10 Best Lifetime Free Credit Cards in India 2020

10 Best Lifetime Free Credit Cards in India 2020

The digitisation of money has paved the way for the widespread use of Credit Cards. Today, you do not need to roam around carrying bundles of cash in your pocket. A single swipe of this plastic card is enough to make a purchase conveniently. While Credit cards have made the transaction process safe and secure, there is still the issue of annual Credit Card payments for using the card. Getting a notification to pay your Credit Card dues every year is frustrating but Best Credit Cards in India in 2020 have proven to be a lifesaver.

Card Name Best Suitable For Joining fee Annual Fee
 ICICI Instant Platinum Credit Card Movie Tickets, Dining out Nil Zero

HSBC Visa Platinum Credit CardApply Now

Travel, Online Shopping Nil Zero
Standard Chartered Priority Visa Infinite Credit Card Lounge Access, Dining, Travel, Shopping Nil Zero

Citibank Rewards Domestic Credit CardApply Now

Dining, Movies, Shopping Nil Zero
IndusInd Bank WorldMiles Credit Card Fuel, Movie,Travel Nil Zero
ICICI Amazon Pay Credit Card Online Shopping Nil Zero
SBI Unnati Credit Card Fuel, Bill Payment Nil Zero
Axis Bank Insta Easy Credit Card Fuel, Dining Nil Zero
IndianOil Citibank Platinum Credit Card Fuel, Dining, Movie Nil Zero
Central Bank of India MasterCard Titanium Credit Card Airport Lounges, Travel Nil Zero

Best Lifetime Free Credit Cards in India 2020

These cards do not cause any problems and relieve you from the nuisance associated with joining fees and annual fees. In addition to this, they also offer you amazing rewards if you purchase items through them. Without much ado, here are the top 10 Best Lifetime Free Credit Cards that exist.

 

10 Best Lifetime Free Credit Cards

 

1. ICICI Instant Platinum Credit Card

ICICI Instant Platinum Credit Card

The ICICI Instant Platinum Card works well for first-time Credit Card users in India. It comes with no annual fee while the bank provides this card against a deposit in your savings account. You can take advantage of Global Emergency Assistance and card replacement service if required while enjoying 15% savings on tantalizing treats at over 800 reputed restaurants across ten cities in India is also possible. You can earn reward points and instantly redeem for cash.

Welcome Offer:

  • Get Rs. 100 discount on booking up to 2 movie tickets each month through www.bookmyshow.com.

 Features & benefits:

  • The card is valid internationally providing Global Emergency Assistance as well as Card Replacement services.
  • The Card has a low interest rate of just 2.49%/ month. On making full payment against outstanding, you will not be charged with any interest on your card.
  • Chip and Pin Card that comes with an embedded microchip providing additional security against duplication and counterfeiting of the card.
  • Get Rs. 100 discount on booking movie tickets through bookmyshow.com any day of the week. The discount can only be availed twice a month.
  • Save minimum 15% on dining at over 800 famous restaurants across 10 Indian cities through ICICI’s premier dining program Culinary Treats.
  • Get 1% fuel surcharge waiver on fuel transaction of maximum Rs. 4,000 at HPCL petrol pumps.
  • Avail amazing deals from VISA on wine for luxury hotels, restaurants, spas, lifestyle stores, and more. 

 Renewal fee:

  • Joining Fee as well as Annual Fee for ICICI Bank Instant Platinum Credit Card is NIL.

 Rewards & cashback offers:

  • Get 2 PAYBACK points for spending every Rs. 100 and redeem the points against a variety of attractive gifts.
  • Get 1 PAYBACK point on spending every Rs. 100 on utilities and insurance categories

 How to redeem rewards:

PAYBACK points can bring you a variety of exciting rewards from your spending. You can redeem your these points from many options such as movie, travel, appliances, lifestyle products, mobiles, and much more. You can visit www.payback.in for more details on redeeming rewards.

Best suitable for:

First time Credit Card users who want to get the card instantly and have a fixed deposit with the bank.

