Types of SBI Debit Cards and Their Eligibility

04 Dec 2020 // 42 min read // #mmm news
Author :(560 posts)
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State Bank of India which prides itself as the ‘Banker to Every Indian,’ is known to offer a wide variety of Debit Cards, designed to fulfil the needs of all customers alike. Not surprisingly, millions of Indians today use one or the other of the bank’s Debit Cards. And, why not? After all, which other bank can claim to have over 1 Lakh ATMs and POS terminals across the globe!

Moreover, SBI Debit Card users are entitled to 5 free ATM transactions per month in addition to benefits like SMS Updates, SBI Rewardz, discounts, and insurance amongst others.

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Table of Contents: Types of SBI Debit Cards

Types of SBI Debit Card

SBI Debit Cards are offered in various categories, each of which is specially designed to meet the needs of a wide base of bank’s customers. Let us take a quick look at the different types of SBI Debit Card, while also glancing upon the eligibility criteria for each one of them.

Card TypesDaily Withdrawal LimitBenefitsAnnual Fee
SBI My Card International Debit CardRs. 40,000Booking movie tickets, paying bills, reserving travel tickets and moreRs. 175 plus GST
State Bank of India Classic Debit CardRs. 20,000Earn 1 Freedom Rewardz Point on every Rs. 200 spentRs. 125 plus GST
State Bank Global International Debit CardRs. 40,000Earn 1 Freedom Rewardz Point on every Rs. 200 spent Rs. 175 plus GST
State Bank Silver International Debit CardRs. 40,000Earn 1 Freedom Rewardz Point on every Rs. 200 spent Rs. 175 plus GST
State Bank Gold International Debit CardRs. 50,000Earn 1 Freedom Rewardz Point on every Rs. 200 spent Rs. 175 plus GST
State Bank Platinum International Debit CardRs. 1,00,000Earn 1 Freedom Rewardz Point on every Rs. 200 spent Rs. 175 plus GST

Additional Info: Also check How to Use Credit Cards in India?

SBI Debit Card Types, Charges and Benefits

SBI My Card International Debit Card

  • Issuance charges: Rs.250 + GST.
  • Annual Maintenance Charges: Rs. 175 + GST p.a. from the 2nd year of issue.
  • Card Replacement Charges: No replacement for lost card. However, you can apply for a fresh debit card by paying an issuance charge of Rs. 250 + GST.

SBI Mumbai Metro Combo Card

  • Issuance charges: Rs. 100. Metro Card comes preloaded with Rs. 50.
  • Annual Maintenance Charges: Rs. 175 + GST.
  • Card Replacement Charges: Rs. 300 + GST.

State Bank Global International Debit Card

  • Issuance charges: Nil.
  • Annual Maintenance Charges: Rs. 125 + GST.
  • Card Replacement Charges: Rs. 300 + GST.

Additional Info: Also check How to Close SBI Credit Card

SBI IOCL Co-Branded Contactless RuPay Debit Card

  • Issuance charges: Nil for Global variant and Rs. 300 + GST for Platinum variant.
  • Annual Maintenance Charges: Rs. 125 + GST for Global variant and Rs. 250 + GST for Platinum variant.
  • Card Replacement Charges: Rs. 300 + GST

State Bank Gold International Debit Card

  • Issuance charges: Rs. 100 + GST.
  • Annual Maintenance Charges: Rs. 175 + GST.
  • Card Replacement Charges: Rs. 300 + GST.

State Bank Platinum International Debit Card

  • Issuance charges: Rs. 300 + GST.
  • Annual Maintenance Charges: Rs. 250 + GST.
  • Card Replacement Charges: Rs. 300 + GST.

Additional Info: Get Rs. 500 Per Day in a Delay of Credit Card Closure

SBI My Card International Image Debit Card

As the name suggests, this card is a global card. It can be conveniently used at over 30 million merchant outlets across the globe, for making online and offline purchases, such as booking movie tickets, paying bills, reserving travel tickets, and more. Besides, the card can also be used for withdrawing cash from SBI or any other ATM, which entertain MasterCard, Maestro, and Visa cardholders.

