5 Best SBI Credit Cards with Their Features and Benefits

5 Best SBI Credit Cards with Their Features and Benefits

A Credit Card has become a necessity for most of us now. The reason why a lot of us have started getting these cards is not because of our needs, but because of the various benefits, offers and rewards offered by these cards. In the long run, you are not only saving money, but you are also getting more and more discounts on very common items. Whether it’s buying a plane ticket or a movie show ticket, Credit Cards can actually help save a lot of your hard-earned money.

SBI is one of the most trusted banks when it comes to Credit Cards and hence, many people tend to choose an SBI Credit Card, depending on their need. Here are five best SBI Credit Cards available in India:

Best Online Credit Cards in India

1. SimplySAVE Credit Card:

Now save more on all your transactions with SimplySAVE SBI Card. The card offers unlimited privileges to the use. Some of the most attractive features and benefits of the card are mentioned below.

Apply SimplySAVE Credit Card

Features

  • The card involves an annual fee and renewal fee of Rs. 499 plus applicable taxes
  • Reward Points can be used to pay the outstanding balance on your card or you can redeem them against a wide array of gifts.
  • Even if you waive your card multiple times at the reader, Visa payWave’s unique security key feature ensures that only one transaction happens through, thus making your transactions more secure.
  • The card can be used in over 24 million outlets present across the globe
  • SimplySAVE SBI Card enables you to get add-on cards for your children, spouse, parents, or siblings who are above the age of 18.
  • You can easily withdraw cash using the card from over 1 million Visa/ MasterCard ATMs worldwide.
  • The card lets you pay your utility bills easily through its Easy Bill Pay facility
  • You can simply transfer the outstanding balance of Credit Card of other banks to SimplySAVE SBI Credit Card to get a lower interest rate and pay back in easy EMIs.
  • Convert your transactions in EMIs with Flexipay
  • You can get a cheque/draft against your cash limit with Easy Money facility and get it delivered at your doorstep.

Benefits

  • With this card, you can get a guaranteed 2,000 Bonus Reward Points as soon as you spend Rs. 2,000 in first 60 days of purchasing the card.
  • Get 10 Reward Points on spending per Rs. 100 on Movies, Dining, Departmental Stores, and Grocery.
  • Earn 1 Reward Point on spending each Rs. 100 on all your other spends
  • 4 Reward Points are equivalent to Rs. 1
  • Get 1% fuel surcharge waiver at any petrol pump on a transaction of between Rs. 500 to Rs. 3,000 at all petrol pumps in India.
  • Get the benefit of reversal of annual membership fee from second year onward of your subscription on spending Rs. 1,00,000 or more using the card in the previous year.

2. Yatra SBI Credit Card: 

If you are a frequent flyer, the Yatra SBI Card is just made for you. This card offers various benefits on domestic as well as international flight bookings. You can also use this card for your day-to-day purchases. Read below to know more about its features and benefits.

Apply Yatra SBI Credit Card

Features

  • The card involves an annual fee and renewal fee of Rs. 499 plus applicable taxes
  • Valid primary cardholders get a complimentary Air Accident Cover worth Rs. 50 Lakhs, if the ticket is booked through Yatra.com using this card.
  • Get cash back of Rs. 100 on withdrawing cash using this card within 30 days of issuance
  • The card can be used in over 24 million outlets present across the globe
  • You can withdraw cash when needed from more than 1 million MasterCard ATMs across the globe.
  • Yatra SBI Card enables you to get add-on cards for your children, spouse, parents, or siblings who are above the age of 18.
  • The card lets you pay your utility bills easily through its Easy Bill Pay facility
  • You can simply transfer the outstanding balance of Credit Card of other banks to Yatra SBI Credit Card to get a lower interest rate and pay back in easy EMIs.
  • Make any purchase worth Rs. 2,500 or more and convert it into EMIs with Flexipay facility
  • You can get a cheque/draft against your cash limit with Easy Money facility and get it delivered at your doorstep.

Benefits

  • As the name suggests, this card will get you Yatra.com vouchers worth Rs. 8,250 as soon as you pay the joining fee.
  • Get Rs. 1,000 off on booking domestic flights. The transaction value must be minimum Rs. 5,000
  • Get Rs. 4,000 off on minimum booking of Rs. 40,000 on International Flights
  • Get a flat 20% (a maximum of Rs. 2,000) off on booking domestic hotels. The minimum transaction value should be Rs. 3,000.
  • Earn 6 Reward Points on spending every Rs. 100 on Departmental Stores, Dining, Movies, Grocery, Entertainment and International spends.
  • Earn 1 Reward Point on spending every Rs. 100 on all other categories
  • Get 1% (a maximum of Rs. 100 per month) fuel surcharge waiver at any petrol pump in India.