 Eligibility to apply for the card:

  1. To get the ICICI Bank Instant Credit Card you have to open a Fixed Deposit with ICICI Bank in your name, if you don’t have one already. The minimum amount in the Fixed Deposit should be Rs. 20,000 and the minimum tenure has to be 180 days.
  2. You can either collect your Credit Card from any of the ICICI Bank Branches or visit their website to apply online. You can also apply for the card through MyMoneyMantra.
  3. You age should be minimum 21 years and minimum monthly income must be Rs. 20,000

2. HSBC Visa Platinum Credit Card

 HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Card comes with zero-annual fees. It works well for cash back. You get 10% cash back on all spends for the first 90 days. Other than this, you obtain 5X reward points for expenditure between Rs. 4 Lakhs and Rs. 10 Lakhs as well as 3X reward points for spends on dining, hotels, and telecom for one year. You also enjoy a 20% discount at chosen lounges and restaurants in India as well as a buy one ticket and get one free at BookMyShow.

Welcome Offer:

  • Get 10% cash back (of up to Rs. 2,500) in the first 90 days of card issuance. You need to make minimum 9 transactions (of total Rs. 10,000 or more) to avail this offer.
  • Get voucher of Rs. 2,000 Cleartrip on your first transaction
  • Get 3X rewards on Telecom, Hotels, and Dining for first 12 months starting from the date of card issuance.

 Features & benefits:

  • Get waiver on fuel surcharge (of maximum Rs. 250 per calendar month) for transactions between Rs. 400 and Rs. 4,000 at any petrol/fuel pump across India.
  • Avail attractive discounts on Movies, Restaurants, Flights, and more
  • Air Miles can be converted on Jet Airways and Singapore Airlines
  • Get Rs. 500 worth (maximum of Rs. 3,000 in a year per cardholder) entertainment ticket voucher on spending Rs. 50,000 or more in a calendar month.
  • Experience pleasant dining with up to 15% discount at over 1,000 partner restaurants in major cities.
  • You can avail insurance against the loss of credit card or its misuse

Renewal fee:

  • This card comes with NIL Joining Fee and Annual Fee

 Rewards & cashback offers:

  • Get 2 reward points for spending every Rs. 150
  • Get 5X rewards on purchases done after crossing Rs. 4 Lakhs spending milestone in a year (of maximum Rs. 10 Lakhs per year).

How to redeem rewards:

You can redeem reward points for a wide range of redemption options like garments, cosmetics, home appliances, gift vouchers, airline miles, donation to charities, and so on.

To redeem reward points, you can opt for any of the below options:

  • Access the online catalogue for Credit Card rewards on HSBC India’s website. You will have to register for Internet Banking to redeem your reward points online.
  • Download the rewards redemption form through HSBC India’s website and mail it to HSBC Credit Cards division.
  • Mail the form at Post Bag Number – 5080, Chennai – 600 028
  • Call HSBC India’s PhoneBanking number to request a redemption on the IVR

 Best suitable for:

People who travel frequently and loves Shopping Online

 Eligibility to apply for the card:

You age must be at least 18 years and have a minimum annual income of Rs. 4 Lakhs to avail this Credit Card

3. Standard Chartered Priority Visa Infinite Credit Card

Standard Chartered Priority Visa Infinite Credit Card

The Standard Chartered Priority Visa Infinite Credit Card is a lifetime free card that does not levy any annual fee and renewal fees. The card is for Priority Banking customers of Standard Chartered Bank. The card offers you personalised services and privileges to match your lifestyle.

Welcome Offer:

Features & benefits:

  • The card is complimentary for the bank’s priority clients
  • Get 4 complimentary lounge access at domestic airports every quarter
  • Avail Priority Pass membership and get access to 1,000+ airport lounges worldwide at nominal charges. 
  • Be a member of Good Life programme and enjoy various discounts and offers on dining, travel, shopping, and much more.
  • With Standard Chartered’s complimentary overseas insurance plan, protect yourself against air accident by getting an accidental cover of Rs. 1.2 Crores and medical insurance of USD 25,000.

Renewal fee:

  • Joining Fee and Annual Fee for Standard Chartered Priority Visa Infinite Credit Card is NIL.

Rewards & cashback offers:

  • 5X reward points for spending every Rs. 100 overseas or on retail fashion.
  • 2X reward points for all other spends 

How to redeem rewards:

You can visit the official website of Standard Chartered Bank and go to their Credit Cards rewards program section. Explore the products, offers, and terms & conditions. Redeem your reward points instantly online.

Best suitable for:

People who are Priority Banking clients of the bank

Eligibility to apply for the card:

  • Age: 21 and 65 years
  • Applicant must have a stable monthly income
  • Applicant must belong to the Standard Chartered Bank’s Credit Cards sourcing cities/ locations.
  • All Credit Card applications are subject to credit and other policy checks by the bank

4. Citibank Rewards Domestic Credit Card

Citibank Rewards Domestic Credit Card

The Citibank Rewards Credit Card is one of the Best Lifetime Free Credit Cards in India.

