Axis Bank provides various categories of credit cards to suit different customer segments and as per the individual passion. Travel, food, shopping, lifestyle are some passions, and there is a card to suit every passion. Axis Bank Credit Card eligibility is simple. Browse further to know the Axis Bank Credit Card Apply Eligibility for the range of cards.
If you intend to apply for Axis Bank Credit Card, complying with the Axis Bank Credit Card Apply Eligibility criteria to qualify for the card is the primary requisite. The Bank has certain stipulations with regard to age, income, credit score and nationality of the applicant. There are also co-branded cards where you can avail of special offers and discounts. An example of a co-branded card is the Flipkart Axis Bank Credit Card. The Flipkart Axis Bank Credit Card Apply Eligibility Criteria has to be met if you have to apply for the card. This article is all about the eligibility criteria for customers and non-customers to avail of the Axis Bank Credit Card facility.
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The Axis Bank Credit Card Eligibility, in general, is as given below.
Age: The primary cardholder should be aged between 18 years to 70 years at the time of applying for the credit card. The age of the add-on cardholder should be above 15 years.
Nationality: Both Resident and Non-Resident Indians are eligible for the credit card.
Income: The income variant depends on the type of card applied for. The minimum income required ranges from Rs. 15000/- to Rs. 1.50 lakhs/- per month.
Credit Score: The applicant should have a credit score above 750.
Additional Info: Check Axis Bank Credit Card Login in detail.
Axis Bank provides credit cards to existing customers depending on the relationship and the dealings with the Bank. At the same time, the New Applicants have to comply with the Axis Bank Credit Card Apply Online Eligibility criteria stipulated by the Bank.
Additional info: Check How to Activate Flipkart Axis Bank Credit Card?
The Axis Bank Credit Card Apply Eligibility for Salaried Employees is given below:
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There is no specific Axis Bank Credit Card Eligibility for Students. Axis Bank issues credit cards to students who have availed of an Education Loan or as an add-on facility or against the collateral security of a Fixed Deposit. So if the following aspects are taken care of, then the student will be eligible for the Axis Bank Credit Card along with the benefits associated with the card.
Student cards will not have a limit of more than Rs. 15000/. They can use the card for grocery purchases, purchase of books, payment of bills, for online transactions etc. A cash withdrawal facility will also be enabled for any instant cash requirement.
The minimum income required for Axis Bank Credit Card depends on the Credit Card variant. Given below is the minimum income required for the most popular variants of Axis Bank Credit Card.
|Card Variant||Income Required|
|Flipkart Axis Bank Credit Card||The minimum income required for salaried individuals will be Rs. 15000/- p.m.and the minimum monthly income of the self-employed should be Rs. 30000/-|
|Axis Bank Select Credit Card||The minimum income required will be Rs. 75000 per month|
|Axis Bank My Zone Credit Card||Details of the prevailing income criteria for the card should be got from the Bank before applying for the card|
|Axis Bank Ace Credit Card||Get the details of the income criteria from the bank before applying for the credit card.|
|Axis Bank Neo Credit Card||Should get the minimum income details from the Axis Bank Credit Card Customer Care before applying for the card|
|Axis Bank Vistara Credit Card||The net minimum income required will be Rs. 6.00 lakhs per annum|
|Axis Bank Vistara Signature Credit Card||An net annual income of Rs. 6.00 lakhs is the minimum income required.|
|Axis Bank Vistara Infinite Credit Card||The minimum net income should be Rs. 6.00 lakhs per annum|
|Axis Bank Privilege Credit Card||The minimum net annual income required will be Rs. 6.00 lakhs|
|Axis Bank Magnus Credit Card||The minimum annual income required will be Rs. 18.00 lakhs|
|Axis Bank Signature Credit Card with Lifestyle benefits||The minimum annual income required will be Rs.9.00 lakhs|
To check the Axis Bank Credit Card Eligibility, you will have to follow the steps given below:
You can conveniently track the Axis Bank Credit Card Application Status online. All you have to do is
Through Customer Care:
You can track the Axis Bank Application Status by calling the Axis Bank Credit Card Customer Care number and providing the application reference ID and mobile number. You can also get the reasons for rejection if the application is rejected so that you can work on the reasons and reapply for the card.
You can also check the Axis Bank Credit Card Application Status through Email. There is an online Email application form on the Axis Bank Website through which you can request the credit card application status.
Your request will be communicated, and you will receive a response within a few days.
Through the bank branch:
You can also check the Axis Bank Credit Card application status by visiting the nearest branch and providing details like name, application reference number and mobile number.
Additional Info: Check Credit Card Balance instantly.
There are various factors that affect Axis Bank Credit Card Eligibility as well as the Flipkart Axis Bank Credit Card Eligibility. Read on for the details.
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When you track the Axis Bank Credit Card Status online, you will get different versions of the status.
In Progress: This means that the application assessment is in progress and will take time to convey the decision.
No records found: If the information provided is inadequate or wrong, then there is no record that matches the information provided. You can then re-enter the details and check again. Even then, if the same message is displayed, you will have to contact Axis Bank Credit Card Customer Care.
On Hold: The application will be kept 'on hold' for want of additional information. The representative of the Bank will contact you to get the required additional information.
Approved: The Axis Bank Credit Card application is approved, and the card will be dispatched soon.
Dispatched: The card on approval will be dispatched to your mailing address and will be delivered within 3 to 4 working days from the date of dispatch.
Rejected: Your credit card application is not approved. You can call the Credit Card Customer Care helpline at 1800 419 5555 or 1800 500 5555 to know the reasons for the rejection.
There could be several reasons for the Credit Card Application to be rejected. It could be because of a low CIBIL Score, minimum income criteria not complied with, you do not meet the eligibility requirements for the card chosen, no credit history available, one or more Axis Bank Credit Card Eligibility criteria not complied with, background verification not satisfactory etc. If you call Axis Bank Credit Card Customer Care, you will be able to know the exact reason for the rejection.
If all the required information and documents are provided, and the background verification is satisfactory, approval will be given within a maximum of 21 working days.
In the absence of the application reference number, you can check the Axis Bank Credit Card application status with the PAN and Mobile Number.
Once you have submitted the credit card application successfully, you will receive an acknowledgement along with the application reference number either through Email or SMS. You can start tracking the status of the application 3 to 4 days after receiving the acknowledgement.