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HDFC Bank Cuts Base Rate by 55 bps; Check Latest Interest Rates
Good News for borrowers. HDFC Bank has sharply cut down its base rate by 55 basis points from 8.10 percent to 7.55 percent ahead of festival season. The new rates are effective from September 11.
The last rate cut was made on May 22. Base rate is the minimum rate at which the bank lends to its customers.
Thus, the rate of interest for Personal Loans, Home Loans, Car Loans & all other lending products will stand to fall for eligible customers.
Currently HDFC Personal Loan Interest Rates available for a rack of 10.75% to 21.30% p.a for salaried individuals.
As for Home Loans, Adjustable Interest Rates are as follows:
| Loan Slab | Category | Home Loan Interest Rates (% p.a.) |
Up to 30 lakhs | For Women | 6.95 to 7.45 |
For Others | 7.00 to 7.50 | |
30.01 Lakhs to 75 Lakhs | For Women | 7.20 to 7.70 |
For Others | 7.25 to 7.75 | |
75.01 Lakhs & Above | For Women | 7.30 to 7.80 |
For Others | 7.35 to 7.85 |
Retail Prime Lending Rate is 16.20% p.a.
