State Bank of India is known to offer a plethora of SBI debit card variants, designed to fulfil the needs of all customers alike. Not surprisingly, millions of Indians today use one or the other of the bank’s Debit Cards. And, why not? After all, which other bank can claim to have over 30 million international merchant outlets and ATMs supporting MasterCard/ Maestro/ Visa?
Moreover, SBI Debit Card users are entitled to 5 free ATM transactions per month in addition to benefits like SMS Updates, SBI Rewardz, discounts, and insurance, amongst others.
Read on below to know different SBI debit card types and benefits.
Types of SBI Debit Card
SBI Debit Cards are offered in various categories, each of which is specially designed to meet the needs of a wide base of the bank’s customers. Let us take a quick look at the different types of SBI Debit Card, while also glancing upon the eligibility criteria for each one of them.
Card Types
Daily Cash Withdrawal Limit
Annual Maintenance Charges
SBI HPCL Co-Branded Debit Card
Rs. 40,000
Rs. 350 + GST
SBI Mastercard World Debit Card
Rs. 2 Lakhs
Rs. 800 + GST
SBI Pragati Platinum Debit Card
Rs. 1 Lakh
Rs. 349 + GST
SBI One Touch
Daily transaction limit of Rs. 15,000
Rs. 200 + GST
SBI Nari Shakti Platinum Debit Card
Rs. 1 Lakh
Rs. 399 + GST
SBI Virtual Debit Card
Nil
Nil
SBI Global International Debit Card
Rs. 40,000
Rs. 200 + GST
SBI Gold International Debit Card
Rs. 50,000
Rs. 250 + GST
SBI Platinum International Debit Card
Rs. 1 Lakh
Rs. 325 + GST
SBI My Card International Debit Card
Rs. 40,000
Rs. 250 + GST
SBI Debit Card Types, Charges and Benefits
Below is the list of different types of SBI debit cards offered by the bank at present:
SBI HPCL Co-Branded Debit Card
This debit card offers various benefits, including 1 complimentary visit per quarter at select domestic airport lounges, personal accident and other insurance covers, reward points on almost every spending, and much more.
The card gives you a daily maximum ATM cash withdrawal limit of Rs. 40,000, a daily maximum PoS and e-commerce transaction limit of Rs. 2 Lakhs, and a maximum contactless transaction limit of Rs. 50,000 per transaction.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
1 complimentary visit per quarter at select domestic airport lounges.
Personal Accident Insurance Cover-Non-Air (Death Only) of Rs. 5 Lakhs.
Personal Accident Insurance Cover-Air (Death only) of Rs. 10 Lakhs.
Purchase Protection Cover of Rs. 50,000.
Family Transportation & Transportation of Mortal Remains Cover of Rs. 50,000.
Checked in Baggage Loss Cover of Rs. 25,000.
4 Happy Coins per Rs. 100 spent on recharge of HP Pay wallet.
1 Happy Coin per Rs. 100 spent on the purchase of fuel and lubricants (except LPG) via HP Pay wallet.
5 Happy Coins per Rs. 100 spent on direct pay through HP Pay using the card linked to the HP Pay app.
2 Reward Points per Rs. 200 spent with your card through PoS and E-comm transactions.
2X points for every Rs. 200 spent for using the card at PoS in HPCL Outlets.
2X Reward Points on spending d during your birthday month.
2x Reward Points on international spending, online or in-store.
Up to 300 Bonus Reward Points on making 3 PoS or e-commerce transactions of minimum Rs. 2,000 each within 2 months of issuance.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
1,000 Bonus Reward Points on PoS and e-commerce spends of Rs. 1 Lakh or more in a month.
SBI Mastercard World Debit Card
Among different SBI debit card types and charges, thisdebit card offers 2 complimentary visits per quarter at select domestic airport lounges, reward points on almost every spending, personal accident and other insurance covers, free vouchers of SonyLiv + Zee5 + Lionsgate + Fancode + DistroTV (all screens), MediBuddy smart health checkup, CureFit Online subscription, Swiggy One Lite subscription, BookMyShow, Tattva, and Yatra.
The card gives you a daily maximum ATM cash withdrawal limit of Rs. 2 Lakhs, a daily maximum PoS and e-commerce transaction limit of Rs. 5 Lakhs, and a maximum contactless transaction limit of Rs. 5,000 per transaction.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
4 vouchers (3-month membership) of SonyLiv + Zee5 + Lionsgate + Fancode + DistroTV (all screens) for free.
1 MediBuddy smart health checkup.
1 month free subscription of CureFit Online.
4 vouchers (3-month membership) subscription of Swiggy One Lite for free.
4 vouchers (once per quarter) for Buy 1 Get 200 off on the second BookMyShow ticket.
2 vouchers of Rs. 1,000 off (once in 6 months) on 60/90 Min Sessions at Tattva Spa.
12 Yatra vouchers (once per month) for 15% discount on booking domestic/ international flights and hotels (up to Rs. 3,000).