It gives you the best of everything including Reward Points on each card swipe, up to 15% savings at partner restaurants, amazing offers on online shopping, easy payment plans, Instant loan on Your Card, and so on.

You can redeem all your points easily for attractive travel options, air miles, premium merchandise, cash back and much more.

Welcome Offer:

  • Get 1,000 bonus points as welcome offer on spending first Rs. 1,000 within 60 days of card issuance.

Features & benefits:

  • Enjoy more than 6,000 offers on Dining, Movies, Shopping, Movies, and EMI
  • Reward Points accumulated through Citibank Rewards Domestic Credit Card never expire.
  • Personal Concierge Services: You can call your concierge anytime to help you with planning a party, making dining reservations, sending flowers, travel assistance, and much more. Call 1800-114-999.
  • Save up to 15% on dining across participating restaurants
  • You can choose easy EMI option at more than 2,000 mobile phone outlets, consumer electronics outlets, leading retail chains, and e-retailers.

Renewal fee:

  • The Annual Fee is NIL when you spend Rs. 30,000 or more using your card in a year. If annual spend is less than Rs. 30,000, an Annual Fee of Rs. 1,000 will be charged.

Rewards & cashback offers:

  • Earn 10X reward points for spending every Rs. 125 at Apparel and Department Stores
  • Reward points can be redeemed instantly at over 700 outlets & e-shopping partners
  • Earn 1 reward point for spending every Rs. 125 on your card anywhere.

How to redeem rewards:

 

Apply for SBI Credit Card

 

You can choose from a variety of attractive options for redeeming your reward points. You can redeem your points against in-store shopping, online shopping, air miles, cash back, and gift vouchers. Once you have decided the product/service for which you want to redeem your points, use your card to make purchase/booking at the respective outlet/website.

Best suitable for:

Indian citizens who are looking for the Best Rewards Credit Card at zero annual fee.

Eligibility to apply for the card:

  • Indian residents
  • Minimum age: 21 years

5. SBI Unnati

SBI Unnati Credit Card

SBI Unnati is one-of-its-kind, a zero fee Credit Card by SBI Cards. The annual fee on SBI Unnati Credit Card is waived off for the first four years of the card issuance. Customers can earn reward points against spends and win cashback on achieving annual milestone.  In all, it is one of the best first-time Credit Cards that will add value to your everyday spends for shopping, grocery, fuel etc.

Welcome Offer:

  • Annual fee of Rs 499, waived off for first 4 years

Features & benefits:

Zero Fee Card:

SBI Card Unnati is absolutely free credit card for the first 4 years. You do not need to pay any fee to avail of this Credit Card.

Rewards Program:

      • Earn 1 Reward Point per Rs 100 spent
      • You get Rs 500 cashback on achieving annual milestone spend of Rs 50,000

Fuel Benefits:

With SBI Unnati Card you are entitled to 1% fuel surcharge waiver for each transaction of Rs 500 to Rs 3000 (exclusive of GST).

Contact Less Card:

The card is powered by contactless technology which makes it a safe card for day-to-day spends. You can make touch free transactions by simply waving the card.

Global Acceptance:

You get flexibility to swipe SBI Cards at more than 24 million outlets in the world. It can also be used at more than 1 million Visa and Master Card ATMs.

Add-on Cards:

You can apply for Add On Credit Cards for your family members above 18 years of age.

Ease of use:

With SBI Unnati Credit Card you ultimate power of credit spending. You can pay utility bills, opt for Balance Transfer on EMI, Flexipay, Easy Money and more.

Renewal fee:

      • NIL*
        The annual fee of Rs 499 on SBI Unnati Credit Card is waived off for the first 4 years of issuance.

Rewards & cashback offers:

      • Earn 1 reward point on each Rs 100 spent by SBI Unnati Credit Card.
      • Receive Rs 500 Cashback, within 15 days of achieving annual spends of Rs  50,000 or more. The offer is applicable for all membership years.

How to redeem rewards on your SBI Unnati Credit Card?

The reward points accumulated on your SBi Unnati Credit Card can be easily redeemed in more than one ways. You can visit Rewards Catalogue on official SBI Cards Website and view the available gift options. The chosen gift can be redeemed on the official website or app.

