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Top 10 Credit Cards of 2018

Updated on: 14 Dec 2021 // 22 min read // Credit Cards
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In our fast-paced lives of today, we are always looking for deals and offers that make life easier for us. Credit Card Deals are one such place where we can save a ton of money. So if you are looking for the Best Credit Cards in India, you have come to the right place. In this article, we will give you a list of best Credit Cards in India and if you are planning to take a card, you should definitely choose one on our list.

For ease of choosing a Credit Card, we have divided the Credit Cards into sections:

 
Best Online Credit Cards in India
 

Best Travel Credit Cards

These cards will give you a number of offers if you are a frequent traveller. Your reward points and cashbacks are mostly based on the usage of these Credit Cards.

1. Axis Privilege Credit Card:

Most of the offers are from Yatra.com and if you are an Axis Bank privileged customer, you can get this card for free, otherwise the joining fee is Rs. 1,500. As soon as you join, you get a cash voucher of Rs. 5,000 on Yatra.com. Besides that, you also get loyalty points on every spend and 2.5% waiver on fuel.

2. Amex Platinum Credit Card:

Considered one of the Best Travel Credit Cards Available in India, this Credit Card gives you travel vouchers worth Rs. 30,000 on air travel. You also get vouchers on Taj Hotel stays. The reward rate is a whopping 7% and is preferred by a lot of people.

3. CITI Premier Miles Credit Card:

As the name suggests, this card can give you many air miles, which can be converted into loyalty points and used in booking flight tickets, and even hotel stays. The reward rate for this card is 1.8%.

Best Lifestyle Credit Cards:

If shopping is your priority, and deals in supermarkets and grocery stores as well as on online shopping. Here are the best lifestyle Credit Cards:

1. Standard Chartered Manhattan Credit Card:

The best deal about this Credit Card is the 5% cashback in groceries and supermarket stores. You can earn up to Rs. 6,000 in grocery bills here. You can also earn 5X reward points when you are dining, or booking tickets in airlines and movies. You will also get 20% cashback on Uber rides. The card has a joining fee of Rs. 499 and an annual fee of Rs. 999.

2. SBI Prime:

Considered one of the most renowned Credit Cards in the scene, this card will give you offers on almost anything and also give you a lot of reward points. You can pay for your house or your car and get tremendous benefits from this card. The reward rate can go up to 3% with this card.

3. HDFC Bank Regalia Credit Card:

This card is one of the oldest Credit Cards in the market and has many patrons who would prefer this card to others. For instance, you would earn 4 reward points every time you spend Rs. 150 on this card. If annually you are able to spend more than Rs.3Lakhs, you can earn up to 5,000 reward points and similarly. And if you spend more Rs.6Lakhs in a year, your reward points could go up to 7,000! You also have eight lounge accesses in domestic and international airports.

4. SBI Simply Click Credit Card:

One of the best Credit Cards if you are a heavy online shopper. The annual fee too is waived off in case you are able to spend Rs. 1Lakh and more on this card annually. The card has offers from MakeMyTrip, ClearTrip, Amazon, Flipkart, and so on. As soon as you buy the card, you will also get ClearTrip vouchers worth Rs. 2,000.

5. Citibank Cashback Card:

If you are one of those who pays many utility bills online or in person, the Citibank Cashback Credit Card will help you in getting cashback for almost every purchase you make. Some of the salient features of the cashback card include 5% cashback on utility bills and on Bookmyshow tickets, 0.5% cashback on any other bills.

Best Credit Card for Fuel:

Buying fuel is a necessity and if you can get good offers on this necessity, why should you not use them? Here are the best Credit Cards for fuel offers:

1. Citibank Indian Oil Platinum Credit Card:

Indian Oil pumps give tremendous benefits for this card. When you get the reward points, you can use them for instant cashback or redemption it is that simple. The fuel cashback is around 2.6% in the form of points.

2. HDFC Bharat Cashback Credit Card:

The card has been recently launched and gives 5% cashback on every Rs. 150 spent on fuel. It is good for patrons whose spend is less than Rs. 3,000 in a month.

This is the list of the Best Credit Cards in 2018 and if you are planning to get one, make sure you go through the list and assess which one suits your need the most.

Also Read: Here’s Your Guide to Pick a Credit Card with the Best Rewards

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 70+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.

 
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