7 Best Cashback Credit Cards in India

Don’t we love a good cashback deal? In fact, most of us are looking at rewards, cashbacks and deals all the time!

For those of us who own a Credit Card, getting a cashback is like getting more money in your wallet and we cannot resist such a deal! There are several Types of Credit Cards in India that give great cashback deals and if you are looking at Getting a Credit Card soon, this article will give you all the information on the best cashback Credit Cards India. Read on to know more!

1. SBI Signature Credit Card

A must-have card for frequent shoppers, this card gives the owners a chance to save on their shopping sprees. There are many benefits associated with this card.

Key benefits:

• You get 24×7 concierge service with this card all around the world.
• 75% discounts in major hotel chains around the world.
• You get a Rs. 5,000 voucher along with the welcome gift from Bata, Yatra.com, and so on, on taking this card.
• For every Rs. 100 that you spend, you get two reward points that can be later redeemed.
• You get 10,000 reward points if you spend Rs. 4 Lakhs and 20,000 reward points if you spend Rs. 5 Lakhs.
• You are also eligible to 5X reward points when you spend money on groceries and in the supermarket.

2. Standard Chartered Platinum Credit Card

This card is multifaceted and is a great buy for people who are working. Online shoppers can also benefit with this card.

Key benefits:

• 20% cashback on Uber rides.
• Within two months of getting this card, you earn 1,000 points on transactions.
• If you register for online banking, you instantly get 500 points.
• For every Rs. 150 you spend, you get one reward point.
• Five reward points for each Rs. 150 spent on fuel and dining.

3. American Express Payback Credit Card

American Express Payback Credit Card biggest benefit is that it has tie-ups with some of the best grocery and departmental stores in India and making purchases at these stores means big savings! Therefore, with this card, you have exclusive discounts on fuel, dining, online shopping, movie tickets, and so on. 

Key benefits:

• On every Rs. 100 you spend on utilities, you get three reward points.
• Joining vouchers worth Rs. 3,000.
• With DineOut app, get 5-30% cashbacks on major restaurant chains around the country.

4. ICICI Instant Platinum Credit Card

For those customers who have an account with ICICI bank, it’s very easy to get this card. This card does not delve deeper into your credit history, your salary, and so on, so it’s easy to get this card. You can obtain this card if you have a savings bank account or a fixed deposit with ICICI bank. 

Key benefits:

• 5% fuel surcharge waiver on spending a minimum of Rs. 4,000 at any HPCL petrol pumps.
• 15% off on dining in 800 major restaurants in ten cities in the country.
• Two reward points on spending Rs. 100 on this card.
• 200 off on movie tickets every month on BookMyShow.

5. Citibank Cashback Credit Card

For someone who lives online and pays all his bills online too, this card makes a lot of sense because it gives instant cashbacks. Because of the immense cashbacks and attractive deals, this card is a little hard to get. For those who have a low credit history, this card will be very difficult to get.

Key benefits:

• You earn 5% cashback every time you make any online purchase, pay your bills – either telephone or utility online and buy tickets on BookMyShow.
• On all other types of spending, you will always get 0.5% cashback.

6. HDFC Bank Moneyback Credit Card

The perfect card for the shopaholic, this card can give a lot of cashback for those who love online shopping. 

Key benefits:

• 2X reward points every time you shop online
• 2 reward points on every Rs. 150 you spend and if you spend this Rs. 150 online, the reward points double.
• You can save Rs. 1,800 on fuel every year.
• Your annual fee for the card is waived off if you spend Rs. 10,000 on the first 90 days of receiving the card.
• Collecting 100 points in your card means that you will earn Rs. 30.

7. Citibank Premier Miles Card

This card is for the frequent traveller. Not just that, if you are making online purchases abroad, you get cashback too. 

Key benefits:

• 10,000 miles as soon as you activate your card
• Lounge access in all airport lounges around the world
• On every Rs. 100 on airline transactions, get 10 miles
• Your air miles can be redeemed in over 100 domestic and international flights/airlines.

These are the seven Best Cashback Credit Cards to Avail in India if you are looking at getting attractive cashback offers and deals.

Also Read: 5 Best SBI Credit Cards with Their Features and Benefits 

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 70+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.