Rewards’ redemption through website- steps to follow:

      1. Visit official SBI Cards site and log in.
      2. Now click on “Rewards” section.
      3. Click on “Redeem Rewards.”
      4. Check the “rewards catalogue” and make your choice.
      5. In the final step, click on “Redeem now” and confirm the same.

Rewards’ redemption through Mobile App- steps to follow:

      1. Open SBI Card mobile app and log in.
      2. On the left hand side, click on “Rewards.”
      3. Select “Redeem Rewards.”
      4. Check the rewards catalogue & make your choice.
      5. In the final step click “Redeem” and confirm the transaction.

Best suitable for:

The SBI Unnati Credit Card is suitable for following customer profiles:

      • First-time Credit Card applicants
      • Applicants with no credit history or low credit score
      • Those who want to repair their credit score
      • Existing SBI FD customers

Eligibility to apply for the card:

SBI Unnati Credit Card is a secured Credit Card. The approval is instant against a Fixed Deposit above Rs 25000 with the State Bank of India.

 

6. ICICI Amazon Pay Credit Card

ICICI Amazon Pay Credit Card

Issued by ICICI Bank in partnership with Amazon and Visa, the Amazon Pay ICICI Bank Credit Card allows customers to shop online on Amazon.in and earn attractive rewards. You get paid back on each of your transactions. It is a lifetime free credit card as there is no annual or joining fee applicable on the card. This card is specifically made for shopaholics who love to shop online.

Features & benefits:

      • Nil joining fee and annual fee
      • No limit on the earnings from the card
      • Earnings have no expiry date
      • Earnings can be redeemed for purchasing over 10 crore products available at Amazon.in and at more than 100+ partner merchants.
      • Save 15% on your dining bills at 2,500+ partner restaurants across India
      • Fuel surcharge waiver of 1%
      • Earnings are automatically converted to Amazon Pay Balance on completing each billing cycle of the Credit Card.
      • It is a contact less card

Renewal fee:

      • Nil joining fee or annual fee

Rewards & cashback offers:

      • 5% cashback on Amazon.in for Amazon Prime customers
      • 3% cashback on Amazon.in for non-prime customers
      • 2% cashback on over 100 Amazon Pay partner merchants if you use this card on Amazon Pay. 
      • 1% cashback on other payments

How to redeem rewards:

Earnings are in the form of Amazon Pay Balance and are redeemable for all Amazon and Amazon Pay purchases. You can view the full list of merchants who accept Amazon Pay on the bank’s website. On the payment page, you need to use the “Login and Pay with Amazon” payment method for purchases on Amazon Pay partner merchants and then redeem the earned cashback.

Best suitable for:

Online shoppers who shop through Amazon.in frequently. 

Eligibility to apply for the card:

      • This card can be availed through an invite-only programme. If you have received any e-mail or notification from Amazon, then you can apply for it.
      • You should be minimum 21 years of age, having a regular source of income.

7. Kotak Royale Signature Credit Card

Kotak Royale Signature Credit Card

Kotak Royale Signature Credit Card is one of its kind cards for frequent travelers. The card comes loaded with various attractive features and benefits for travelers, such as complimentary airport lounge access, discounted air tickets, and so on. Not just for travel, but the cad offers a host of other benefits too, including rewards on each purchase, fuel surcharge waiver, and so on. The card comes at zero joining fee and renewal fee can be waived off on achieving milestones. 

Welcome Offer:

Complimentary access to Indian Airport Lounges with benefits including gourmet meal, comfortable seating, free Wi-Fi, widescreen TVs, newspaper & magazines, and so on.

Features & benefits:

      • In case of loss of Credit Card, you get a cover of Rs. 2,50,000 against its fraudulent usage up to 7 days pre-reporting.
      • Fuel surcharge waiver of up to Rs. 3,500 in a calendar year on transactions between Rs. 500 and Rs. 3,000.
      • Railway surcharge waiver of up to Rs. 500 in a calendar year for transactions on www.irctc.co.in and on Indian Railways Booking Counters.
      • Add-on Card will same benefits
      • The accumulated reward points can be redeemed against a host of redemption options, such as air tickets, mobile recharge, 10,000 merchandise, and so on, through easyrewardz with easy points.
      • Spend Rs. 4,00,000 to earn 10000 Bonus Reward Points
      • Spend Rs. 8,00,000 to earn 30000 Bonus Reward Points

Renewal fee:

      • The card comes with a zero joining fee. The annual fee of Rs. 999 is also waived off on spending Rs. 1 Lakh in an annual year.