The card allows for a maximum withdrawal of foreign currency equivalent to Rs. 40,000 in a day, while it entitles the user to make POS or online purchases worth Rs. 75,000 in a day. However, the maximum limit per transaction is capped at Rs. 50,000 (at select websites).

The card is offered at an issuance charge of Rs. 250 + GST, while the annual maintenance charge of Rs. 175 + GST is levied from the second year onwards.

Eligibility Criteria

You should be between 21 and 60 years of age, and place a request with the bank to issue an international Debit Card.

Additional Info: Also check SBI Balance Check Toll-Free Number

Apply for SBI Credit Card

SBI Mumbai Metro Combo Card

This SBI Debit Card is one of the most popular offerings of the bank. As the name suggests, this card enables hassle-free travel on Mumbai Metro and also lets you shop at over 10 lakh merchant outlets in India. You can earn SBI Rewardz points on your purchases. The card offers a host of benefits to metro riders in Mumbai and acts as a payment-cum-access card at city’s metro stations.

The card entitles the user to withdraw up to Rs. 40,000 in a day through ATMs. The user can also use the card to make payment of up to Rs. 75,000 at any POS terminal or e-commerce portal.

The card entitles the user to earn 2 SBI Rewardz Points on spending every Rs. 200 on shopping, dining, fuel, travel booking or online. The card gives you 200 activation bonus points for your first three transactions within a month. Apart from that, standard points earned on your month of birthday will be doubled.  

Eligibility Criteria

In order to apply for this card, the user must have an SBI Account and must be between 21 and 60 years of age.

SBI Global Debit Card

SBI Global International Debit Card can be conveniently obtained, , without any issuance charges. However, you are required to pay an annual maintenance charge of Rs. 175 + GST.

As is the case with other SBI Visa Global Debit Card, even this card enables the user to make purchases online and at POS terminals, while also allowing them to withdraw money from ATMs across the world, as and when required.

Using the card, the user can withdraw up to Rs. 40,000 domestically or internationally. As far as daily transaction limit is concerned, there is no cap on domestic purchases. However, on international purchases, the POS transaction limit is Rs. 75,000 while online transactions are capped at a maximum of (or the equivalent of) Rs. 50,000, per month per transaction.

The card can also be used to earn Freedom Rewardz Points every time a user does a transaction. For instance, on making the 1st purchase using the card within 30 days of issuance, the user earns 50 points, whereas they earn 100 points on making the 3rd purchase within those 30 days. After this, the user earns 1 Freedom Rewardz Point on every Rs. 200 spent using the card. On using the card at least thrice in a given quarter, the user can double the Freedom Rewardz points.

In case of loss of card, you can get the card replaced for Rs.300+GST.

Eligibility Criteria

In order to meet the SBI Global Debit Card eligibility, you should be between 21 and 60 years of age, and place a request with the bank to issue you an international Debit Card.

SBI IOCL Co-Branded Contactless RuPay Debit Card

The Contactless Rupay Debit Card is one of the finest types of SBI Debit card especially in today’s era where people are avoiding coming in contact with each other. This card comes in two variants, i.e. RuPay SBI IOCL Global and RuPay SBI IOCL Platinum.

Below are the features of RuPay SBI IOCL Platinum and SBI IOCL Global Contactless Debit Card: 

SBI IOCL Co-Branded Contactless RuPay Debit Card is yet another offering of State Bank of India, which has a humongous customer base, thanks to the convenience it offers. The card is issued on RuPay platform. It is a Contactless Debit Card issued to all the existing and new SBI customers. The card is specially designed to earn additional Reward Points at IOCL retail outlets.

You can withdraw up to Rs. 40,000 daily from ATMs. The daily PoS/ online transaction limit of the card is Rs. 75,000 for Global variant and Rs. 2 lakhs for Platinum variant.