15% off (up to Rs. 1,000 for new users) for a minimum duration of 48 hours and 10% off (up to Rs. 500 with no minimum duration) of Zoom Car (multiple times).
2 complementary visits per quarter to select domestic airport lounges in India.
Personal Accident Insurance Cover of Rs. 10 Lakhs for Non-Air (Death Only) and Rs. 20 Lakhs for Air (Death Only).
Purchase Protection Cover of Rs. 1 Lakh.
Family Transportation & Transportation of Mortal Remains Cover of Rs. 50,000.
Checked in Baggage Loss Cover of Rs. 25,000.
2 Reward Points per Rs. 200 spent through PoS and E-comm transactions.
Up to 300 Activation Bonus Reward Points by making 3 PoS or e-commerce transactions of a minimum of Rs. 2,000 each within 2 months of issuance.
1,000 Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spending during your birthday month.
2X Reward Points on international spending, online or in-store.
SBI Pragati Platinum Debit Card
SBI Pragati Platinum Debit Card comes with various lucrative benefits, such as complimentary airport lounge access, Personal Accidental Insurance Cover up to Rs. 10 Lakhs, Air Accidental Insurance Cover up to Rs. 50 Lakhs, Purchase Protection Cover up to Rs. 2 Lakhs, 10% instant discount on MakeMyTrip, Rs. 250 off on BookMyShow tickets, Swiggy One 3-month membership, reward points on most spends.
The card gives you a daily maximum ATM cash withdrawal limit of Rs. 1 Lakh and a daily maximum PoS and online transaction limit of Rs. 5 Lakhs.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
Personal Accidental Insurance Cover up to Rs. 10 Lakhs.
Air Accidental Insurance Cover up to Rs. 50 Lakhs.
Purchase Protection Cover up to Rs. 2 Lakhs.
1 complimentary domestic airport lounge access every quarter.
Flat 10% instant discount (up to Rs. 1,500) on MakeMyTrip, once in a quarter.
Rs. 250 off on booking of a minimum of 2 BookMyShow tickets (1 per quarter).
Swiggy One 3-month membership (1 per year).
24*7 personal domestic concierge assistance.
2 Reward Points per Rs. 200 spent online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Bonus Reward Points on making 3 payments online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2,000.
1,000 Bonus Reward Points on PoS and e-commerce spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
SBI One Touch
The SBI One Touch card is an integral part of your daily lifestyle for secure and cashless payments. The card offers faster checkout at POS terminals. With this card, you get a transaction limit of Rs. 5,000 per transaction and Rs. 15,000 per day with just a tap and pay.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
Faster checkout at POS terminals reduces wait times in queues.
Transaction limit of Rs. 5,000 per transaction and Rs. 15,000 per day with just a tap and pay.
You can enable your NFC and POS through YONO/ YONO Lite/ Branch.
The card can be blocked immediately in case of loss or theft through YONO/ YONO Lite/ Branch/ IVR.
You must affix/ stick your NFC sticker on your keychain/ the back side of your mobile.
SBI Nari Shakti Platinum Debit Card
This women-focused debit card enables safe online shopping and e-commerce transactions. The card provides several attractive features, including 1 complimentary domestic lounge access per year, Rs. 250 Flipkart voucher, annual Ganna subscription, women's health package, Rs. 250 off on BookMyShow tickets, Rs. 500 Nykaa coupon, Rs. 500 Ixigo coupon, Zee 5 annual subscription, Rs. 500 Giva coupon, insurance, rewards on your spends, and much more.
The card gives you a daily maximum ATM cash withdrawal limit of Rs. 1 Lakh and a daily maximum PoS and online transaction limit of Rs. 5 Lakhs.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
1 complimentary domestic lounge access per year.
Flipkart voucher of Rs. 250 once per quarter.
Annual Ganna Subscription once per year.
Women's Health Package, including Pap Smear, once per year.
Rs. 250 off on booking 2 tickets through BookMyShow (1 voucher per year).
Nykaa coupon worth Rs. 500, once per year.
Ixigo coupon worth Rs. 500, once per year.
Zee 5 annual subscription, once per year.
Giva coupon worth Rs. 500, once per year
24*7 domestic personal concierge assistance.
Personal Accidental Insurance Cover up to Rs. 10 Lakhs.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
2 Reward Points per Rs. 200 spent online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2,000.
1,000 Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
SBI Virtual Debit Card
Among SBI all debit cards, the SBI Virtual Debit Card stands out as a global RuPay/ VISA/ MasterCard issued in a normal SBI Saving Bank Account (Non-FI) segment. This card can be used at international and domestic channels, and at a contactless payment facility.
The card has a zero daily cash limit at ATMs, a maximum Rs. 5,000 per transaction contactless limit for tokenised payments and a daily purchase e-commerce limit of up to Rs. 50,000.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
This virtual debit card can be used at international and domestic channels, contactless payment facilities, and for PoS transactions through Android mobile phones.
The card comes for free as there are no issuance and annual maintenance charges involved.
