ixigo AU Credit Card

The following are the key ixigo AU credit card benefits:

Joining Offer

• 1000 reward points
• Rs. 1,000 ixigo money vouchers
• Joining offers are available on the first successful transaction within the first 30 days of credit card issuance.
• ixigo money vouchers are added within 15 days from activating the card and will remain valid for 90 days from the issuance date.

Travel Benefits

• Get a 10% discount on flight bookings up to Rs. 1,000. Use Promo Code IXIGOCCFLY.
• Nil payment gateway charges on train bookings, twice per month.
• Get 10% off on bus bookings (maximum up to Rs. 300). Use Promo Code IXIGOCCBUS.
• Get a 10% instant off on hotel bookings (maximum up to Rs. 1,000). Use Promo Code IXIGOCCSTAY.
• Offer is valid for use on ixigo platforms only.
• Discounts on flight, hotel and bus bookings can be availed only once per month.

Exclusive Reward Points

• Earn 10 reward points for spending every Rs. 200 on online purchases.
• Earn 5 reward points for spending every Rs. 200 offline.
• Fuel, rent, jewellery, education, government, BBPS and international transactions, and wallet loads are excluded from the reward points spend calculation.
• Reward points are capped at 10,000 per statement cycle.

International Airport Lounge Access 

• This AU credit card offers 1 complimentary access per year to partner international lounges.
• Priority Pass to be issued on request.
• Usage of Priority Pass within India is chargeable.

Domestic Airport & Railway Lounge Access

• 16 exclusive complimentary access to partner domestic airport and railway lounges per year.
• Access to domestic airport lounges is based on a minimum spend of Rs. 20,000 in a calendar quarter.
• Add-on cardholders can also enjoy these benefits.

Liability Cover

• In the unfortunate event of loss of your ixigo AU Credit Card, you have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank.
• Credit shield of up to Rs. 1.5 Lakhs.
• You are also protected against card counterfeiting/ skimming/ online fraud.

Fuel Surcharge Waiver

• 1% surcharge waiver on fuel surcharge across all fuel stations in India.
• Offer valid on fuel transactions between Rs. 400 and Rs. 5,000.
• Maximum waiver available up to Rs. 250

Other Benefits

• This is one of the best life time free credit cards that comes with zero joining and annual fees.
• Zero markup fee on international purchases.
• Redeem your reward points on a plethora of options, including e-vouchers of top brands, merchandise, mobile/ DTH recharges, flight/ hotel bookings, and much more.
• Just tap the card to make quick and secure payments up to Rs. 5,000 at participating merchants without entering the credit card PIN.
• Convert your transactions of Rs. 500 or more (with a minimum total value of Rs. 2,000) into EMIs, club up to 20 billed/ unbilled transactions together for conversion.
• Get up to 3 lifetime free add-on credit cards for your family members.

This rewards cashback credit card offers the following reward points:

• 1000 reward points as a joining offer on the first successful transaction within the first 30 days of credit card issuance.
• Earn 10 reward points for spending every Rs. 200 on online purchases.
• Earn 5 reward points for spending every Rs. 200 offline.
• Fuel, rent, jewellery, education, government, BBPS and international transactions, and wallet loads are excluded from the reward points spend calculation.
• Reward points are capped at 10,000 per statement cycle.
• Redeem your reward points on a plethora of options, including e-vouchers of top brands, merchandise, mobile/ DTH recharges, flight/ hotel bookings, and much more.

The eligibility criteria for the ixigo AU Bank lifetime Rupay credit card are as follows:

• Primary cardholder age: 25 to 65 years for self-employed and 21 to 60 years for salaried.
• Add-on cardholder age: Should be over 18 years.
• Nationality: Should be a resident of India.
• Other requirement: The User must be registered on the ixigo platform.

If you want to apply for the ixigo AU lounge access credit card, you will be required to submit the following documents:

• Identity Proof: Passport, Aadhaar Card, Voter ID, Driving License (any one).
• Address Proof: Passport, Aadhaar Card, Voter ID, Driving License, Utility Bills (any one).
• Income Proof for Salaried: Latest Salary Slips for 1 - 3 months or Bank Statements.
• Income Proof for Self-Employed: ITR or Financial Statements.
• A recent passport-sized photo and a PAN Card are mandatory for all applicants.

• Click the ‘Credit Cards’ tab on our website.
• Select ‘AU Bank Credit Card’ from the dropdown menu, and choose the preferred AU Bank Credit Card.
• Click the ‘Apply Now’ button and enter the required details.
• Verify your mobile number with an OTP.
• You will receive a call from our credit cards expert to help you complete the credit card application process.