 

Also Read: Top 10 Credit Cards in India for 2019

 

3. SBI Card ELITE:

This card has several benefits for frequent flyers, especially international flyers. Get complimentary lounge access and attractive offers and discounts on airfares, hotel bookings, movie tickets, and so on. Read on below to know about more benefits of the card.

Apply SBI Card ELITE

Features

  • The card involves an annual fee and renewal fee of Rs. 4,999 plus applicable taxes
  • Even if you waive your card multiple times at the reader, Visa payWave’s unique security key feature ensures that only one transaction happens through, thus making your transactions more secure.
  • The card can be used in over 24 million outlets present across the globe
  • You also get a complimentary fraud liability cover worth Rs. 1 Lakh on your Credit Card.
  • You can replace your SBI Card ELITE anywhere in the world through Emergency Card Replacement facility.
  • The card offers you the lowest Foreign Currency Mark-up Charge at 1.99% on international usage.
  • Get 2 Reward Points on spending every Rs. 100 on international transactions
  • Exclusive assistance with customised holiday packages, gift delivery, movie and hotel reservations.
  • The card enables you to get add-on cards for your children, spouse, parents, or siblings who are above the age of 18.
  • You can easily withdraw cash using the card from over 1 million Visa/ MasterCard ATMs worldwide.
  • Get enhanced security against skimming and counterfeiting with the chip and pin enabled card.
  • The card lets you pay your utility bills easily through its Easy Bill Pay facility
  • Make any purchase worth Rs. 2,500 or more and convert it into EMIs with Flexipay facility
  • You can get a cheque/draft against your cash limit with Easy Money facility and get it delivered at your doorstep
  • You can simply transfer the outstanding balance of Credit Card of other banks to SBI Card ELITE to get a lower interest rate and pay back in easy EMIs.

Benefits

  • Get Welcome e-Gift Voucher valued Rs. 5,000
  • Get free movie tickets of up to Rs. 6,000 each year. You will have to purchase minimum 2 tickets on each booking per month to avail the offer. Maximum discount is up to Rs. 250 per ticket for 2 tickets only and the bank will charge a Convenience Fee.
  • Earn Bonus Reward Points up to 50,000 (worth Rs. 12,500) each year
  • Earn Bonus Reward Points of 10,000 on annual spends of Rs. 3 Lakhs and Rs. 4 Lakhs
  • Get 5X Reward Points on Departmental stores, Dining, and Grocery spends
  • Earn 2 Reward Points on spending per Rs. 100 on all other categories, except fuel
  • Get complimentary membership worth $99 to the Priority Pass Program
  • Get 6 complimentary Airport Lounge visits each year, outside India (maximum 2 visits each quarter) w.e.f. 1st July 2017.
  • Get access to more than 1000 Airport Lounges across the world
  • Get 2 complimentary visits to Domestic Airport Lounge every quarter in India
  • Complimentary membership of Club Vistara Silver
  • 1 complimentary Lounge Access Voucher & 1 Upgrade Voucher
  • Earn 9 Club Vistara Points on spending every Rs. 100 on Vistara flights
  • Complimentary membership of Trident Privilege Red Tier   
  • Get 1,000 Welcome Points on registration
  • Get 1,500 Bonus Points on first stay and additional Rs. 1,000 worth hotel credit on an extended night stay by using Promocode SBITH.
  • 1% fuel surcharge waiver on spending between Rs. 500 to Rs. 4,000 at any petrol pump in India.

4. SBI Card Prime:

Get SBI Card Prime to avail maximum benefits on your travel bookings, hotel booking, grocery shopping, online shopping and other spends. Below are the lucrative benefits and features of the card.

Apply SBI Card Prime

Features

  • The card involves an annual fee and renewal fee of Rs. 2,999 plus applicable taxes
  • Valid primary cardholders get a complimentary Air Accident Cover worth Rs. 50 Lakhs, if the ticket is booked through Yatra.com using this card.
  • You also get a complimentary fraud liability cover worth Rs. 1 Lakh on your Credit Card.
  • You can replace your SBI Card Prime anywhere in the world through Emergency Card Replacement facility.
  • The card can be used in over 24 million outlets present across the globe
  • Even if you waive your card multiple times at the reader, Visa payWave’s unique security key feature ensures that only one transaction happens through, thus making your transactions more secure.
  • SBI Card Prime enables you to get add-on cards for your children, spouse, parents, or siblings who are above the age of 18.
  • You can withdraw cash when needed from more than 1 million MasterCard ATMs across the globe.
  • The card lets you pay your utility bills easily through its Easy Bill Pay facility
  • You can simply transfer the outstanding balance of Credit Card of other banks to SBI Card Prime to get a lower interest rate and pay back in easy EMIs.
  • Make any purchase worth Rs. 2,500 or more and convert it into EMIs with Flexipay facility
  • You can get a cheque/draft against your cash limit with Easy Money facility and get it delivered at your doorstep.