You can earn 6 Reward Points for every Rs. 200 spent at IOCL outlets and 2 Standard Points for every Rs. 200 spent at any POS/E-com other than IOCL.

Eligibility Criteria

You should be between 21 and 60 years of age, and place a request with the bank to issue you an international debit card.

SBI Gold Debit Card

SBI Gold International Debit Card entitles the user to higher cash withdrawal and transaction limit. The daily cash withdrawal limit which can be enjoyed using this card is Rs. 50,000 (domestic and international). On the other hand, transaction limit at POS terminal is Rs. 2 Lakh, and that for online payments is Rs 50,000.

Moreover, the SBI Gold International Debit Card entitles the user to enjoy accidental death insurance of up to Rs. 2 Lakh, as well as a purchase protection insurance of Rs. 5,000.

Eligibility Criteria

In order to get this card, you should be between 21 and 60 years of age, and place a request with the bank to issue you an international debit card.

SBI Gold Debit Card Benefits

  • Enjoy cashless shopping.
  • Earn SBI Rewardz points on your purchases.
  • Shop at 52 lakh+ merchant outlets in India and over 30 million worldwide.
  • Book movie tickets, make bill payments, travel & other online purchases, and make payments over the internet.
  • Withdraw cash from SBI or other ATMs in India and worldwide.
  • Safe and easy online shopping & e-commerce transactions.

SBI Platinum Debit Card

SBI Platinum International Debit Card can be obtained for an issuance charge of Rs. 300+GST, after which one needs to pay Rs. 250 + GST as annual maintenance charge from the second year onwards.

The benefits offered by this card, are almost similar to that of SBI Silver International Debit Card, except for the fact that the reward points are tripled if one conducts at least 3 transactions in a quarter using the card.

In addition, the SBI International Debit Card entitles the user to enjoy Personal Death Insurance of up to Rs. 5 Lakh, as well as a purchase protection insurance of Rs. 50,000. The card also offers other insurance covers such as – Personal Air Accident Insurance of Rs. 10 Lakh, Family Transportation (including mortal remains) of up to Rs. 50,000, Baggage Loss of up to Rs. 25,000, Purchase Protection of up to Rs. 50,000, Lost Card Liability Cover of up to Rs. 2 Lakh.

Eligibility Criteria

Same as others, to meet SBI Platinum Debit Card eligibility, you need to be between 21 to 60 years of age, and place a formal request with the bank for an international Debit Card.

SBI Platinum International Debit Card Charges

  • Issuance charges: RS. 300 + GST
  • Annual maintenance charges: Rs. 250 + GST
  • Card replacement charges: RS. 300 + GST

SBI Platinum International Debit Card Lounge Access

  • SBI Platinum Debit Cards are one of the select variants that provide complimentary airport lounge access, subject to certain Terms & Conditions.

Additional Info: everything you wish to know about Navi Mutual Fund in detail.

SBI Intouch Debit Card

SBI Intouch Tap & Go Debit Card or SBI Intouch Debit Card is a multipurpose international debit card that comes with contactless technology. Wherever a customer sees a contactless symbol at any merchant location, they can pay for items through this contactless debit Card.

This card offers the following features and benefits:

  • High transaction limit: You get a high sbiintouch debit card limit of up to Rs. 75, 000 and a withdrawal limit of up to Rs. 40, 000 per day.
  • AOK: You can open accounts in just a few simple touches.
  • DCPK: Print debit cards instantly with your own photograph on it.
  • CDM: You can deposit cash anytime through the cash deposit machine.
  • ECDM: You can deposit cheques anytime using the Cheque Deposit Machine.
  • Swayam: You can print your passbook from the Passbook Printer available 24*7.
  • ATM: You can withdraw cash at ATM available 24*7.  
     

SBI Global NCMC Debit Card

The SBI Global NCMC Card is useful to make contactless payments online, and cash withdrawal across the globe. The additional feature of this card is it has EMV Chip security.

Also Read: Do I Need a Card Protection Plan for my Debit/ Credit Card?

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