Those who travel frequently are surely aware of how some of the Best Credit Cards get them some world-class traveling benefits and perks. A holder of multiple cards who travels frequently gets access to premium airport lounges, food and drinks, discounts on hotel rooms and car rentals, extra mileage points and much more, which make their travels certainly more enjoyable. For some travelers, there are also no fee or low fee cards, especially if they just want to use their regular spending to get an occasional free air ticket, car rental or hotel room even if they are not very frequent travelers.
Almost all travel cards currently come with a point bonus or big mile when you acquire one on spending a reasonable amount as annual fees in the first few months. For this reason only, some avid mileage strategists often flip their cards. It needs to be borne in mind, however, that the benefits may vary with different Types of Travel Credit Cards and the competition among card issuers is also fairly fierce to garner a larger section of the traveler market.
The following are the five best types of travel Credit Cards currently available:
When you spend thousands of rupees on that international air ticket, it’s only natural that you will expect some extra benefits. Airfares nowadays are not only expensive but unpredictable also as they keep fluctuating on a day to day basis and also during seasonal times. So, you need to select that card which gifts you air miles every time you buy an air ticket, which in due course can be redeemed for a free flight. Some cards award air miles on all spends. So, subscribe to one which serves your purpose best.
Here are the best Credit Cards that offer air travel benefits:
The Air India Platinum Visa & Master Card offers attractive reward experiences to its users.
The services of a concierge come in really handy, especially at new destinations. This is because a concierge assists guests by doing numerous tasks like booking hotel rooms, making restaurant reservations, appointments for fitness centers and spa services, guiding guests to various tourist spots, making arrangements for timely transportation and also coordinating porter services. There are certain cards that offer these services for free at select destinations as a result of partnering with renowned hospitality chains.
Here is one of the best Credit Cards that offer concierge services:
With American Express Platinum Card, you get exclusive benefits and savings for our travel plans under its Airline Partner Programme. With its 1,100+ airport lounges in 120 countries, the American Express Global Lounge CollectionSM offers many lounge options to the travelers. The card also offers amazing concierge services to its customers.
Also Read : Best Credit Cards for Online Shopping
For frequent travelers, it’s always advisable to select a card that enables them to opt for the complimentary use of both international and domestic airport lounges. However, it is always advisable to check how many complimentary visits you will be entitled to suit your traveling needs before you opt for a particular card. Make a comparative study of those Credit Cards that come with free membership to schemes that allow access to airport lounges the world over and then select one that suits your needs perfectly.
Here are the examples of best Credit Cards that offer Airport lounge facilities:
The offers some attractive benefits to frequent flyers. With its priority pass program, you can get access to 600+ premium airport lounges across the world.
Annual fee: 4,999
Renewal fee: 4,999
This card helps frequent flyers fly for free. You can earn miles on all your transactions. The reward points earned are easily redeemable for flights and hotel stays.
Annual fee: 3,000
Renewal fee: 3,000
Also, some of the best types of travel cards offer you insurance against accidents while flying, which in certain cases, comes to the enormous aid of families of air crash victims. Such complimentary insurance for air accidents will cover your medical costs and also ensure compensation on the cardholder’s death while traveling. You could also opt for those cards that offer conditional travel insurance including costs for any flight delay.
The card has some amazing travel and lifestyle benefits and offers for the travelers including:
Annual fee: 2,500 + applicable taxes
Renewal fee: 2,500 + applicable taxes
Some travel cards offer frequent travelers special hotel vouchers when they spend a certain pre-determined amount on their card. Since most of these vouchers are issued by luxury hotels, it only makes their stay more comfortable and cheaper, if not complimentary. These are particularly useful when going for family vacations to reduce board and lodging bills significantly. Moreover, certain cards also grant you membership of multiple luxury hotel chains that entitle you to get a minimum discount every time you stay with them.
Now fly for free with Citi PremierMiles Credit Card with complimentary air travel, freedom to choose from 100+ airlines to fly with. The card lets you earn miles on all your transactions which are redeemable for flights, hotel and other services.
Annual fee: 3,000
Renewal fee: 3,000
Market research shows that the above mentioned five best types of travel Credit Cards are the most preferred the world over. However, a prudent cardholder needs to weigh the card benefits against annual fees payable, if any. It is seen that cards which charge annual fees come with better rewards usually than those without annual fees. So, you need to figure out how much you charge generally to your account annually, while also calculating the resulting rewards you will stand to earn and then subsequently compare the available rewards against the card’s cost.
With the market for travel cards growing by the day, the number of such cards is also spiraling. So research all products well before making a final choice. When searching for the appropriate product, check if there are any fees for foreign transactions, interest rates or a cap on rewards. The latter assumes significance as your card may grant you five points for every dollar spent, but may eventually cap your reward after you’ve reached a pre-determined limit.
These Credit Cards prove to be a lifesaver for those air travellers who fly to and fro on a regular basis. If you wish to Apply for New Credit Card Online, you can do so with minimal effort and time taken. Just visit MyMoneyMantra to find the perfect credit card for your travel needs and enjoy the best of both world – travel and credit.
To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 5 million+ happy customers since 1989.