No use of plastic and a card chip ensures green banking.
The validity of the card is 5 years.
The card is generated instantly upon clicking the confirmation button to issue the Virtual Debit Card.
2 Reward Points per Rs. 200 spent online/ in-store with your SBI Virtual Debit Card.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2,000.
1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
SBI Global International Debit Card
With the SBI Global International Contactless Debit Card, you can do cashless shopping while earning SBI Rewardz points on your purchases. The card can be used for purchasing goods at merchant establishments, making payments online and withdrawing cash in India as well as across the globe.
The user gets a daily cash limit of Rs. 40,000 at ATMs and a PoS/ online transaction limit of Rs. 75,000.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits
Do cashless shopping while earning SBI Rewardz points.
The card can be used for shopping at over 52 Lakh merchant outlets within India and over 30 million worldwide, booking movie tickets, bill payments, payments over the internet, travel and other online purchases.
You can withdraw cash from SBI ATMs or other ATMs in India and worldwide.
The card promises safe online shopping and e-commerce transactions.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
2 Reward Points per Rs. 200 spent with your card, online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance with minimum transaction of Rs. 2,000.
1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
State Bank Gold International Debit Card
Enjoy the convenience of cashless shopping while earning rewards on your purchases with the SBI Gold International Debit Card. The card offers up to 10,000 SBI Reward Points every month, 2 Reward Points per Rs. 200 spent online/ in-store, up to 300 Activation Bonus Reward Points, 1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh, 2X Reward Points birthday month spends and much more. The card gives you a daily maximum ATM cash withdrawal limit of Rs. 50,000, and a daily maximum PoS and online transaction limit of Rs. 2 Lakhs.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
Do cashless shopping while earning SBI Rewardz points.
The card can be used for shopping at over 52 Lakh merchant outlets within India and over 30 million worldwide, booking movie tickets, bill payments, payments over the internet, travel and other online purchases.
You can withdraw cash from SBI ATMs or other ATMs in India and worldwide.
The card promises safe online shopping and e-commerce transactions.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
2 Reward Points per Rs. 200 spent with your card, online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance with minimum transaction of Rs. 2,000.
1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
State Bank Platinum International Debit Card
The benefits offered by the SBI Platinum International Debit Card include complimentary airport lounge access subject to terms & conditions applied, up to 10,000 SBI Reward Points every month, 2 Reward Points per Rs. 200 spent online/ in-store, up to 300 Activation Bonus Reward Points, 1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh, 2X Reward Points birthday month spends and much more. The card gives you a daily maximum ATM cash withdrawal limit of Rs. 1 Lakh, and a daily maximum PoS and online transaction limit of Rs. 2 Lakhs.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
Do cashless shopping while earning SBI Rewardz points.
The card can be used for shopping at over 52 Lakh merchant outlets within India and over 30 million worldwide, booking movie tickets, bill payments, payments over the internet, travel and other online purchases.
You can withdraw cash from SBI ATMs or other ATMs in India and worldwide.
The card promises safe online shopping and e-commerce transactions.
Complimentary airport lounge access subject to terms & conditions applied.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
2 Reward Points per Rs. 200 spent with your card, online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2,000.
1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
SBI My Card International Debit Card
This global card can be conveniently used at over 30 million merchant outlets across the globe, for making online and offline purchases, such as booking movie tickets, paying bills, reserving travel tickets, and more. The card gives you the freedom to reflect your unique personality by choosing from a wide range of vibrant and captivating images from the bank’s gallery to customise your contactless Debit Card. You can also earn Freedom Rewardz points on your purchases made with the card. The card allows for a maximum daily cash withdrawal of Rs. 40,000 and PoS/ online purchases worth Rs. 75,000 in a day.
Point of Sale (PoS)/ eCommerce transactions: 3% of transaction amount + GST.
Benefits:
The card can be used for shopping at over 8 Lakh merchant outlets within India and over 30 million worldwide, booking movie tickets, bill payments, payments over the internet, travel and other online purchases.
You can withdraw cash from SBI ATMs or other ATMs in India and worldwide.
Up to 10,000 SBI Reward Points every month (maximum Rs. 1,000 per transaction).
2 Reward Points per Rs. 200 spent with your card, online or in-store, on shopping, dining out, fuel, travel, etc.
Up to 300 Activation Bonus Reward Points on making 3 payments with your card, online or in-store, within 2 months of issuance, with a minimum transaction of Rs. 2,000.
1,000 Milestone Bonus Reward Points on PoS and E-comm spends of Rs. 1 Lakh or more in a month.
2X Reward Points on spends made during your birthday month.
2X Reward Points on international spending, online or in-store.
Updated On May 5, 2026
Written By
Written By Reshma RawatAssistant Content ManagerCredit Cards, Credit Score, Personal Loan, Home Loan, etc.
Reshma Rawat is a passionate writer with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra and writes blogs & webpages on financial products (loans, credit cards, insurance, government financial policies, mutual funds, etc.).
