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SBI Cards Terms and Conditions

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I hereby confirm and declare that:

  1. The information provided by me in this form is true, correct and complete in all respects and authorize SBI Cards & Payment Services Limited (‘SBICPSL’)/ or its affiliates & associates to verify any information at my office / residence, with my employer, financial institution, Credit Bureau or any third party engaged by SBICPSL.
  2. I authorize SBICPSL to use my KYC/PAN number to verify KYC details submitted by me in the Application form. Any such verification will be from an authorized forum only. The application form will not be processed pending completion of KYC verification. Further, if SBICPSL requires any information on account of compliance with the KYC and AML guidelines, I will provide the same.
  3. I hereby give my consent to SBI Card for obtaining my KYC details from CERSAI CKYC portal and to receive information from central KYC registry through SMS/e-mail on my Registered Mobile Number/E-mail ID.
  4. I hereby consent and authorize SBI Cards & Payment Services Limited (‘SBICPSL’) and/or its affiliates and associates and/or third parties engaged by SBICPSL to send me information through WhatsApp/SMS/E-mail alerts/post/any other way deemed fit or/call me on my Registered Mobile Number.
  5. I understand that I may be issued an SBI Credit Card from SBI Card portfolio at the absolute and sole discretion of SBI Card to which I, hereby give my full and free consent and I further undertake that subsequently I shall not raise any demure, protest and/or contest with regard to any matter connected therewith. I confirm that I have been duly communicated and I have fully understood all accompanying terms and conditions of SBI credit cards.
  6. I hereby confirm that I would be the beneficial owner of the SBI Credit Card as understood in the normal business parlance and in accordance to existing regulations. I hereby undertake to comply with all directives from SBICPSL in my capacity of the beneficial owner of the SBI Credit Card if and when such credit card is issued by SBICPSL to me based upon approval of my SBI Credit Card application form.
  7. I have read and understood the MITCs displayed at the SBI Card website (https://www.sbicard.com/en/most-important-terms-and-conditions.page) and all SBICPSL policies regarding data privacy and security procedures published on its web site www.sbicard.com and acknowledge all its content.
  8. I hereby authorize, notwithstanding any earlier instructions including NCPR/DNC Registration with TRAI given by me, (i) sharing of any of my information (including KYC documents, information mentioned in the application form and relating to the transactions) with any of the SBICPSL’s group companies subsidiaries, affiliates, partners, associates or cobrand partners of third parties and (ii) sending me SMS alerts & calls for the purposes of operation of the card, marketing and offering of various products and services of SBICPSL (through its agents or third parties) or any of the product (s) of its group companies, subsidiaries, affiliates, partners, insurance partners, associates and cobrand partner including but not limited to Card Protection Plan.