Benefits

  • Get welcome e-gift vouchers worth Rs. 3,000 from popular stores like Pantaloons, Shoppers Stop, Marks and Spencer, Yatra.com, Hush Puppies and Bata.
  • Get 20 Reward Points on spending per Rs. 100 on Utility Bills payments
  • Get 15 Reward Points on spending per Rs. 100 on Big Basket
  • Get 10 Reward Points on spending per Rs. 100 on Dining, Groceries, Movies, and Departmental stores.
  • Get e-Voucher of Pizza Hut worth Rs. 1,000 on spending Rs. 50,000 in each calendar quarter.
  • Get Renewal Fee waiver on annual spends worth Rs. 3 Lakhs
  • E-Gift Voucher valued Rs. 7,000 from Yatra.com or Pantaloons on annual spends of Rs. 5 Lakhs.
  • Get complimentary membership of Trident Privilege Red Tier   
  • Get 1,000 Welcome Points on registration
  • Get 1,500 Bonus Points on first stay and additional Rs. 1,000 worth hotel credit on extended night stay using Promo code SBITH.
  • Enjoy complimentary membership of Club Vistara Silver
  • Get 1 complimentary voucher for Lounge Access and 1 Upgrade Voucher
  • Earn 9 Club Vistara Points on spending every Rs. 100 on Vistara flights
  • Get 4 complimentary visits to International Priority Pass Lounges outside India per year (maximum 2 visits each quarter).
  • 8 complimentary visits to Domestic VISA or Master card Lounges in India per year (maximum 2 visits each quarter).
  • Enjoy 20 Reward Points on spending per Rs. 100 on your birthday
  • Save up to 10% on Hertz car rental and 35% on Avis Car Rentals

5. Air India Signature SBI Card:

If you travel frequently by air or train, this card is best for you. It provides multiple benefits on booking flights through Air India. Read on to know more features and benefits of the card.

Apply Air India Signature SBI Card

Features

  • The card involves an annual fee and renewal fee of Rs. 4,999 plus applicable taxes
  • You also get a complimentary lost card liability cover worth Rs. 1 Lakh
  • You can withdraw cash when needed from more than 1 million MasterCard ATMs across the globe.
  • 1% fuel surcharge waiver on spending between Rs. 500 to Rs. 4,000 at any petrol pump in India.
  • Get enhanced security against skimming and counterfeiting with the chip and pin enabled card.
  • The card lets you pay your utility bills easily through its Easy Bill Pay facility
  • You can simply transfer the outstanding balance of Credit Card of other banks to Air India SBI Signature Card to get a lower interest rate and pay back in easy EMIs.
  • Make any purchase worth Rs. 2,500 or more and convert it into EMIs with Flexipay facility
  • You can get a cheque/draft against your cash limit with Easy Money facility and get it delivered at your doorstep.
  • With this card, book railway tickets online and the tickets will be delivered at your doorstep
  • You can replace your SBI Signature Card anywhere in the world through Emergency Card Replacement facility.

Benefits

  • Get welcome gift of 20,000 Reward Points on joining fee payment
  • Get complimentary membership of the Frequent Flyer program of Air India (Flying Returns)
  • Get 4 Reward Points spending every Rs. 100
  • Get Bonus Reward Points of up to 1,00,000 annually
  • Reward Points can be converted into Air India miles (1 Reward Point = 1 Air India mile) 
  • Earn up to 30 Reward Points on spending every Rs. 100 on air tickets booked through Air India’s website and mobile app. 30 Reward Points if ticket booked for self and 10 for others 
  • Get access to International Airport Luxury Lounge to more than 600 airport lounges through complimentary Priority Pass Program.
  • Get complimentary membership to Visa Lounge Access Program at major domestic airports in India. 

So these were some of the best SBI Credit Cards and their features and benefits. Based on these factors, we hope you can now make an informed decision on which Credit Card will be the best for you.

 

Also Read: All You Need to Know About a SBI Credit Limit Enhancement & Upgrade

 

To apply online for Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 70+ Banks and NBFCs. We have served 2 million+ happy customers since 1989.

Talk to our Loan Specialists toll-free at 18001034004  to know more about our products and offers.

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