Rewards & cashback offers:

      • Up to 4X reward points on spending every Rs. 150 across all spends on your Kotak Royale Signature Credit Card.
      • 4X reward points on special categories, like are Restaurants, Hotels, Travel Agencies & Tour Operators, Package Tour Operators, Airlines & Air Carriers, and International Spends.
      • 2X reward points on other categories

How to redeem rewards:

Kotak credit card reward points can be converted into currency on shopping at merchant outlets. Points can be redeemed for Cash, Airline Tickets, Movie Tickets, Mobile Recharge, and Branded Merchandise. To redeem your points:

      • Visit www.kotak.com and click on Net Banking
      • Then, log in using your CRN, Password and OTP
      • Choose Credit Cards and select the required Reward Redemption option
      • For redemption against Airline Tickets, Merchandise, and Mobile Recharge, reward points should be converted to Easy Points.
      • 2 Reward Point = 1 Easy Point.

Best suitable for:

Frequent travelers who travel by air or train.

 Eligibility to apply for the card:

      • The age of the Primary Credit Card holder should be between 21 years to 65 years. The minimum age of the Add-on Card holder should be 18 years or above
      • The card is available in Delhi, Gurgaon, Noida, Ahmedabad, Bangalore, Chandigarh, Hyderabad, Kolkata, Chennai, Mumbai, and Pune.
      • The annual income of the applicant should be minimum Rs. 24 Lakhs and above.
      • The applicant should be India resident

8. Axis Bank Insta Easy Credit Card

Axis Bank Insta Easy Credit Card

The Axis Bank Insta Easy Credit Card can be availed with minimal documentation and guaranteed approval. It is a chip and pin enabled card and is issued against your Fixed Deposit (FD) with Axis Bank. The card comes with, fuel surcharge waiver, discounted dining bills, a free Axis Bank credit Card period of 50 days, and other benefits.   

Welcome Offer:

Get 100 EDGE REWARD points on your first online transaction

Features & benefits:

      • You can withdraw up to 100% of your sanctioned credit limit
      • You can get a card with a credit limit of up to 80% of your FD’s value
      • Fuel surcharge waiver of 1% on all fuel transactions in India for transactions between Rs. 400 and Rs. 4,000 (maximum benefit available is up to Rs. 400 per month).
      • Free credit period for up to 50 days, if there is no outstanding on the card
      • A minimum of 15% off on dining bills at partner restaurants in India through ‘Dining Delights’.
      • Guaranteed approval of credit card application
      • Global emergency assistance
      • Platinum chip-enabled credit card for clear authentication of payments and easy fraud detection.
      • Convert any transaction of Rs. 2,500 and above in EMIs

Renewal fee:

The card comes with zero joining fee and annual fee

 Rewards & cashback offers:

      • Earn 6 EDGE REWARD points on spending every Rs. 200 domestically
      • Earn 12 EDGE REWARD points on spending every Rs. 200 internationally

How to redeem rewards:

EDGE REWARDS program enables the customer to earn points on select transactions monthly using Axis Bank Internet Banking/ Axis Mobile. EDGE REWARD points can be redeemed for over 500 products from Axis Bank rewards catalogue and in-store shopping.

After seeing the catalogue, you can redeem your points on Axis Bank Mobile App.

      • Click on the side menu and select Reward Points
      • Then, click on Redeem now
      • You can also visit the Axis eDGE Website to redeem your reward points

Best suitable for:

Shopaholics and frequent diners who want to avail the benefit of discounted bills and get rewarded for each transaction.

Eligibility to apply for the card:

      • Applicant must have a Fixed Deposit at any Axis Bank branch of a minimum amount of Rs. 20,000 and maximum amount of Rs. 25,00,000.
      • Minors cannot apply for the card
      • The card cannot be issued against Tax Saver FDs, Flexi-Deposits (Auto-sweep FDs), and FDs in the name of HUF/society/trust/companies.

9. IndianOil Citibank Platinum Credit Card

IndianOil Citibank Platinum Credit Card

This card is useful for people who have their own vehicle as the card offers several benefits on IndianOil transactions. You get benefits like free fuel, fuel surcharge waiver, turbo points, and so on. The card comes with zero joining and annual fee.  

Welcome Offer:

Get free fuel worth Rs. 250 on your first spend using the card.

