Airport lounge access is very much needed when you take a transit flight and the waiting time is long. These lounges provide you with respite from the noisy crowds. You can relax while you wait and enjoy the snacks available. Access to the airport lounge is a luxury that is chargeable. Most of us would hesitate to take advantage of the facility considering the cost. This aspect has become a marketing tool and many banks have included complimentary airport access as an additional benefit apart from the welcome benefits and reward for select credit cards.
Now the credit card market can boast of several free lounge access credit cards from various banks. Some of the top banks offering this complimentary facility are HSBC, HDFC Bank, RBL, SBI, ICICI bank, etc.
With lounge access as the attractive feature, there are an array of credit cards with lounge access. Some of the free lounge access credit cards issued by top banks are listed below.
|Name of the Credit Card||Joining Fee||Airport lounge access|
HDFC Bank Diners Club Black Credit Card
Unlimited airport lounge access to 1000 and above domestic and international airport lounges worldwide.
The facility is available for both primary as well as add-on cardholders.
|American Express Platinum Travel Credit Card||Rs. 3500/-||4 complimentary lounge access in a year and limited to one complimentary lounge access per quarter.|
|SBI Advantage Platinum Credit Card||Rs. 2999/-|
4 complimentary access to International Priority Pass lounges and the access is limited to 2 per quarter.
8 complimentary access to domestic airport lounges with limited access of 2 per quarter
Axis Bank Privilege Credit Card
|Rs. 1500/- Priority customers can procure the card without any charges||2 complimentary access to select domestic airport lounges in a quarter.|
|ICICI Bank Sapphiro Credit Card||Rs. 6500/-||2 complimentary access to international airport lounges and 2 complimentary access to domestic airport lounges in a quarter.|
|HDFC Regalia Credit Card||Rs. 2500/-||12 complimentary lounge access in a year at both domestic and international terminals within India.|
|Citi Premiermiles Credit Card||Rs. 3000/-||Six complimentary lounge visits in a year for Master Cardholders and eight complimentary lounge visits in a year for Visa Cardholders|
|Yes First Preferred Card||Rs. 2499/-||12 free domestic lounge access and six complimentary access to international airport lounges.|
|SBI Card Elite||Rs. 5000/-||Complimentary access to international airport lounges six times in a year and access to domestic airport lounges eight times in a year|
|HSBC Visa Platinum Credit Card||Nil||Three complimentary access to domestic and international airport lounges in a year|
Besides being among the credit cards with lounge access India provides access to over 1000 airport lounges across the world, HDFC Bank Diners Club Black Credit Card offers various other rewards.
American Express Platinum Travel Credit Card, a free lounge access credit card, offers four complimentary lounge visits per year and is limited to 1 complimentary visit per quarter. Lounge visits beyond 1 per quarter will be chargeable. Other benefits of the credit card are:
SBI Advantage Platinum Credit Card is one of the best credit cards with lounge access with an array of benefits and rewards. Also, a complimentary priority pass membership worth US$99 will be provided. The membership fee is waived, but the lounge access fee is applicable. Apart from these, there are other impressive offers as given below:
Free lounge access twice in a calendar quarter is an attractive feature of Axis Bank Privilege Credit Card. The other benefits include
Two complimentary access each to International as well as domestic airports in a quarter is a part of the exceptional benefits of ICICI Bank Sapphiro Credit Card. Additional benefits beyond this are listed below:
A luxury credit card with exciting offers is worth having. 4 retail transactions with the card will earn you the privilege of a priority pass. This facility is applicable to add-on members as well. With the priority pass, six complimentary lounge access are permitted per year and visit in excess of 6 visits will be chargeable. Other exciting benefits other than the lounge access are:
Citi Premiermiles Credit Card is a must-have for frequent travellers. The travel-related card extends air miles for every travel spend, which can be redeemed across over 100 airlines and partnered hotels. The various benefits derived out of the travel miles are as under:
Yes First Preferred Card bestows you with the experience of pampering yourself with unassuming benefits besides providing free access to airport lounges within India and abroad. You can redeem the points accumulated for the choicest products. Details of the Yes First Preferred Card benefits are listed below.
SBI Card Elite, one of the finest credit cards with lounge access. The key attraction of the SBI Card Elite is the Avail Cash facility up to or even beyond the credit limit that will be available for you within 48 hours. This apart, there are other attractive features that make this card an irresistible one.
HSBC Visa Platinum Credit Card-the credit card with lounge access without an annual fee will lead you into a world of unbelievable experience with unmatchable rewards and offers. The exclusive offers provided by the card are given below:
While choosing a credit card, you should consider your lifestyle. If you are a frequent flyer, it is better to choose a credit card launched in collaboration with airlines to get the most of it in terms of air miles, travel benefits, airport lounge access, priority boarding, etc. That will make your travel comfortable and worthwhile.
The kind of activities you indulge in and the rewards and benefits of your lifestyle should be the factors of concern while choosing the best credit card with lounge access.
Before applying for credit cards with lounge access India, you should consider various other aspects besides complimentary lounge access. You should keep in mind your spending pattern, offers, cashback, welcome gifts, rewards, and payment options. After comparing different credit cards, choose the one that is appropriate for your requirements and follow the steps given for applying for the card. You can apply for the card either online or offline.
You can also visit the nearest branch of the bank and submit the credit card application along with the documents required.
The various types of airport lounge networks are Airline-specific lounges, Priority Pass lounges and Exclusive membership.
Priority Pass lounges: With Priority Pass membership, you can gain access to over 1300 airport lounges across the world. You can either pay a fee and get a membership or can apply for a card that provides complimentary priority pass membership.
Exclusive membership: Some airport lounges are even more special. The access is available only to cardholders of select cards.
Relax in an airport lounge while you wait for a connecting flight. Usually, travellers who choose transit flights opt for this offer. More so if you are a frequent flyer. To keep away from the noisy crowd, relax, and enjoy the refreshments, free access to airport lounges is the most sought-after perk a credit card could offer.
Though the facility is available for all passengers, most of us would refrain from using the facility considering the cost. If a credit card offered free access to airport lounges, that would be the most sought after offer while choosing an appropriate card before applying for one.
✅ What are the factors to be considered while applying for a credit card?
Comparing various cards before you make a choice is essential. But what are the factors for comparison? What are the factors that have to be considered for you to decide that the card is appropriate for you? Spending patterns, lifestyle, rewards and offers, credit cards with lounge access without an annual fee, and payment options are the various factors that will help you make a choice.
The various benefits and features of credit cards are:
Earn while you spend offer: For every few rupees, say, Rs. 100/- or Rs. 150/- depending on the credit card, there are reward points. Some specific transactions earn accelerated rewards that will be a multiple of the regular reward points. There will be milestone rewards in the form of bonus points. All these points can be accumulated and redeemed for various catalogue gifts, e-vouchers or opt for a cashback that can be adjusted towards the credit card dues.
Welcome Gifts: On the first transaction after the credit card activation, you will be given bonus points or vouchers of popular brands as welcome gifts.
Free lounge access: Most of the credit cards give a certain number of complimentary lounge access per quarter for both domestic as well as international airport lounges. Any visit to the lounges beyond the complimentary offer will be chargeable as per the policy of respective airports.
Fuel surcharge waiver: Fuel surcharge waiver ranging from 1% to 2% for fuel purchase with the card
You can either apply for the credit card offline or online. To apply for a credit card online, you should follow some simple steps:
To apply for the credit card offline, you can visit the nearest branch of the bank and submit the application with the required KYC and income documents.
You can also apply for a credit card by calling the customer care number of the bank. The representative of the bank will help you with the credit card application process.