SBI Card & Delhi Metro Rail Corporation (DMRC) have launched a co-branded Credit Card that can be used as a contactless multipurpose Credit Card and a metro Smart Card.
Customers can apply for a Delhi Metro SBI Card through metro station kiosks or by applying online for an SBI Credit Card.
However, one of the types of SBI Debit Card is, the SBI IOCL Co-Branded Contactless RuPay Debit Card is also useful for making contactless payments.
During COVID-19 times, this Metro Credit Card will be a boon for daily metro commuters as they can automatically recharge their travel card and also enjoy contactless transactions for day-to-day spending and bill payments. It will provide ultimate safety and security amidst the pandemic.
Here are the highlights of the Delhi Metro SBI Card:
Joining Fee: Rs. 499
Renewal Fee: Rs. 499; waivable on annual spends of Rs. 1 Lakh in the previous year.
Welcome Offer:
Rs 50 metro cash
2000 reward points on Rs 2000 spent within the first 60 days of issuance.
Auto Top-up:
This is one of the most attractive features for daily Delhi Metro commuters. The card will be auto-recharged with a Rs. 200 top-up as soon as the balance is Rs. 100.
Rewards Programme:
You can earn rewards points on card swipes for Dining, Movies, Groceries, Departmental stores, and utility bill payments via Standing Instructions through SBI Card. The rewards will be earned @10 Reward Points per Rs 100 spent.
On all other spends, you will make 1 Reward Point per Rs 100 spent.
A maximum of 5000 Reward Points can be earned each month.
Fuel surcharge waiver:
1% fuel surcharge waiver on transactions between Rs. 500 to Rs. 3,000 across all petrol pumps.
Besides, you will also enjoy all standard SBI Credit Card Benefits:
You can apply for an add-on card for your family members above the age of 18.
You are entitled to use the 24X7 SBI Card Customer Helpline and 24-hour Visa Global Customer Assistance Service for emergencies.
Standard SBI Card features such as low-cost Balance Transfer, Flexipay installment plan, and Easy Money facility will also be available.
SMS alerts for issuance of mini statements, cheques, credit & cash limits & payment assistance will also be sent to registered mobile numbers.
You can manage your SBI Card via Internet banking or SBI ATM.
The payment for the Card can be made online or via the SBI Card Drop Box.
The interest-free credit period will vary from 20-50 days.
The finance charge or interest rate will be up to 3.35% per month, or 40.2% per annum.
The cash advance limit is up to 80% of the approved limit, subject to a maximum of Rs. 12,000 per day.
All other SBI Card Terms & Conditions will also apply.
Updated On Jul 15, 2026
Written By
Written By Reshma RawatAssistant Content ManagerCredit Cards, Credit Score, Personal Loan, Home Loan, etc.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).