Features & benefits:

      • Save over 5% on fuel at all IndianOil outlets
      • Get full fuel surcharge waiver of 2.5%
      • Save up to 20% at 1000+ restaurants in Bengaluru, Delhi / NCR, Chennai, and Mumbai.
      • Get complimentary small combo on purchasing every ticket with the card for a Sunday show at leading multiplexes.
      • Pay all your utility bills online with Bill Pay
      • Buy products, including mobiles, cameras, LCDs, etc., using your card and pay in EMIs.

Renewal fee:

The card comes with zero joining fee and annual fee

 Rewards & cashback offers:

      • Earn 4 Turbo Points on spending every Rs. 150 (2.67%)
      • Earn 2 Turbo Points on spending every Rs. 150 at grocery and supermarkets
      • Earn 1 Turbo Point on spending every Rs. 150 on shopping, dining, etc.
      • Earn 200 bonus Turbo Points on taking every additional card
      • 1 Turbo Point is equal to Re. 1 worth of free fuel

How to redeem rewards:

Turbo Points can be redeemed instantly for fuel at select IndianOil outlets. 1 Turbo Point is equal to Re. 1 worth of free fuel.

Best suitable for:

Car owners who frequently travel with their vehicle.

Eligibility to apply for the card:

      • Applicant’s age must be minimum 23 years and maximum 60 years
      • The minimum income required is Rs. 25,000 per month
      • Applicant must be an Indian resident  

10. Central Bank of India MasterCard Titanium Credit Card

Central Bank of India MasterCard Titanium Credit Card

It is a premium card that is accepted at all merchant outlets across the world. The card comes at zero issuance fees. It gives you complimentary airport lounge access and several other benefits and rewards.     

Features & benefits:

      • This card can be used at any ATM in the world to the extent of permissible limits.
      • The card is enabled with 3D Secure MasterCard Secure Code that provides secured online usage. OTP is generated for every online transaction
      • Credit free period of up to 55 days
      • Add-on card facility available
      • E-statement is delivered to the registered e-mail id
      • Get complimentary access  to select airport lounges across India

Renewal fee:

The issuance fee for the card is nil and the renewal fee is just Rs. 100.

Rewards & cashback offers:

Earn 1 loyalty point on spending per Rs. 100

How to redeem rewards:

To redeem your loyalty points, register your card by visiting www.anmolrewardz.com/cbi/creditcard. 

Best suitable for:

Frequent flyers and spenders.

Eligibility to apply for the card:

      • Applicant should be a minimum of 18 years and below 65 years of age
      • Applicant should have an account in the bank
      • Applicant’s Gross Annual Income must be minimum Rs. 1.50 Lakh and above

FAQ – Lifetime Free Credit Cards in India

✅ Which is the Best Credit Card with Zero Annual Fee?

There is a wide range of cards that provide a vast array of benefits without charging any fee such as HSBC Visa Platinum Credit Card and ICICI Instant Platinum Credit Card, Citibank Rewards Domestic Credit Card & Kotak Royale Signature Credit Card.

✅ What does Lifetime Free Credit Card mean?

A Lifetime free credit card is a card in which the joining fee & annual fee are zero without any conditions.

✅ Which Credit Card is Best in India 2020?

Many banks offer the best credit cards in India which offer exclusive benefits in the form of reward points, air miles points, cashback and discounts on every spend made. Some of the best Credit Cards in India are ICICI Instant Platinum Credit Card, HSBC Visa Platinum Credit Card, Standard Chartered Priority Visa Infinite Credit Card, Citibank Rewards Domestic Credit Card and IndusInd Bank WorldMiles Credit Card.

✅ Can We Get a Lifetime Free Credit Card with Bad Credit Score?

No, you can’t get a lifetime free credit card with a bad credit score. However, you can opt for short-term personal loans and improve your CIBIL score by taking it to 700 score or above that improves your repayment capacity reputation.

✅ What are the Documents Required to Apply Credit Card?

You need to submit the following documents to apply for Credit Card. Identity Proof, Address Proof, 1 recent passport size photograph, last 6 months salary slip and form 16.

 

Also Read: Is It Possible to Build Your Credit History Without a Credit Card?

 

To apply online for Lifetime Free Credit Cards, Secured Loans and Unsecured Loans, visit www.mymoneymantra.com, the leading online lending marketplace that offers financial products from 100+ Banks and NBFCs. We have served 4 million+ happy customers since 1989.

 

Lifetime Free Credit Cards

 

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Category: Credit Card