Karnataka Bank Balance Check

To help its customers seek information on balance checks, Karnataka Bank supports different methods. The account holder can do a Karnataka Bank balance enquiry most conveniently. The options available are:

1. Karnataka Bank Balance Check Number Missed Call

The easiest way to conduct a Karnataka Bank balance check is through the Karnataka Bank balance check number. The bank offers designated helpline numbers to support both balance confirmation and mini statement enquiries. The Karnataka Bank balance check through missed call banking can be availed 24X7.

To use the facility, the customer must register the mobile number with the bank. The registration request is to be given at the home bank branch.

To avail of the facility

• Call 1800 425 1445 for a balance enquiry
• Call 1800 425 1446 for a mini statement

Once the call is made from the registered mobile number, the call will automatically disconnect. An SMS mentioning the enquiry details will be received instantly.

2. Karnataka Bank Balance Check Number SMS

Karnataka Bank balance check can be done through SMS banking. To register for SMS banking, visit the home bank branch. The bank will activate the facility after KYC verification.

To avail the service type in the prescribed format and send it to 9880654321

• Balance Enquiry - BAL <space> <Account Number / Account NickName>
• Mini Statement - TRN <space> <Account Number / Account NickName>

The SMS must be sent from the registered phone number. SMS will be received instantly.

3. Karnataka Bank Balance Check via USSD

Karnataka Bank customers who do not have access to an internet connection or a data pack can use the USSD banking service. USSD is the abbreviated form for Unstructured Supplementary Service Data. The service can also be used on regular feature phones.

• Register your phone number with your Karnataka bank account
• Dial *99*76#

You will receive an SMS mentioning your bank account balance.

4. Karnataka Bank Balance Check via ATM

Karnataka Bank issues ATM-cum-debit account for every Savings and Current account. The same card can be used to conduct a Karnataka Bank balance check. The steps involved are: 

• Visit the nearest Karnataka Bank ATM. You can also use a non-Karnataka Bank ATM for balance enquiry.
• Swipe the ATM-cum-debit card in the ATM
• Enter the 4-digit ATM PIN 
• Select the ‘Balance Enquiry’ option 
• Submit the ‘Balance Enquiry’ request

The available balance in your Karnataka Bank account will appear on the screen. You can also check the last 5 transactions through a mini statement. To get a mini statement, the steps involved are:

• Visit the nearest Karnataka Bank ATM. You can also use a non-Karnataka Bank ATM for balance enquiry.
• Swipe the ATM-cum-debit card in the ATM
• Enter the 4-digit ATM PIN 
• Select the ‘Mini Statement’ option 
• Submit the ‘Mini Statement’ request

You can also take a printout of the mini statement.

5. Karnataka Bank Balance Check via Net Banking

Karnataka Bank balance check service can be availed through net banking. This facility can be accessed by customers from anywhere across the globe. To avail of the service, it is important to register for a net banking service. Once registered, the customer will be issued a User ID and password, which will be used for all future net banking transactions.

The avail the Karnataka Bank balance check service through net banking, the steps involved are:

• Visit the official website of Karnataka Bank 
• Go to the ‘Internet Banking’ link featured at the top of the home page
• Select the ‘Personal NetBanking’ option
• Enter your ‘Retail User ID’ 
• Enter the ‘Captcha Code’ as visible on the screen
• Log in to your account
• Navigate to ‘Balance Enquiry’
• Submit request

The available balance in your Karnataka Bank account will appear on the screen instantly.

6. Karnataka Bank Balance Check via Mobile Banking Apps

In its endeavour to provide seamless service to its customers, the bank has created additional delivery channels. The mobile apps launched by Karnataka Bank for balance check include:

KBL Mobile Plus App

• Download the KBL Mobile Plus app on your Android or iOS Smartphone
• Complete the Self Registration Process and install the app using your active bank account details
• Log in to your account using mPIN
• Go to the ‘Balance Enquiry’ service
• Select option
• Submit request

KBL –mPassbook 

• Download the KBL –mPassbook app on your Android or iOS Smartphone
• Self-register and install the app using your active bank account details
• Log in to your Karnataka Bank account 
• Go to the ‘Balance Enquiry’ service
• Select option
• Submit request

BHIM KBL UPI App

• Download the BHIM KBL UPI App on your Android or iOS Smartphone
• Self-register and install the app using active bank account credentials
• After successful registration, log in to your Karnataka Bank account 
• Go to the ‘Balance Enquiry’ service
• Select option
• Submit request

7. Karnataka Bank Balance Check via Passbook

Karnataka Bank gives a passbook to every account holder. It is issued at the time of opening the bank account and carries all the information related to the bank account. One of the ways for a Karnataka Bank balance check is through regular updation of the bank passbook. A regularly updated passbook will help keep track of all banking transactions for the account. To get the passbook updated, visit the home bank branch.

To provide a seamless customer service experience to its customers, Karnataka Bank offers customer care helplines. These are toll-free numbers. Assistance for any banking service can be availed on all working days except public holidays.

• Toll-free Number - 1800 425 1444
• Toll-free Number - 1800 572 8031
• Standard Call - 080-2202 1500

It is important to remain fully updated about your banking transactions. It is a good banking habit and can help reap numerous benefits. These are:

• Available Balance: Karnataka Bank balance check done regularly will make you aware of the available account balance at different stages. Being aware of the available balance helps you plan your expenditure. It helps you cut down on impulsive purchasing.
• Correct Wrong Entries: Incorrect debits or fraudulent entries can be highlighted if you do a Karnataka Bank balance check regularly. Customers can seek clarification on every entry posted in the account. Corrections, if required, can be done immediately.
• Information on Interest Received: Like all debit entries, it is important to take note of all credit entries, too. A regular balance check will highlight all credit entries, too. The discrepancy, if any, can be reported immediately.
• Reversal of Excess Charges: The bank charges a certain amount of fees and charges, etc., are debited from the account balance every quarter. SBI balance check enquiry makes you aware of the outflows. These can be reported if they are found to be inappropriately charged.

Karnataka Bank Balance Check is important for customers as they can have a clear picture of their finances in a single dashboard. The balance check provides information on recent inflows and outflows as also the ‘as on’ date status. This simple initiative of checking the Karnataka Bank Balance will thwart discrepancies in postings and the resultant inconveniences. The customer is in a better position to plan their spending if they are aware of their bank balance at any given point in time. The Karnataka Bank balance check can be done through online and offline modes. It is a fast, hassle-free, and safe way of remaining abreast of one’s financial situation.