axis Bank customer care number and share your credentials. They will ensure to place your order successfully.
Eligible Cards for the Axis Bank Credit Card Rewards Programme
| Axis Bank Kwik Rupay Credit Card | 2 EDGE reward points on spending every Rs. 200 |
| Axis Bank MY ZONE Credit Card | 4 EDGE reward points on spending every Rs. 200 |
| Axis Bank SELECT Credit Card | 10 EDGE reward points on every Rs. 200 spent |
| IndianOil Axis Bank Credit Card | 20 EDGE reward points per Rs. 100 spent on fuel at IOCL stations across India |
| Axis Bank Magnus Credit Card | 12 EDGE reward points on spending every Rs. 200 |
| Axis Bank Vistara Credit Card | 2 CV points for spending every Rs. 20 |
| Axis REWARDS Credit Card | Unlimited 2X EDGE reward points on spending every Rs. 125 |
| Axis Bank Vistara Infinite Credit Card | 6 CV points on spending every Rs. 200 |
| Axis Bank Neo Credit Card | 1 EDGE reward points on spending every Rs. 200 |
| Samsung Axis Bank Signature Credit Card | 10 EDGE Reward Points on spending every Rs. 100 at preferred partners |
| Axis Bank Vistara Signature Credit Card | 4 CV points on spending every Rs. 200 |
| Axis Bank Privilege Credit Card | 10 EDGE Reward points on spending every Rs. 200 domestically/internationally |
| Samsung Axis Bank Infinite Credit Card | 15 EDGE reward points on every Rs. 100 spent on preferred partners & international transactions |
| Axis Bank Reserve Credit Card | 15 EDGE reward points for spending every Rs. 200 |
| Axis Bank Burgundy Credit Card | 15 EDGE reward points for spending every Rs. 200 |
| Axis Bank Insta Easy Credit Card | 6 reward points on every domestic spend of Rs. 200 |
FAQ
- Log into the Axis Bank net banking portal.
- Click on 'Account' and choose 'eDGE Rewards'.
- Click on 'Redeem Now'.
- Choose products from the rewards store for which you want to redeem points.
- You can also make recharges and bookings.
- Visit Axis Bank’s rewards store website.
- Choose the products or vouchers against which you want to redeem your points.
- Call the Axis Bank customer care number and share your credentials. They will ensure to place your order successfully.
No, Axis Bank EDGE REWARD points cannot be transferred to another person or card. However, Axis Bank has a miles transfer program with partners divided into Group A and Group B. The number of points a user can transfer depends on which group the partner is in. For instance, you can transfer a certain amount of points to Group A partners and the rest to Group B partners.
- Visit the Vistara website and log in to your Club Vistara account.
- Click ‘My Account’ and then click ‘Redeem Now’.
- Click ‘Redeem Flights’ to search for a flight.
- Then select a flight to redeem your accumulated points.
- Click ‘Next’.
- Review the flight details and again click ‘Next’.
- Enter passenger details and then click ‘Next’.
- Select a payment method and fill in the details.
Axis Bank EDge Reward points are available to a variety of customers, including credit cardholders, savings account holders, and debit cardholders. Requirements vary by type of customer and transaction:
- Savings account holders: These customers earn points by maintaining a minimum monthly balance of Rs. 25,000 and making select transactions.
- Credit cardholders: These customers earn points by making transactions with their Axis credit card. For example, some campaigns provide 3X points on all spends, while other campaigns may require a minimum spend of Rs. 10,000 after registering.
- Debit cardholders: They earn points by making transactions with their Axis debit card, such as swiping at least Rs. 200 or making certain bill payments. For instance, the Burgundy debit cardholders may get points for monthly credit, IB/MB registration, and birthday month spending.
Yes, Axis Bank levies a fee for reward points redemption on some of its credit cards:
- Redeeming 300 - 10,000 reward points: Rs. 49 + GST
- Redeeming above 10,000 reward points: Rs. 99 + GST
The redemption rate is usually calculated using the below formula:
Redemption rate = (Number of rewards redeemed/ Total earned rewards) x 100
For example, if 20,000 rewards are redeemed out of 100,000 earned rewards, the redemption rate would be 20%.
No, it is not possible to use one credit card to pay another credit card’s bill. However, credit cards may offer other options like balance transfer or cash advance that can give you access to funds that can be used to pay off a balance.