Apply for instant Gold Loan online up to Rs. 15 Lakhs against gold ornaments and coins from ICICI Bank. The ICICI Bank Gold Loan Interest Rates are affordable and start frim just 10% per annum.
The key features of ICICI Bank Loan are:
The benefits of availing ICICI Bank Gold Loan are:
Additional Info: The PayLater ICICI Bank is an instant digital credit limit for online shopping.
The eligibility criteria for ICICI Bank Gold Loan are:
The documents required for ICICI Bank Gold Loan are:
The rates and fees for ICICI Bank Gold Loan apart from the interest are:
|Type of charge||Amount|
|Processing charges||1% of the loan amount + GST|
|Documentation charges||199 + GST|
|Stamp duty & other statutory charges||As per applicable State law|
|Overdue handling charges|
|Penal Charges||6% over and above the regular interest for the overdue amount for the overdue period|
*The above charges are not applicable for agricultural loans up to 25,000 per customer.
The following are the points to remember while availing ICICI Bank Gold Loan:
Rupeek Gold Loans are instant secured loans with no EMI option at interest rate starting at 9.69% p.a. You can avail of emergency loan ranging from Rs 15000 to Rs 1.5 crore against gold jewellery, coins & ornaments. With bullet repayment option you repay entire loan at the end of the tenure.
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The method of calculating the credit cost for a financial year which includes interest rate and processing fee is Annual Percentage Rate (APR).
The ICICI Bank EMI Calculator helps to calculate the EMI beforehand by providing the main components for arriving at the EMI, i.e., the loan amount, the loan tenure, and the rate of interest. Based on your affordability you can choose the EMI by trying various combinations. This will give you an idea as to what loan amount you can apply for.
Yes, the change of address has to be notified to ICICI Bank within 7 workings days from the date of the relocation of residence or business.
If the loan is not repaid even after the maturity period, the bank will auction the gold after intimating the customer about the auction through a registered notice and after issuing a paper notification in eligible cases. The proceeds of the auction will be adjusted towards the outstanding balance in the loan account and any balance proceeds will be credited to the savings account of the customer.